making money essay

260 Money Topics to Write About & Essay Examples

Looking for a topic about money? Money won’t leave anyone indifferent! There are lots of money essay topics for students to explore.

🏆 Best Money Essay Examples & Ideas

👍 good money essay topics, 💡 easy money topics to write about, 📃 interesting topics about money, 📑 good research topics about money, 📌 most interesting money topics to write about, ❓ research questions about money.

You might want to focus on the issue of money management or elaborate on why money is so important nowadays. Other exciting topics for a money essay are the relation between money and love, the role of money in education, etc. Below you’ll find a list of money topics to write about! These ideas can also be used for discussions and presentations. Money essay examples are a nice bonus to inspire you even more!

• Can Money Buy You Happiness? First of all, given that happiness is related to the satisfaction of personal needs, there is also a need to consider the essential need of human life such as housing, medicine, and food.
• Connection Between Money and Happiness Critical analysis of money-happiness relationship shows that socioeconomic factors determine the happiness of an individual; therefore, it is quite unsatisfactory to attribute money as the only factor and determinant of happiness.
• Money as a Form of Motivation in the Work Place This then shows that money can and is used as a motivational factor in the work place so that employees can strive to give their best and their all at the end of the day.
• Money, Happiness and Relationship Between Them The research conducted in the different countries during which people were asked how satisfied they were with their lives clearly indicated the existence of a non-linear relationship between the amount of money and the size […]
• I Don’t Believe Money Can Buy Happiness This shows that as much as money is essential in acquisition and satisfaction of our needs, it does not guarantee our happiness by its own and other aspects of life have to be incorporated to […]
• Does Money Buy Happiness? Billions of people in all parts of the world sacrifice their ambitions and subconscious tensions on the altar of profitability and higher incomes. Yet, the opportunity costs of pursuing more money can be extremely high.
• Money: Good or Evil? Comparing & Contrasting While there are those amongst us who subscribe to the school of though that “money is the source of all evil”, others are of the opinion that money can buy you anything, literary.
• Why Money Is Important: Benefits & Downsides The notion originated from the Bible because the person who made Jesus suffer on the cross was enticed by the love of money to forsake Jesus.
• Should America Keep Paper Money It is possible to begin the discussion of the need for keeping paper currency from referring to the rights of any people.
• Strategies to Save and Protect Money Thus, the main points of expenditure will be clearly marked, which will help to exclude the purchase of unnecessary goods and services.
• Anti-Money Laundering and Hawala System in Dubai To prevent money launders and agents, most countries enacted the anti-money laundering acts with the goal of tracking and prosecuting offenders.
• Money and Modern Life The rich and the powerful are at the top while the poor and helpless are at the bottom, the rest lie in-between.
• The Global Media Is All About Money and Profit Making It is noteworthy that the advertisement are presented through the media, which confirms the assertion that global media is all about money and profit making. The media firms control the information passed to the public […]
• Time Value of Money: Importance of Calculating Due to fluctuations in economies, all organizations need to take into consideration concepts of the time value of money in any investment venture.
• Anti-Money Laundering in Al Ansari Exchange Case Study Details Company name: Al Ansari Exchange Headquarters: Dubai, United Arab Emirates Sector: Financial Services Number of employees: 2500 Annual gross revenue: UAED 440.
• Discussion: Can Money Buy Happiness? Reason Two: Second, people are psychologically predisposed to wanting more than they have, so the richer people are, the less feasible it is to satisfy their demands.
• Why People Should Donate Time, Money, Energy to a Particular Organization, Charity, or Cause Its vision is to have a world that is free from Alzheimer’s disease.”The Alzheimer’s Association is the leading, global voluntary health organization in Alzheimer’s care and support, and the largest private, nonprofit funder of Alzheimer’s […]
• Opinion on the Importance of Money In the absence of money, individuals and organizations would be forced to conduct transactions through barter trade which is a relatively challenging system due to existence of double coincidence of wants.
• Giving Money to the Homeless: Is It Important? The question of whether a person should give money to a homeless person or not is a complicated one and cannot have the right answer.
• Success and Money Correlation The development of the information technologies and the ongoing progress led to the reconsideration of the values and beliefs. It is significant to understand that there is no right or wrong answer for the question […]
• Relation Between Money and Football In the English league, clubs have been spending millions to sign up a player in the hope that the player will turn the fortunes of the company for the good.
• Money Saving Methods for College Students A budget is one of the methods that a college student can use to save money. In the budget, one should indicate how much to save and the means of saving the money.
• Money or Family Values First? Which Way to Go As such, family values becomes the epicenter of shaping individual behavior and actions towards the attainment of a certain good, while money assumes the position of facilitating the attainment of a certain good such as […]
• The Lebanese-Canadian Bank’s Money Laundering The bank was later banned from using the dollar by the American treasury; this resulted in the collapse and eventual sale of the bank.L.C.B.had to pay a settlement fine of one hundred and two million […]
• Money, Happiness and Satisfaction With Life Nonetheless, the previously mentioned examples should be used to remind us that money alone is not a guarantee of happiness, satisfaction with life, and good health.
• Efforts to Raise Money for Charity However, the point is that charity is supposed to be for a simple act of giving and not expecting any returns from it.
• Dreams of Avarice in Ferguson’s “The Ascent of Money” The chapter “Dreams of Avarice” of the book “The Ascent of Money” explores different stages of development of money functioning in the world by relating them to corresponding historical events.
• Money and Happiness in Poor and Wealthy Societies Comprehending the motivations for pursuing money and happiness is the key to understanding this correlation. The Easterlin paradox summed this view by showing that income had a direct correlation with happiness.
• Money and Banking: General Information The essay gives the definition of money and gives a brief description of the functions of money. As a store of value, money can be saved reliably and then retrieved in the future.
• Anti Money Laundering and Financial Crime There are a number of requirements by the government on the AML procedures to be developed and adopted by the firms in the financial service in industry in an attempt to fight the illegal practice.
• Drugs: The Love of Money Is the Root of All Evils The political issues concerning the use of drugs consist of, but not limited to, the substances that are defined as drugs, the means of supplying and controlling their use, and how the society relates with […]
• Money Laundering: Most Effective Combat Strategies The practice of money laundering affects the economy and security of a country. Countries have directed their efforts to curb money laundering to control the downwards projections of their countries’ economies.
• Electronic Money: Challenges and Solutions First of all, it should be pointed out that money is any type of phenomenon which is conventionally accepted as a universal carrier of value, or “any generally accepted means of payment which is allowed […]
• Money and Its Value Throughout the World History What is important is the value that people place on whatever unit they refer to as amoney.’ Money acts as a medium of exchange and an element of measurement of the value of goods and […]
• Change in the Value of Money According to Keynes To explain the effect of inflation on investors, Keynes delves into the history of inflation through the nineteenth century and tries to explain the complacency of investors at the beginning of the First World War […]
• Park Avenue: Money, Power and the American Dream – Movie Analysis It can be taken as the national ethos of the citizens of the USA. The basis of the American society is broken and it is not united anymore.
• Money and Work Performance When there is a deliberate effort by the workplace to reduce the incidence of these, both the agency and the employees benefit.
• Edwin Arlington Robinson: Money and Happiness in “Richard Cory” It is evident that money cannot guarantee happiness in one’s life due to the uncertainties that surround each one of us.
• Two Attitudes Towards Money The over-dependence on money to satisfy one’s emotional needs is a negative perspective of money. The positive attitude of money is rarely practiced by people.
• Where Does the Money Go? by Bittle & Johnson Therefore, the authors explain key issues of the national debt in a relatively simple language and provide their opinion on how the country got into that situation and what could be done about it. In […]
• “From Empire to Chimerica” in “The Ascent of Money” In the chapter “From Empire to Chimerica,” Niall Ferguson traces back the history of the Western financial rise and suggests that nowadays it is being challenged by the developing Eastern world. The hegemonic position of […]
• Paper Money and Its Role Throughout History The adoption of the paper money was considered to be beneficial for both the wealth of the country and the individual businessmen.
• Artworks Comparison: Les Demoiselles d’Avignon and Tribute Money Though the Les Demoiselles d’Avignon, a fresco created by Picasso, was created in an entirely different epoch than Masaccio’s Tribute Money was, the two artworks still share a range of stylistic, compositional and conceptual similarities, […]
• Money, Success, and Relation Between Them In particular, the modern generation attaches so much importance to money in the sense that success and money are presumed to be one and the same thing.
• Prices Rise When the Government Prints too Much Money Makinen notes that an increase in the supply of money in an economy relative to the output in the economy could lead to inflationary pressure on prices of goods and services in the economy.
• Money: Evolution, Functions, and Characteristics It acts as medium of exchange where it is accepted by both buyers and sellers; the buyer gives money to the seller in exchange of commodities.
• Money Laundering Scene in Police Drama “Ozark” In one of the first season’s episodes, Marty, the main character, illustrates the process of money laundering crime. In the scene, one can see that Marty is fully sane and is committing a crime voluntarily.
• Money From the Christian Perspective Work in Christian missions is a business and since it affects the relationship between the missionary and the people he is trying to reach, missionary funding is essential.
• Business Case Scenario: Missing Money in a Company A possible scenario explaining how money is missing is through the payroll department my first argument seeks to prove the payroll department as the loophole of the company’s misfortunes.
• Sports Stadiums’ Funding by Public Money The issue is controversial from an ethical point of view since not all citizens whose taxes can be spent on the construction of the stadium are interested in or fond of sports.
• Money Laundering: The Kazakhgate Case He was accused of breaking the Foreign Corrupt Practices Act of 1974 and money laundering by the U.S.attorney’s office for the Southern District of New York.
• The Ways Terrorists Raise and Move Money Moreover, the government has put into action the freezing orders and blocking of united states individuals who are presumed to have a hand in terrorist activities.
• “Money as a Weapon” System and Fiscal Triad Furthermore, the fiscal triad encompasses the procurement of products and services and the disbursement and accounting of public funding. Fiscal legislation and contracts are two key components of the “money as a weapon” system.
• The Fiscal Triad and Money as a Weapon System The reliance on the unit commanders sparked the development of the complementary strategy, “Money as a Weapon System,” which became a focal point of the Iraq and Afghanistan campaigns.
• Saving Money Using Electric or Gas Vehicles The central hypothesis of the study is that the electric car will save more money than gas ones. The main expected outcome that the study is counting on is a confirmation of the presented hypothesis […]
• Traditional vs. Modern Forms of Money The most significant argument for the continuing existence of traditional forms of money is the impossibility of converting all financial resources into a digital form.
• Money Laundering Through Cryptocurrencies This study will try to critique the approaches used by countries to address the aspect of money laundering activities and the risks posed by digital currencies.
• Time Value of Money: What You Should Know The time value of money is a paramount financial concept, according to which a certain amount is now worth more than the same amount in the future.
• Play Money Paper: A Report Betas of the Companies in the Portfolio It is noteworthy that in the given portfolio, the beta indices of the companies involved vary considerably.
• Integration of Business Ethics in Preventing Money Laundering Schemes The shipping information within the document seems inaccurate with the intention to launder money from the buyer. The contribution of ocean carrier in the transaction process is doubtful to a given extent.
• Trade-Based Money Laundering The purpose of this paper is to research the subject of trade-based money laundering, its impact on global scene and export controls, identify types of trade finance techniques used to launder illegal money, and provide […]
• Impact of Natural Disasters on Money Markets and Investment Infusion of funds from the central bank during natural disasters results in higher process of exports as a direct result of an increase in the value of the local currency.
• The Perception of Money, Wealth, and Power: Early Renaissance vs. Nowadays In the Renaissance period, power was a questionable pursuit and could be viewed as less stable due to more frequent upheavals.
• Financial Institutions and Money Money is a store of value because it can be saved now and used to purchase se goods and services in the future.
• Researching of the Time Value of Money After receiving the loan, one of the monetary policies that would help PIIGS to stabilize is the deflation of their currency, in this case, the Euro.
• Anti-Money Laundering: Financial Action Task Force Meanwhile, given the limited access for physical assessment of state jurisdictions, it is likely that current provisions of FATF are yet to be revised in spite of pandemic travel and assessment restrictions.
• Anti-Money Laundering in the UK Jurisdiction The regime adopted in the UK is based on the provisions of “the Terrorism Act of 2000, the Proceeds of Crime Act of 2002, as well as the Money Laundering, Terrorist Financing, and Transfer of […]
• Trade-Based Money Laundering and Its Attractiveness The proliferation of the trade-based money laundering is directly related to the growing complexity of international trade systems, where new risks and vulnerabilities emerge and are seen as favorable among terrorist organizations seeking for the […]
• Money Laundering and Sanctions Regulatory Frameworks Under the provisions of OFAC, the company has violated the cybersecurity rules that might indirectly bring a significant threat to the national security or the stability of the United States economy by engaging in online […]
• Type Borrowing Money: Margin Lending In the defense of the storm financial planning firm, BOQ submitted to the authorities that in view of banking regulatory policies, storm had not contravened any of the policies and this is the reason why […]
• Lessons on Financial Planning Using Money Tree Software Financial planning remains a fundamental function among the investors in coming up with a method of using the finances presently and in the future.
• The Supply of Money in the Capitalist Economy In the capitalist economy that the world is currently based on, the supply of money plays a significant role in not only affecting salaries and prices but also the growth of the economy.
• Time Value of Money Defined and Calculations Simply put, the same value of money today is worth the same value in future. The time value of money can therefore be defined as the calculated value of the money taking into consideration various […]
• Money Tree Software: Financial Planning This return is important because: It represents the reward the business stakeholders and owner of the business get in staking their money on the business currently and in the future It rewards the business creditors […]
• Money Management: Investment on Exchange-Traded Funds The essay will discuss the possibility of investing in a number of selected ETFs in connection to an investment objective of an individual.
• What Is Money Laundering and Is It Possible to Fight It Certainly and more often money involved in laundering is obtained from illegal activities and the main objective of laundering is to ‘clean’ the dirty money and give it a legitimate appearance in terms of source.
• Time Value of Money: Choosing Bank for Deposit The value of the money is determined by the rate of return that the bank will offer. The future value of the two banks is $20,000 and $22,000 for bank A and bank B respectively.
• How Money Market Mutual Funds Contributed to the 2008 Financial Crisis While how the prices of shares fell below the set $1 per share was a complex process, it became one of the greatest systemic risks posed by the MMMF to the investors and the economy […]
• Time Value of Money From an Islamic Perspective Islamic scholars say that the time value of money and the interest rates imposed on money lent are the reasons why the poor keep on getting poor and the rich richer.
• Rational Decision Making: Money on Your Mind The mind is responsible for making financial decision and it is triggered by the messages we receive on the day to day activities. Lennick and Jordan explain that, we have two systems in the brain; […]
• A Usability Test Conducted on GE Money.com.au It is common knowledge that the easier it is to access services and products on a given website the more likely users will be encouraged to come back.
• “Most Important Thing Is Money Ltd”: Vaccination Development Thus, necessary powers have been vested with the Secretary of State for Health in England, through the recommendations of the Joint Committee on Vaccinations and Immunisation to enforce such preventive steps, through necessary programs that […]
• Money Investments in the Companies and Bonds The stock volume is on the low level now, about 30, but it is connected with the crisis in the world and the additional investment may support the company and increase it. In general the […]
• Money Management in the Organization There is a much debate on the issue and several people an financial experts do analyze the historical perspectives of the Active vs Passive money management.
• How the Virus Transformed Money Spending in the US In the article featured in the New York Times, Leatherby and Geller state that the rate at which people spend their money has rapidly decreased due to the emergence of the virus in the United […]
• The Role of Money and Class Division in Society The image of modern American society tries in vain to convey the prevalence of personality over social division. Americans’ perception of financial status has been shaped for years by creating the notion of the “American […]
• Money and American Classes in 1870-1920 Wherein, the time of the stock market emergence was the time of the ongoing “carnival,” where the mystical power of money transferred to miraculous products and medicines and compelling advertisements.
• The Ascent of Money – Safe as Houses Looking from a broad historical perspective, Niall Ferguson devotes the chapter “Save as Houses” to the observation of the real estate concept transformation, describes the place of the real estate market in the economic systems […]
• The Ascent of Money – Blowing Bubbles The price for a share tells how much people rely on the cost of the company in the future. The life of a stock market represents the reflection of human moods on the price of […]
• Canada’s Role in the History of Money: The Relationship Between Ownership and Control Individuals with the predominant shares gain the directorship of the wealth production channels and as such gain control of the diversified owners.
• Why Non-Monetary Incentives Are More Significant Than Money It is important to recognize that both monetary and non-monetary incentives, otherwise known as total rewards, are offered to employees in diverse ways for purposes of attracting and motivating them to the ideals of the […]
• To Make Money or Serve the Society? However, when the issue of the corporation to serve the society arises, then it kind of compromises the main focus of the corporation, which is to make money. These have been the major causes of […]
• Money Role in Macro Economy The dollar is till now the most accepted currency in the world and this dollar fluctuation that has been caused by the worst recession in American history since the time of the Great Depression is […]
• Two Attitudes Toward Money Two attitudes toward money involve negative perception of money as universal evil and positive perception of money as source of good life and prosperity.
• Organizational Communication & the “Money” Aspect While the use of this information is critical for both ensuring survival of the organization and being a frontrunner in its strategies for the future, there are large boulders in use of this information effectively, […]
• Tax Money Usage on Military Spending Issue The fact that America won the Cold War and defeated the Soviets is taken as a vindication by the American leaders of the need to continue military spending.
• Money Makes You Happy: Philosophical Reasoning It is possible to give the right to the ones who think that money can buy happiness. This conclusion is not accepted by psychologists who think that wealth brings the happiness only in the moment […]
• “Who Says Money Cannot Buy Happiness” by Lee Investment is a production process for will it bring about goods and services that can be sold to the market and in the process, the owner of the business makes some profit.
• Technical Analysis as Active Money Management Method Technical analysis is the financial markets methodology that asserts the capability to foretell the probable course of security charges by the means of past market data study, principally price and volume.
• Spare Change: Giving Money to the “Undeserving Poor” To address the central theme of the article, one need to delve deeper into the psyche of giving alms and money to the poor people we meet on the street.
• The Use of Money in Business Practices Money is seen as the cause of problems and especially in the minds of emerging market respondents. Through this they can pick up groceries for the old in their neighborhood and make money from this.
• Money Laundering and Terrorist Finance However, the balance money after the sham gambling is transferred to another ordinary bank account, thereby creating a legal status for the laundered money as if it has come from gambling and will be employed […]
• City Planning. Too Much Money: Why Savings Are Bad The scenario is that the expected growth in economies where the rate of savings is high has not shown a corresponding increase in growth rate also.
• Debates in Endogenous Money: Basil Moore The value of the currency was determined by the value of the precious metal used to mint the currency. From the time Federal Reserve took control of money and credit, economic consistency is attained by […]
• Money and Banking. Financial Markets The essay will examine the essence and the importance of the above-mentioned financial phenomena and see how their interrelation, especially in the negative context, can influence the state of things in society.
• Money and Justice: High-Profile Cases It is estimated that thousands of persons bracketed in the ‘poor’ sector of society go to jail annually in the United States without having spoken to a lawyer.
• Accounting for Public Money After Railway Privatization There were very many problems prior to the railway privatization in 1990.one of the problems that led to the privatization of the railway line in the UK was the misappropriation of taxpayers’ money.
• Time Value of Money and Its Financial Applications The time value of money refers to the idea that money available at the present time is worth more than the same amount in the future, due to its potential earning capacity.
• Time Value of Money in Examples Therefore, re-purchase of the shares appeals to the managers of the company because it will allow the company uses the money to regenerate more money for the purpose of repurchase the shares in the future.
• Wall Street Managers: The Art of Making Money In the end, the goal of Wall Street managers is to ensure optimal returns in all of their investments. The evolution of Wall Street managers is etched in the history of financial markets.
• Money Laundering in the USA and Australia The International Money Fund has established that the aggregate size of money laundering in the World is approximately four percent of the world’s gross domestic product.
• Locke’s Second Treatise of Government and Voltaire’s Candide’s Value on Money Both written at a time when philosophers had started questioning the relevance of capitalism and the concept of wealth creation, it is evident that the two authors were keen on explaining the power of money […]
• The Concept of Money Laundering The first issue I have learned is that the main problem lies in the presence of Big Data that includes trillions of transactions of various financial organizations and systems.
• Fraud, Money Laundering, and Terrorism Financing After the audacious attack by Al-Qaeda and the destruction of the Twin Towers on 11th of September 2001, terrorism was declared the number one enemy to the peace and stability of the modern world.
• Time Value of Money – Preparing for Home Ownership The purchase price of the house is determined by using the following formula in Excel. 66 The down payment is 20% of the future value of the house, i.e, $40,278.13.
• Martin Van Buren: Money and Indian Relocation One of the reasons for such collaboration and understanding is the focus on the values we have. I believe this path will bring us to the land we all would like to live in.
• The General Theory of Employment, Interest and Money Money is a determinant of the propensity to consume; hence, the more money one makes, the more that he or she consumes and the converse is the case.
• The Practice of Saving Money Knowledge of the language is also a very crucial component of EAP as it aids the learner in understanding questions and responding to them in their examinations.another differentiating factor between the two varieties of English […]
• Money Market and Value-Based Pricing Consequently, the GDP can be defined by the equation: Y=C+I+G+NX where: Y= Total GDP, C=Consumption by household, I=Investment, G=Government expenditure, NX=Net Exports Net Domestic product entails the reduction of the GDP by the depreciation of […]
• How Money Markets Operate? Furthermore, only free markets have shown the resilience that is necessary to accompany the fluctuations in demand and supply of the money markets.
• Access Right to Money: Sculpture Theft Among the suspects, there are those in dire need of the money due to financial problems, while others need the values worth of the item and not the actual monetary price attached to the item.
• History of Money in Spain The production of coins melted from gold also ceased in the year 1904, with the production of that melted from silver ceasing in the year 1910.
• Money Flows and Financial Repression in the US and China From the article, the authors depict how the interest rates in developed countries like the United States compare with those of the emerging markets such as China, India, and Brazil.
• Management: “Marketplace Money” and “Undercover Boss” In this case, the accents are made on the support of the healthy workforce in order to guarantee the better employees’ performance and on the idea of rewards as the important aspects to stimulate the […]
• Money Compensation for Student-Athletes Besides, sports are highly lucrative for colleges, and students whose labor brings the revenues should share the part of them not to lose the interest in such activities.
• Chapters 1-3 of “Money Mechanics” by David Ashby The retained amount of money in the commercial bank is the primary reserve. The banks can decide to reduce their working reserve, and the money obtained is transferred to the excess reserve fund in accounts […]
• Banking in David Ashby’s “Money Mechanics” Changes in prices may not have a direct effect on the gross domestic product and the planned expenditures because this is determined by the money that is in supply. This causes the GDP and prices […]
• Karl Marx on Commodities, Labor, and Money Division of labour is very important in the production of commodities. The use-value of each commodity contains useful labour.
• The UAE Against Money Laundering and Terrorism Financing This valuation of the anti-money laundering and combating the financing of terrorism government of the United Arab Emirates is founded on the forty endorsements and the nine special commendations on extremist supporting of the monetary […]
• UAE Anti-Money Laundering Laws and Their Benefits The legal maintenance of counteraction to the legalization of criminal incomes is carried out by means of a system of laws and regulations, controlling financial, bank, and customs relations and establishing the order of licensing […]
• Money, Their Features, Functions and Importance The first hindrance is the inability of the household to monitor the activities of firms. In this case, it is used to state the value of debt.
• Happiness Without Money in Sociology and Psychology The tendency’s mechanics are simple – being in the possession of any substantial sum of money increases a person’s chance to secure a dominant status within the society, which in turn will result in strengthening […]
• Money Market Development Factors The money market is one of the fundamental elements in the functioning of any state. Under these conditions, the gradual rise of technologies and their implementation in the sphere of financial operations alter the money […]
• “God’ Money is Now My Money” by Stanley Seat It could be said that different priorities and the lack of time for supervision of the employees are the critical reasons for the violation of rules and high frequency of fraud in the religious institutions […]
• International Money Laundering Thus, money laundering has a profound impact on the state of the global economy, as well as on the economy of the U.S.
• Cybercrime and Digital Money Laundering The result of the investigation was the indictment of Western Express and a number of the company’s clients for several charges including stolen credit card data trafficking and money laundering.
• Hawala Remittance System: Anti-Money Laundering Compliance The existence and operation of money remittance systems is one of the primary features of developing economic relation at all scales from local to the global ones.
• Time Value of Money in Economies of Scale Also, the investigation of the VoF becomes easier by means of scrutinizing the tradeoff between the TVM and the EoS. The TVM is also employed to reach the integration of infrastructure investment valuation and risk […]
• Time Value of Money in Investment Planning The author of the post makes a good point that an amount of money is worth more the sooner it is received.
• David Leonhardt: May Be Money Does Buy Happiness After All The case study of Japanese citizens that support Easterlin paradox do not factor in the confounding psychological effects of the Second World War on the entire population and the country.
• Illegal Drug Use, Prostitution and Money Laundering Upon discussing the impact of money laundering, illegal drugs, and prostitution, the paper proposes the issuing of a court order restraining the use of wealth acquired from victimless crimes as one of the approaches to […]
• Getting Beyond: Show Me the Money Nevertheless, underpayment and overpayment are common, leading to dissatisfaction. Notably, compensation is part culture, but analytics will gain traction in the big data era, as start-ups leverage such advantages from experts to manage a sales […]
• Space Programs: Progress or Waste of Money? According to Ehrenfreund, the ingenuity to develop technologies and work in space is part of the progress that comes from space programs. Space programs have led to the development of technologies that improve air transport.
• “The Money Machine: How the City Works” by Coggan The media plays a chief role in educating the public concerning the various financial matters that affect the undertakings of the City.
• Money Evolution in Ancient Times and Nowadays In the means to defining what money is, most of the scholars from the psychological and physiological field have come up with the theoretical aspects of money and the ways it influences the economic growth […]
• Fraud and Crime Theory in the “Black Money” Movie The movie shows the irregularities involved in the acquisition of arms for the Saudi government. The movie is a perfect display of the international crimes and financial fraud that has been on the rise in […]
• Mercantilism, Stamped Money, and Under-Consumption It is paramount to note that he criticizes ideas of Ricardo quite frequently, and he believed that he did not consider the ideas that were suggested by other prominent economists.
• Money Evolution in the 21st Century and Before The history of the world cannot be described effectively without identifying the function of money. Money has been used to measure the value of resources and financial markets.
• Financial Crisis in Ferguson’s “The Ascent of Money” By Ferguson, the main purpose of the historian is to relieve humanity from the financial illusions on the examples of the past.
• Monetary Policy in “The Ascent of Money” by Ferguson The rise of Babylon is closely linked to the evolution of the concept of debt and credit; without bond markets and banks, the brilliance of the Italians would not have materialized; the foundation of the […]
• The Airtel Money Service: Indian and African Paths When comparing the Indian and African paths in introducing the service, the first difference that arises is the main user of the service as in the case of India, it was the lower middle class.
• Money History, Ethical and Social Standarts These moral preconditions of the emergence of money, the social conventions that regulate and control it, and the evolvement of its status in the present-day world can be regarded as the most significant events in […]
• World Money History in the 20th Century and New Objects of Value
• Locke’s Work on Interest and Value of Money
• Money in the “Sheriff of Cape Breton” Case Study
• Medieval England in “Treatise on the New Money”
• Blowing Bubbles in Ferguson’s “The Ascent of Money”
• Treatise on the New Money: Document Analysis
• Human Bondage in Ferguson’s “The Ascent of Money”
• Money History, Bonds, Market Bubbles, and Risks
• Park Avenue: Money, Power and the American Dream
• Deflation in the Quantity Theory of Money
• Money, Its Purpose and Significance in History
• “Who Stole the Money, and When?” by Greenberg
• Money History From the Middle Ages to Mercantilism
• Money Development From 600 BC to Nowadays
• Money Development and Its Stages in World History
• Market Society in “What Money Can’t Buy” by Sandels
• Employee Theft in “Who Stole the Money, and When?”
• European Union Anti-Money Laundering Directive
• T-Shirts “SENIOR 2016” and Time Value of Money
• Time and Money in “Neptune’s Brood” by Charles Stross
• “College Is a Waste of Time and Money” by Bird
• Virgin Money Company’s Business Model in Canada
• Money in History and World Cultures
• Is College Education Worth the Money
• Weddings, Marriage, and Money in the UAE
• Money and Happiness Connection – Philosophy
• The Ascent of Money: A Financial History of the World
• “Art for Money’s Sake” by William Alden
• Money’s and Banking’ Concepts
• Central Bank of Bahrain and Money Supply Regulation
• Psychological Research: Money Can Buy Happiness
• Finance: The History of Money
• Finance in the Book “The Ascent of Money” by Niall Ferguson
• Criminal Law: Blood Money From the Human Organs Sale
• Money as an Emerging Market Phenomenon
• Cyber-Crime – New Ways to Steal Identity and Money
• The Case of Stolen Donation Money
• Time Value of Money
• Money and Banking: The Economic Recession of 2007
• Money and Banking: David S. Ashby’s Perspective
• Christian Moral Teaching and Money
• Money and Capital Markets: Turkey, India and China
• Money and Capital Markets: Central Banks
• Exploring the Relationship Between Education and Money
• Anti Money Laundering and Combating the Financing of Terrorism
• Mobile Money Transfer as an Alternative Product for Vodafone Group Plc
• The Relationship Between Money Supply and Inflation
• UK and USA During the Period 2000-2010: Consumer Price Index, Unemployment Rate, Money Supply and Interest Rate
• Are Workers Motivated Mainly by Money?
• Money Mechanics in the U.S.
• Money and Markets vs. Social Morals
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IvyPanda. (2024, March 2). 260 Money Topics to Write About & Essay Examples. https://ivypanda.com/essays/topic/money-essay-topics/

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29 Great Ways to Make Money Writing Online in 2024

• Updated: 04/30/24
• Comments: 0

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Are you looking for a way to get paid to write? Do you want to make money by writing articles, blog posts, stories, or maybe something else entirely?

There are so many different ways to make money from writing, depending on your skill set and desires.

Whether you want to write for magazines, blogs, or other outlets, you can get paid to write from the comfort of your own home.

It’s often a very flexible job with flexible rates and hours.

Writing can be a great side business to start or even a full-time gig, depending on what you’re looking for.

With the right approach and some tips from this guide on how to make money writing, you’ll be able to turn your passion into a lucrative career!

We’ll cover everything from finding clients to understanding different payment methods, and more.

What Skills Do You Need to Get Paid to Write?

The good news is that you don’t need much at all to start a writing career – just a few basics.

• Writing Skills: Of course, you should have some experience with writing. But the cool thing is that you can be a self-taught writer. You don’t need any special credentials or qualifications to get started.
• Grammar Skills: Of course, you’ll need to have a good understanding of grammar and punctuation. Your work shouldn’t need any additional proofreading.
• Research Skills: Being able to research topics quickly and accurately is essential for any kind of writing job. You may be required to cite your sources.
• Time Management Skills: As with any job, managing your time well will help ensure that you meet deadlines and keep clients happy.
• Marketing Skills: Promoting yourself as a writer is key in order to get new clients and maintain existing ones. You don’t have to be an expert in marketing but it helps! It also helps to have marketing experience to include in your writing to help your clients reach their audiences better.
• Communication Skills: This is important to communicate submission deadlines and negotiate your rates.

29 Ways to Get Paid to Write Online

Making money online is the ultimate dream for many people and why wouldn’t it be? Work when you want and often for how much you want.

The world of writing can open up your career to so many different opportunities.

Let’s explore those opportunities in more depth below.

1. Blogging

Why rely on others to pay you money for writing when you can be your own boss? One of the best ways to make money writing is to start blogging .

There are a lot of ways to monetize blog content , including affiliate programs , sponsored posts, display ads, or selling your own products and services.

It takes time and effort to build an audience for your blog but it can be a much more rewarding way to get paid for writing.

Once your own blog becomes successful, you can also accept guest posts from other writers to help you save time and focus on other areas of your business.

It’s also very common for many bloggers to also have freelance writing gigs on the side while they are working on building their blogging business.

2. Freelance Writing

If you don’t have the time or desire to maintain a blog, freelance writing may be a better option for you. Freelance writers are hired by individuals, companies, websites, and publications to produce content on their behalf.

You’ll need to market yourself in order to land jobs as a freelance writer but once you do, you can start making money from home while writing about topics that interest you.

Plus, there are so many options for where to find freelance work — from job boards to social media groups—so it’s easy to find gigs that fit your skillset.

There are freelance writing opportunities in almost every area that we will discuss on this list.

3. Content Writing

A lot of companies, websites, and publications hire content writers to produce blog posts for them.

As a content writer, you are responsible for researching topics, creating engaging content, and optimizing it for SEO.

This is an excellent way to get paid to write because you can find jobs in almost any industry.

Consider your writing niche and whether you want to be known for one particular niche or a variety of niches.

It’s also helpful to have experience with content marketing.

Many companies also offer regular updates so you won’t have to worry about finding new work once the first assignment is complete.

This type of online writing can be either a freelance or a full-time writing career, depending on the needs of the client.

4. Copywriting

Copywriters write persuasive messages that aim to convince readers into taking action (e.g., making a purchase).

They typically specialize in marketing copy for sales pages, emails, and more.

Copywriters need strong research skills, creativity, and an understanding of consumer psychology in order to craft effective copy that will resonate with their target audience.

Because copywriting is a more specialized form of writing, you can often get paid more in this industry.

5. SEO Writing

Search engine optimization (SEO) is key if you want people to find your content online.

SEO writers write articles that follow SEO best practices to ensure their content can easily found by search engines like Google or Bing.

In order to be an SEO writer, you should have an understanding of how blogs use SEO to drive traffic.

SEO writers typically get paid more than other types of writers because it’s considered a specialized skill.

If you’re familiar with keyword research and SEO, this is a great way to get paid to write.

Related: 17 Best SEO Content Writing Services

6. Technical Writing

Technical writers create documents such as instructions, manuals, and tutorials for products or services.

You need to be able to explain complex information in an accessible, concise way.

It can be a lucrative and stable career since it often requires long-term contracts with clients. Plus, you don’t have to worry about finding new work as often as freelance writers do.

That said, technical writers must have strong writing skills as well as an understanding of the subject matter they’re writing about.

7. eBook Writing

Writing eBooks is another popular way to make money from writing online. You’ll need to come up with a unique concept and construct compelling sales copy in order to attract readers — but if done right, it can be a great source of income.

The best eBooks are usually around 20,000 words and will cost you anywhere from $2-$10 per eBook.

Plus, once your book is published, it’ll be available for sale indefinitely — so you can continue to make money even after the initial launch!

8. Ghostwriting

Ghostwriters write content for other people without taking credit for it.

This type of writing requires discretion as you will often be required to sign a non-disclosure agreement (NDA) before your start the project.

It’s a great option if you’re looking for regular work, but just keep in mind that you won’t get any recognition or public acknowledgement for your efforts.

Ghostwriting is usually done for celebrities or high-profile clients who want to write books but don’t have the time or expertise to do so themselves.

The ghostwriter does all the work and then hands over the finished product to the client.

9. Proofreader or Editor

If you’re an experienced writer or editor, you may be able to make money by proofreading or editing documents for other people.

You’ll need a sharp eye for detail and the ability to catch any errors that may have been missed.

Proofreading is usually paid on a per-hour basis but it’s also possible to negotiate flat rate fees with clients as well.

Plus, if you become known as a reliable and accurate proofreader, you can start charging more for your services over time.

10. Essay Writing

If you have a background in academia or research, you may be able to get paid to write essays.

There are websites that provide essay-writing services to others that hire talented writers.

They usually charge per word or page so it’s important to be aware of how much you’ll get paid before committing to any project.

You’ll need some research skills as well as the ability to create an engaging story in order to succeed in this area — but if you have both, it can be a great way to make money online.

11. Resume Writing

If you have an eye for detail and a knack for distilling complex information into easily digestible chunks, resume writing may be the perfect job for you.

People often hire resume writers to help them create compelling resumes that will help them stand out among other applicants.

Resume writers typically charge by the project rather than hourly so it’s important to price your services accordingly.

Plus, once you establish yourself as a reliable service provider, you can start charging more over time.

12. Journalism

If you’re interested in pursuing a career as a professional journalist, there are plenty of opportunities available.

Journalists write news stories for magazines, newspapers, and websites.

You’ll need to have strong research skills and the ability to write compelling stories in an engaging way.

Many publications also require their journalists to have some experience with photography or video production.

Journalism can be a rewarding career — but it’s important to understand that writing for a living can be quite demanding at times.

13. Social Media Copywriting

Social media copywriting involves writing copy for social media posts.

Bloggers and other online publications pay writers to write social media copy for ads and organic posts.

This type of writing requires a unique blend of creativity, knowledge of the platform used, and an understanding of how to craft compelling messages that engage the target audience.

You should have at least a basic understanding of copywriting and know how to produce high-quality copy that resonates with the client’s audience.

14. Sales Page Copywriting

Sales page copywriting is one of the most lucrative areas of copywriting.

This type of writing requires you to craft persuasive sales messages that will entice potential customers to purchase a product or service.

You’ll need to understand how to structure an effective sales page and create copy that engages readers and convinces them to take action.

Sales page copywriters are often paid well for their services — but they also have a significant responsibility in terms of helping businesses meet their revenue goals.

So make sure you have the necessary skills before taking on this type of work!

This is a great job for a freelance writer because people don’t necessarily need sales page work on an ongoing basis.

15. Email Marketing Copywriting

As a copywriter that focuses on emails, you generally need to write emails and newsletters that build relationships with customers and keep them engaged.

Because email marketing is also often geared towards sales, you generally also should have experience with persuasive writing that drives conversions.

You should be familiar with email marketing best practices such as using personalization, segmentation, automated workflows, and A/B testing.

These skills will help you create content that resonates with your audience and drives desired action.

16. Grant Writing

Grant writing involves researching and applying for grants from governments, foundations, corporations, trusts, and other organizations.

As a grant writer, you’ll need to be able to research and identify potential funding sources, write compelling applications that demonstrate a clear need for the requested funds, and develop a thorough budget outlining how the money will be used.

Grant writing is an important part of many businesses — but it can also be very lucrative if you’re successful in securing grants for your clients.

Plus, once you become established as a reliable grant writer, you can start charging more for your services over time.

17. Teach Others to Write

If you have a lot of experience in professional writing, you may be able to make money by teaching others how to write.

You could set up courses on Skillshare , Udemy , other online learning platforms and help people learn the basics of copywriting, blogging, SEO, and more.

You’ll need to do some research into your target audience before creating any course content — but once you get started, it can be a great way to make money while helping others become better writers!

18. White Papers

White papers are in-depth research documents that provide detailed information about a specific topic.

They are often used as promotional materials by companies and organizations to inform potential customers and attract new business.

As a white paper writer, your job will be to write compelling content that is both informative and persuasive — so you’ll need excellent writing skills as well as some knowledge of the industry or topic you’re writing about.

It’s not an easy task but it can be very rewarding if done correctly — both in terms of money and recognition!

19. Start a YouTube Channel About Writing

Another great way to write for money is to create a YouTube channel to teach others how to do what you do!

You could create videos about copywriting, blogging, SEO, and other topics related to writing and then monetize your channel with ads.

You’ll need to have an engaging personality as well as the ability to produce high-quality content in order to draw in viewers — but if you put in the effort, it can be a great source of income.

So if you’re passionate about writing and want to share your knowledge with others, why not give it a try?

20. Short Stories

Writing short stories can be a great way to flex your creative muscles and make some money in the process.

You can submit your stories to literary journals and magazines, or even self-publish them on platforms like Amazon Kindle.

It takes an immense amount of work to create a compelling short story, but if you have the skills it can be a great way to make some extra income while doing something you love.

And who knows — maybe one day you’ll become the next JK Rowling!

21. Podcast Show Notes

If you’re an experienced writer who enjoys listening to podcasts, you may be able to make money as a podcast show notes writer.

This involves writing up summaries of the content discussed in each episode of a podcast and posting them on the show’s website or blog.

Most podcasters require this type of service and it’s a great way to network and build relationships in your industry.

You’ll need excellent summarizing skills as well as the ability to write concisely and accurately — but if you have both, this can be a great way to make some extra money from home.

22. Fiction Writing

For those who prefer longer works of fiction, writing novels can be a great way to make money from your writing.

You can self-publish your book or try to find an agent and traditional publisher — but either way, it takes a lot of hard work and dedication in order to get your novel out there.

If you have the willingness and ability to put in the time and effort required, though, it’s a great way to create something that will last forever!

So if you’re passionate about storytelling and believe that you have what it takes, why not try your skills as a fiction writer?

23. Transcribe Audio Files

Another great way to earn money for writing is by transcribing audio files.

Transcriptionists listen to audio recordings and type out what is said in the form of a written document.

You can find transcription jobs on freelance websites like Upwork and Fiverr, or you can reach out directly to podcasts and other audio-related services that are looking for transcribers. Transcribing audio files may not be as glamorous as other typing jobs , but it’s a great way to put your writing skills to use while making some extra cash!

24. YouTube Scripts

If you have a knack for writing engaging scripts, you may be able to get paid to write YouTube scripts.

Many YouTubers hire writers to create scripts for their videos that include the words they will say on camera and any other text they need to appear on the screen.

You’ll need to have an understanding of video production as well as some experience with scripting — but if you do, this can be a great way to get paid for writing while helping others get their messages across!

25. Copywriting Consultant

If you’re an experienced writer with a strong understanding of copywriting principles, you may want to consider becoming a copywriting consultant.

Copywriting consultants provide advice and guidance to clients who are looking for help improving their copywriting.

You’ll need to have a thorough understanding of marketing principles, web design trends, and SEO techniques in order to be successful in this role.

Plus, you’ll need strong communication skills in order to effectively consult with clients and provide them with useful feedback.

It can be an incredibly rewarding job — but it’s important to be prepared for the challenges that come along with it.

26. Writing Contests

Writing contests are a great way for experienced writers to showcase their skills and make some money at the same time.

You can find writing contests in various genres such as fiction, nonfiction, poetry, personal essays, and more — and you can often win cash prizes that can range from $50-$1000 or more.

By participating in these types of contests, you can also gain recognition from other writers who may be able to help open doors for new opportunities down the line.

A writing contest a great way to get your writing out there while also earning some extra cash — so be sure to keep an eye out for any upcoming writing competitions you may be interested in entering!

27. Product Review Writer

If you have an interest in technology or other consumer products, you may be able to make money writing product reviews.

Product review writers are responsible for researching and testing products, then writing detailed reviews of them that can help inform potential customers about the pros and cons of various models.

When writing reviews, you should have knowledge and experience with the products you’re reviewing.

This type of writing may be better as a side hustle because you may find it hard to earn enough income to do this full-time.

28. Paid Writing Internships

If you’re just getting started in the world of writing, a paid internship can be a great way to gain valuable experience and make some money at the same time.

Many companies, organizations, media outlets, and other businesses offer internships for writers who are interested in learning more about the industry.

These internships usually involve working closely with experienced writers and editors on various projects — so it’s a great opportunity to learn from the best!

Plus, many internships are paid — so you can also make some cash while gaining valuable experience.

29. Press Releases

Writing press releases is another great way to get paid for writing if you have a background in marketing.

Press releases are statements sent out to news outlets in an attempt to draw attention to a certain event, product, or business.

A good press release should be concise, clear, and informative — so you’ll need excellent writing abilities as well as some knowledge of how the media works in order to craft effective press releases that get noticed.

10 Best Websites to Find Writing Jobs

Now that you know the many ways you can write for money, let’s look at some of the best places to find writing jobs.

Many of the following websites have job boards that will help you find work as a freelance writer or part-time or full-time positions with companies.

You’ll also find many remote work opportunities with the job boards below.

• Upwork – Upwork is a great resource for finding freelance writing jobs of all kinds. You can find one-time projects, long-term contracts, and even full-time positions.
• Freelancer.com – Freelancer.com is another popular job board for finding freelance writing gigs, website designers, and other remote work.
• Fl exJobs – FlexJobs is a great site with for finding legitimate remote writing jobs with job boards in every industry you can think of.
• ProBlogger Job Board – ProBlogger is a great place to find freelance writing opportunities with a job board related to blogging and content creation.
• Guru – Guru is a platform designed specifically for connecting freelancers with remote job opportunities in a variety of industries, including writing.
• Indeed – Indeed is an online job board with millions of listings from all over the world. You can find a variety of writing jobs in different industries and locations.
• LinkedIn – LinkedIn is a great place to network with potential clients and search for freelance writing opportunities on their online job boards.
• Fiverr – Fiverr is a popular platform for finding one-time writing gigs and short-term projects.
• PeoplePerHour – PeoplePerHour is an online job board for finding short-term and long-term freelance writing gigs.
• WriterAccess – WriterAccess is a great platform for finding freelance writing jobs with companies that need content written on a regular basis.

How to Get Started Writing for Money

Let’s talk about some steps to consider when you’re getting started.

1. Explore Opportunities

The first thing you need to do if you want to get paid for your writing is to figure out what kind of writing you’d like to do.

The purpose of this article is to help you understand what opportunities exist, so take another look at the list above and do some additional research into any opportunities that interest you.

Explore some of the job boards to get a better idea of how much individual gigs pay and what is expected of you for each type of work.

2. Develop Your Writing Style and Process

Developing a consistent writing process is key when it comes to becoming a successful freelance writer.

Having a clear plan for how you create your content will help you stay organized and keep track of deadlines.

It’s also important to know your strengths and weaknesses so you can focus your time on what works best for you, whether it’s planning, researching, or writing itself.

Having a routine that works for you and sticking to it will help increase your productivity and efficiency as a writer.

Remember that every writing niche is different. Do some research into whatever niche(s) you choose to get ideas of what successful writing looks like.

3. Create a High-Quality Portfolio

Creating a portfolio of your work is essential if you want to make money online with writing.

The best place to showcase your portfolio is on your own website or blog.

High-quality examples of your work are always helpful because they provide potential clients with an idea of what you can do for them.

Make sure to include samples from different topics and genres, as this will show potential clients that you’re capable of writing on a variety of subjects.

4. Network with Other Writers

Building relationships with other writers is a great way to increase your chances of finding more and better writing opportunities.

You can network with other writers in person or online through social media sites like Twitter and LinkedIn.

You can also join online writer communities such as the Writer’s Guild or Freelance Writers Network.

There are also a lot of Facebook groups specifically for freelance writers that are great places to find leads as well as tips and advice from experienced professionals.

Networking with other writers is one of the best ways to learn more about the industry, find new opportunities, and get your work seen by more people.

5. Negotiate and Know Your Worth

When you’re looking to get paid to write, you want to make sure that you know your worth and negotiate for it.

This may be a little harder when you start writing because you may lack the experience or the credentials to charge premium rates.

It may make sense to start out with competitive rates and work your way up.

If you’re a professional writer and know that your work is worth a premium rate, never be afraid to ask for it or negotiate better terms.

It’s important that you value your own work and stand firm on what you think it’s worth.

6. Have a Contract in Place

Before you start any writing gig, it’s important to have a contract in place.

A good freelance contract will include the payment terms, communication expectations, submission guidelines, and other elements of the job.

You should have some kind of contract even if you’re not freelancing, but companies will often write this for you if you’re looking into a regular part-time or full-time position.

If you’re a freelancer, it may be up to you to create the contract.

Understanding the legalities behind the writing job is essential if you want to stay safe and avoid any potential issues down the road.

7. Consider Starting as a Freelancer

If you’re just starting out as a writer, it may be best to start as a freelancer.

This way, you can explore different types of writing and get experience without the commitments that come with a full-time position.

Freelance writing also gives you the flexibility to work on your own schedule and establish yourself as an expert in whatever topic or genre interests you the most.

Overall, freelance writing is one of the best ways to get started making money online through your writing.

7. Promote Your Services

Once you have some writing samples, it’s time to start promoting your writing services online.

The best way to do this is by creating a website where potential clients can view your portfolio of writing samples, read testimonials from previous clients, and contact you directly for freelance work.

You should also create social media accounts for your writing business and start building an online following by sharing useful content related to the topics you write about.

Having a presence on multiple platforms makes it easier for potential clients to find you online.

If you’re interested in longer-form writing, pitching stories to magazines is a great way to make money. Magazines are always looking for new content, so approach them with an interesting idea that you think they’d be interested in.

5 Tips on How to Make Money Writing Online

Whether you’re a freelance writer or someone looking for a full-time gig, these tips are going to be really important before you start writing or promoting your writing services.

1. Use AI Writing Tools

AI writing tools are an absolute must in the world of writing. What many people don’t understand is that they aren’t a complete replacement for professional writing.

The best way to use AI with your writing is a supplemental tool to help you generate ideas and improve your writing speed.

You will still need to add your own unique writing style and personal stories to your content to set it aside from the rest.

Jasper is our favorite AI tool for writing and what we use in our own business.

2. Focus on Quality Over Quantity

In the world of writing, it’s easy to get caught up in trying to write as much content for as many people as possible.

While this may seem like a good idea in theory, it could actually be damaging your reputation and hurting your income potential.

Instead of focusing on churning out massive amounts of content, focus on creating high-quality pieces that will impress clients and help you build a name for yourself as a professional writer.

High-quality work is more likely to be seen by more people, which can lead to better rates and increase your chances of landing bigger projects.

You’ll also find that clients are willing to pay more for top-notch work because they value quality over quantity.

This will also help you build better relationships and get repeat clients.

3. Stay Informed on Industry Trends

It’s important to stay up-to-date with the latest trends in the writing industry, as this can help you determine what type of content is popular and what opportunities that are available.

Reading industry publications and newsletters, attending writing conferences, joining webinars, or taking online courses will give you insight into what’s trending in the field.

Knowing what types of topics and content formats are popular right now can also help you come up with ideas for articles, blog posts, and other pieces that clients may be interested in.

5. Invest in Learning SEO and Marketing

As a content writer, you can usually earn a lot more with a background in SEO and/or marketing.

This will make your skills more valuable and marketable and help you land more gigs with better rates.

You can use SEO tools like Surfer SEO to optimize your content so it can be seen by more people, as well as how to create compelling copy that will drive conversions.

Investing in courses about digital marketing and SEO is a great way to learn the basics of these topics and start applying them to your work.

Google is always updating its algorithms, so it’s important to stay up-to-date with the latest trends in SEO.

5. Offer Additional Services

One way to stand out from others is by offering additional services such as editing, proofreading, SEO, or content strategy advice.

This can help you make more money as a writer and give clients another reason to hire you.

Adding extra services like this also shows clients that you’re an expert in the field and have a lot of experience.

It can be a great way to boost your income without having to take on more writing clients.

FAQs About How to Make Money Writing

There are many ways to make money writing. You can do freelance work, write for blogs or magazines, create content for websites and companies, write books, and even teach writing classes. Depending on the project, you can get paid per word or per hour. With a bit of research and dedication, anyone can start making money through writing!

Yes, it’s entirely possible to make up to $1000 a month or more with freelance writing. There are plenty of ways you can get paid for writing. You could look for remote jobs on job boards, write articles and content for websites, or start your own blog and use it as a platform to find clients. You’ll need to create a portfolio of your work and promote yourself as much as possible to gain more clients and increase your earnings. With the right skill set and dedication, you can make money writing in no time!

If you’re looking to make some money from your writing skills, there are lots of different ways to write for money. From blogging and content creation to freelance gigs and even full-time jobs – there’s no shortage of options when it comes to getting paid for writing. To get started, check out websites like Upwork , Fiverr , and Freelancer – they all offer opportunities to connect with businesses that are looking for writers to help create content.

Absolutely! Writing can be a great career option if you have the creative flair for it. Freelance writing, copywriting, and blogging are just some of the ways you can get paid to write online. You can also find traditional jobs that require writing skills in fields like journalism, marketing, and public relations. So don’t worry – there’s plenty of opportunity to earn a living from writing.

Writing is a profession like any other, and with the right skills and determination, anyone can get paid to write. In fact, while you need to have sufficient grammar skills, writing is also often a self-taught skill. From content marketers to copywriters, from freelance bloggers to ghostwriters – there are a wide variety of writing gigs that pay well if you’re willing to put in the hard work. Plus, the work is often remote and very flexible.

Yes, it is possible to make a six-figure salary as a writer. You’ll need to have the right combination of skills, connections, and determination to achieve this kind of success. You may also want to specialize in an area such as copywriting, content marketing, or SEO writing so you can charge higher rates. Having repeat clients can help you achieve this goal so that you don’t have to search for new work on a month-to-month basis.

Key Takeaways for How to Make Money Writing

No matter which type of online writing job you’re considering, there are plenty of ways to get paid to write from the comfort of your own home.

Whether it’s blogging, copywriting, SEO writing, or something else entirely, you’ll find that there are plenty of opportunities out there for you to earn a living writing.

One of the best ways for new writers to get started is to try freelancing to get some experience and build up a portfolio of samples.

As an experienced writer, you can easily earn a full-time income online.

Check job boards regularly for openings and network whenever possible.

29 easy ways to make money writing online in 2023

Good news: there are a LOT of different options when it comes to paid online writing. No matter your interests or areas of expertise, if you’re ready to bring in some extra cash, opportunities are waiting for you.

Whether you want to write an occasional article for extra spending money or dedicate your free time to running a blog so you can one day quit your day job and become a freelance writer for hire , we’ll show you 30 easy ways to make money writing online in 2023 and everything you need to know to get paid for your writing skills.

1. Start a blog

Blogging is a tried-and-true method for writers to make money online. You may be wondering if it’s still possible for new bloggers to make money with all the established blogs already online, and the answer is YES.

Blogging requires dedication and consistency, and it will also take some time for your blog to gain momentum before you see much income, but it is absolutely possible.

The first step to starting a blog is picking your niche. This is the topic you’ll write about. It’s good to get specific here; there are many blogs on the internet, so if you can provide a unique perspective, your readers are more likely to stick around.

Next, you’ll need to pick your domain, design your blog, and get it all set up. There are a ton of great resources out there to help you with this (just remember you get what you pay for: while there are free blog hosting sites and free templates, top bloggers agree that you’ll need to spend a little money upfront if you want to make money writing in the long run).

Once you’ve got your blog established, remember to post regularly, promote your posts on social media, and engage with your readers. No blog has ever been an overnight success, but you can make good money from blogging with a little time and consistency.

2. Create blog posts (for others)

If you’re not quite ready to start your own blog, you can always dip your toes in the water by guest blogging. Many bloggers hire other bloggers to create content, and a lot of companies will hire freelance writers to contribute to the blog section of their website.

If you decide to go this route, make sure to do your research beforehand. Familiarize yourself with the blog you’re writing for, so you can match the tone and blend in with the existing content.

Bloggers who publish daily get 57% better results than those who publish multiple times per week. - Semrush

3. Establish a niche website

If you have an interest or expertise in a particular niche, you can start a website dedicated to it. This gives you all the creative control of running your own blog without the pressure of regular posting. (Although you will need to update your website regularly to keep it fresh and make sure it reaches full potential.)

4. Self-Publish a book

There are self-publishing options for every type of book, from short instructional guides to romance novels to nonfiction tomes. If you’ve written a book and you’re unsure what your next step should be, why not consider self-publishing?

Publishing your own book is an incredibly rewarding experience, as you have control over every step of the process. This can be a double-edged sword, however. After starting down the path to self-publication, many authors realize that while they love writing, they don’t love obsessing over font and margin options or negotiating with cover artists.

And even if you use a free service, such as Amazon’s Kindle Direct Publishing , you’ll need to spend money on editing, cover design, marketing, and advertising.

The hope is that you would make that money back from your book sales, but there are no guarantees. But if you play your cards right, it’s possible to turn a profit from your self-published book.

5. Create affiliate content

Ever notice how almost every food blogger includes Amazon links to their favorite ingredients and cookware? Or maybe you found an article on Pinterest listing an outdoor enthusiast’s essential camping gear.

These are both examples of affiliate content, where you (the affiliate) partner with a company to drive traffic to their website and earn commissions on any resulting sales. Affiliate marketing content is an excellent way to generate passive income on your blog or website.

It takes a little strategizing, but once you develop a plan and implement your affiliate content, you can make money while you sleep .

6. Write scripts for video creators

If you understand scriptwriting’s technicalities, you can bring in money by partnering with a video creator. It’s pretty common for video creators to have great screen presence—but not-so-great writing skills, so there are plenty of gigs to be had in this field.

Video content is exploding in popularity, so now is a great time to get your foot in the door and add some script-writing experience to your resume. These gigs are often posted on job boards , and you can also take the initiative and reach out to some content creators whose work you enjoy to see if they could use a hand with scriptwriting.

"60% of businesses use video as a marketing tool." - Biteable

7. Write show notes for podcasts

Show notes are a written online resource for podcast listeners that accompany each episode of a podcast. Every podcast approaches show notes a little differently, but typically, they are brief, easy-to-scan episode summaries that often include additional relevant resources. You can find work writing show notes on job boards, or send cold pitches out to podcasters you would like to work with as a freelance writer.

8. Create written content for social media

Large companies typically have a marketer (or a team of them) dedicated to keeping their social media running smoothly. But smaller businesses often can’t hire a full-time employee to manage their social media presence. Freelancers are the ideal solution, and are a win-win for everyone.

Think about your favorite local ice cream parlor, gift shop, or espresso stand, and do a little digging into their social media presence. If you notice that they haven’t posted anything in months or that they struggle with creating high-quality, engaging content, then you just found an excellent opportunity to pitch your writing services.

There’s no need to bash them or focus too much on their social media mistakes , but you can start a polite and friendly conversation where you mention that you noticed room for improvement. Try to emphasize what they stand to gain from working with you and how much potential you see in their social media presence.

Before you pitch your social media writing services, make sure you do your research on fair pricing and know which services you want to offer at what rates. If a business owner shows interest in working with you, the last thing you want to do is keep them waiting while you iron out details you could already have had in place.

9. Produce content for local businesses

While you’re talking to small, local business owners about their social media content, don’t forget the other services you can provide as well.

Maybe a local business could use your help with the occasional blog post, copy for their website, or informational materials like brochures and pamphlets. If you need a list of local businesses, consider joining your local chamber of commerce. Their events can be an effective way to network with other local business owners.

10. Submit magazine articles

Do you have a juicy story from your personal life that your friends love hearing over and over again, or a political perspective that incites the “mind-blown” emoji from every person you share it with? Write it down and turn it into a magazine article to make money.

The magazine industry may not be as prominent as it once was, but it is still going strong , and plenty of freelance writers are getting paid to write magazine articles. Some magazines pay upwards of $500 per article.

Do a little research to find the magazines that would be the best fit for your article, and make sure they haven’t published anything too similar in the recent past.

This is also a good time to find the magazine’s submission guidelines—make sure you follow their instructions carefully, so you have a better chance of getting accepted.

11. Create an information product

If you’re an expert at something, you can monetize that knowledge by creating and selling informational products. This can be an ebook, a video, a short PDF, or any electronic format sharing your insights. Don’t be afraid to get creative here!

Online information products are an excellent way to generate revenue because there are little to no overhead costs involved. You don’t need to worry about packing and shipping a physical product, nor do you need to be involved in the transactions once you handle the initial logistics of making your product available.

The most important thing is to make sure you’re providing a high-quality product with valuable tips and tricks that your customers won’t be able to find elsewhere. If your customers love what they learn from you, they’re much more likely to pay for other products you offer and recommend your business to their friends.

12. Ghostwrite online content

Want to know a secret?

When you see a byline on an online article or blog post, there’s a pretty good chance that the named author didn’t actually write that content. Ghostwriting is not just for celebrity autobiographies; a lot of blogs and websites hire ghostwriters, too.

If you’re okay with taking home the paycheck but not seeing your name on the byline, seek out ghostwriting gigs. These jobs often command rates of 30% to 50% more than bylined work because they aren’t pieces you can add to your portfolio or claim responsibility for.

13. Write video game guidebooks

Streaming your gameplay isn’t the only way for gamers to make money online. If you know a video game inside and out, consider writing a guidebook for it and selling it as a PDF.

If you don’t want to handle the logistics of selling your own product, you can always write freelance articles and guides for video game websites and magazines.

"In 2019, the gaming industry has generated total revenue of $151.9 billion." - Review42

14. Create destination guides

Whether you love to travel or are the go-to person for the best spots to visit in your hometown, you can turn your knowledge into a profitable destination guide. This can be an extensive information product that you sell on your blog or website, or you can pitch it to a travel magazine or blog accepting these types of publications.

15. Write poetry

Poetry may not be the first thing that comes to mind when you think about making money writing online, but it’s possible to turn a profit off of your poems. There are several places you can submit your poetry online for publication, and if your piece is selected, you’ll get a paycheck on top of bragging rights. Here are some of the top-paying online poetry publishers:

• The Sun Magazine : Pays $100-$250
• Poetry Foundation : Pays $300+
• Boulevard Magazine : Pays $50-$250
• Crazyhorse : Pays $20-$200
• EPOCH : Pays a minimum of $50 per poem

16. Transcribe documents

Transcribing is flexible work that can pay very well once you have some quality pieces in your portfolio. High-paying transcription jobs often require experience, special equipment, and specialized medical or legal knowledge.

But don’t let that discourage you if you think you’d enjoy the work. You can quickly get your foot in the door by taking on a few simple, lower-paying gigs. Check out these reputable transcribing sites to learn more:

• TranscribeMe

17. Write personal essays

If you have interesting life stories, the world wants to hear them. Lots of websites pay you for the right to publish your personal essays. Further below, you’ll find some publications to pitch.

You could also turn your essays into a blog or website, although you should be very strategic if you decide to go this route; blogs dedicated to niches tend to perform exceptionally well, while personal perspective blogs do not.

18. Create greeting card sayings

Someone has to write the sayings and poems on greeting cards. Frequently, that someone is a freelance writer. If you think you have what it takes to create a best-selling greeting card, these companies that pay for greeting card verse submissions:

• Oatmeal Studios
• Blue Mountain Arts

19. Write product descriptions

Some companies pay quite well to ensure that the product descriptions on their websites are clear and informative. Look for these gigs on job boards or pitch the company yourself. There are even websites you can join, such as Crowd Content , that pay you to write product descriptions for their clients. You can also find possible clients for this on sites like Upwork .

20. Start copywriting

Copywriting can refer to any writing that is specifically used for promotion and marketing. This can include content on websites, video scripts, blog posts, emails—you name it.

Businesses use copy to promote a product or service and drive the reader to action. Some companies hire freelance copywriters, some hire copywriters from marketing agencies that work with multiple companies, and some have staff copywriters. You can find copywriting work on job boards of all kinds, including Indeed and Zip Recruiter.

21. Create email sequences

An email sequence is a series of automated emails sent from a business to its clients at different sales cycle stages. Companies also send out email sequences when someone takes a specific action (or lack of action), such as clicking a link in an email or leaving an e-commerce site with items still in the shopping cart.

If you have a strong understanding of email marketing tactics, you can work with any company to create or improve their email sequences. Since more companies are getting into email marketing , there is plenty of opportunities to make money writing here.

Nearly 90% of marketers use email marketing to distribute content organically. - Content Marketing Institute

22. Write technical manuals

Technical writing is a lucrative field because it requires extensive knowledge of the industry you’re writing for. Technical writers need to know how to take complex information and break it down into simple, easy-to-understand messages.

23. Post on a revenue sharing site

Revenue sharing sites host your content and give you a percentage of the ad revenue generated from the page in exchange. This can be a great way to gain experience writing online , since you don’t have to worry about setting up your own website or driving traffic—although you should do everything you can to market your work and encourage people to read your work on revenue sharing sites.

Here are some examples of revenue sharing sites where you can get paid to write articles:

24. Enter a writing contest

Keep an eye out for writing contests, and throw your hat in the ring when you can. This one is a bit of a gamble because only the winners get paid, but it could well be worthwhile.

Some contests pay their winners surprisingly well, and winning can also be a great way to gain exposure as a writer. So if you have the time, why not give it a shot?

Here are a few reputable contests to get you started:

• Reedsy lists over 100 writing contests
• Biopage’s Storytelling Contest pays $100 to $300 for winning short stories.

25. Write resumes

If you have a knack for creating effective resumes, you can find freelance work writing resumes for job hunters. Check job boards for resume writing gigs, and spread the word through social media that you are accepting clients for resume makeovers.

As a similar way to get paid to write, you can also specialize in LinkedIn profiles. Many professionals are willing to pay for an optimized profile that can help them land work.

26. Write and sell songs

Do you love writing music? You can sell your songwriting services online with the help of these websites:

• Nashville Songwriters Association

27. Review books

Calling all readers! Did you know you can get paid to review books? If you can read quickly and write engaging, objective reviews, this could be an excellent way to earn some extra money.

Here are some companies that accept applications for book reviewers:

• Reedsy Discovery
• Online Book Club

28. Do SEO writing

SEO writers are some of the best-paid freelance writers because they provide the most value to their clients. These specialized writers know plenty of SEO tips, including researching keywords and integrating them into websites to make them rank higher in search results.

Semrush lists seven SEO Certification courses that you can take if you want to learn more about SEO, some of which are free.

29. Write sponsored content

If you have a blog, writing sponsored content is a no-brainer. Simply put, sponsored content is anything that a company pays you to write and publish on your blog.

There are tons of options for companies you can work with, and some creative ways to write sponsored content that doesn’t feel like advertising. Check out these trusted sponsored post networks you can join to find paid blogging opportunities:

• Blog Meets Brand

How can you find paid writing opportunities online?

There are several ways to find legitimate opportunities to make money writing online. The links provided in the above examples are an excellent start, and we have even more ideas for you below.

Cold pitching companies you want to work for

As a freelance writer, one of the most critical skills for you to develop is learning how to cold pitch your services. This is where you send unsolicited emails to companies or individuals to offer your writing services.

Since the people you’re approaching didn’t ask for your help, it’s normal to get many nos. But there’s also a chance that the business does need your services, and you’ll never know unless you ask.

Searching online job boards

Online job boards are a great resource for finding any work, freelance writing gigs included. Here are a few of our favorite reputable job boards. You’ll find some free ones and others that you’ll need to pay to access:

• Freelancing Females
• Freelance Writers Den
• Blogging Pro

Pitching bloggers who accept guest posts

When you’re looking at blogs, take note of the ones that include guest blogging articles. Use your cold pitching skills and email the author to offer your guest writing services.

Bloggers are typically very busy people, and they’re often grateful for the opportunity to outsource some of their work. Not all bloggers can afford to pay their guest bloggers, so it’s up to you if you want to accept free work or not.

Sometimes the new connection and link to a published article that you can add to your portfolio are worth it, but only you can decide.

Searching on social media

It’s becoming more common for companies to turn to social media to find writers to hire. The next time you’re scrolling through Facebook, Instagram, or LinkedIn, take a moment to check out these hashtags:

• #needwriters
• #hiringwriters
• #writerswanted
• #writersneeded
• #bloggerswanted

Then read through the listings and see what catches your interest. You can often find opportunities in a variety of niches this way.

Submitting queries to publications

If there’s a magazine or website you love, check and see if they accept submissions from freelance writers. See further below for tips on finding a publication to pitch.

Networking with other freelance writers

Keeping in touch with your writer acquaintances is always a good idea. Don’t be afraid to mention that you’re always looking for new writing jobs—the next time they get an offer that they’re too busy for, they may just pass your name along.

You can connect with other writers on social media or at in-person events. Work on keeping your working relationship positive, and you never know when you’ll see a referral coming your way.

Pro tip:Search for freelance writer groups on Facebook, LinkedIn, and other social platforms.

Posting on social media

If you don’t already have social media accounts strictly dedicated to your writing business, don’t waste any time in getting them established. Social media is a fantastic resource to find paid writing opportunities; the occasional post announcing that you’re accepting new clients can do wonders for your business. Don’t forget to encourage your followers to share your posts. Someone in your network may know someone who is searching for a writer.

Creating a website to share your services

Setting up a website to help advertise your writing services is a great way to appear more professional to prospective clients. You can share a link to your website whenever you apply for a gig or cold pitch your services.

Here are some essential elements to include:

• Your resume
• A professional photo of yourself
• Links to any published writings of your own
• Sample articles
• A list of services you provide
• Testimonials from past clients
• Your contact information or even a contact form so potential clients can email you directly from your site

Searching on Craigslist in major cities

Craigslist often has paid writing opportunities, so don’t overlook this resource. Remember to search other locations outside of your own city, too. Check the listings for major metropolitan areas, where people post the majority of jobs. Here are five cities you should check regularly:

• Los Angeles
• San Francisco

Another tip to help you find assignments on this website - writing jobs on Craigslist are sometimes posted under “Gigs” and sometimes under “Jobs,” so be sure to check both sections.

Asking past freelance writing clients if they have more work for you

As mentioned earlier, networking is essential. Keeping in touch with your past clients is equally important. There’s no need to hound them, but don’t be afraid to check in periodically and see if there’s anything else they need help with.

Where can you submit your writing online for money?

When deciding where to submit your writing, you want to make sure that the publication will pay its authors and that it fits well with your preferred writing style. Here are a few possibilities for you to check out, organized by niche.

If you prefer writing personal essays, you’re in luck. Here are five sites that might pay you for your essays:

The Bold Italic

Can you write a personal essay about the spirit of San Francisco that will make readers laugh or cry? If yes, submit it to The Bold Italic . The editors will review it and make a decision. If it’s published, you’ll get $50.

Buzzfeed Reader

If you want your personal essay to be read by the masses, you’ve got to pitch the editors over at Buzzfeed Reader . It pays competitive rates for essays about nearly any fresh idea.

The LightHouse for the Blind and Visually Impaired in San Francisco pays for dynamic personal essays written by blind or visually impaired writers. It will occasionally publish pieces written by writers outside of this category. The editors enjoy working collaboratively with you on the piece, and pay $100 upon publication.

If you can write a unique personal essay with a strong voice, the editors at Dame want you to send a pitch. A published essay will earn you about $150, though you’ll finalize payment details throughout the submission process.

Business, career, and finance

The penny hoarder.

This popular website is a great place to pitch if you have a laid-back writing style and unique tips about earning or saving money. The Penny Hoarder gives detailed pitch directions and provides a form you can fill out, making the whole process as simple as possible. If your pitch is accepted, an editor will discuss payment with you at that time.

Doctor of Credit

Do you have a strong understanding of consumer credit law? Have you found a unique credit card from a small issuer? Doctor of Credit is a great blog that may publish a guest post if you have niche financial knowledge to share. They pay $50 per post.

Income Diary

This website is all about making money online, from blog design to content creation to entrepreneurship and a success mindset. Income Diary pays up to $200 for an article on these topics.

Freelance Mom

If you know how to balance being your own boss and being an awesome mom, Freelance Mom wants to hear from you. You can earn between $75 and $100 on articles between 900 to 1,500 words.

Family and parenting

Pregnant chicken.

This fun and informative website features pregnancy tips and stories about pregnancy, childbirth, and being a new parent. Pregnant Chicken pays $100 per post.

Zift publishes articles relating to parenting in a technology-driven world. If you have an evergreen, original article about managing kids and screen time, you could earn $100 for it.

Your Teen Media

If you’ve raised teenagers and seen it all, you can get paid to write by Teen Media , a trusted editorial source for readers seeking information about raising teenagers. Payment rates are not listed on their websites, but you can discuss this with the editor if your pitch gets accepted.

Go World Travel

This is a great place to pitch if you’re a new writer. Go World Travel publishes contributions from first-time writers and experts alike. If you can tell a captivating, descriptive story about your travels, you can earn $30 to $40 per article.

Matador Network

You’ll need to set up a profile with Matador Network to respond to their calls for submissions. Once you do, you can earn $40 or more for short commissioned travel articles.

GoNOMAD is a resource for “honest, accurate, well-written and detailed articles and destination guides that speak to an educated, curious, and well-traveled audience.” They pay $25 for stories between 1700 to 2200 words long.

Extra Crispy

Extra Crispy is all about breakfast, and they are looking for opinion pieces, stories, essays, recipes, etc. This is the perfect place to pitch if the most important meal of the day also happens to be your favorite. It doesn’t list payment terms on its website, so you’ll need to work that out with the editor if your pitch is accepted.

Taste of Home

This family-favorite publication publishes recipes from home cooks. You can sign into their website to see what types of recipes they are currently looking for. Taste of Home discusses payment rates upon acceptance.

If you have a unique perspective on food culture, try pitching Eater . They cover a wide range of food-related topics, so take a look and see if you can come up with an idea they might love! Payment terms are not listed on their website.

Digital Ocean

DigitalOcean is looking for talented authors to create technical tutorials and articles about software development. In addition to a personal payout (typically $300), you’ll also get to select a tech-focused charity to receive a donation from DigitalOcean.

If you can create original content to add to Linode’s library of technical guides and tutorials, you can earn $300. They currently are focusing on adding articles about Kubernetes, Linux essentials, and databases, so if you send a pitch about one of those topics, you’re more likely to be accepted.

Do you consider yourself a WordPress expert? If yes, consider pitching WPHUB . Depending on your article’s topic and length, they pay between $10 to $200 for content about web design trends, exploring useful plugins for developers, coding best practices, and other WordPress-related topics.

How to send a pitch for an online writing gig

Whether you're trying to send a submission to a specific blog or applying for a gig you found on a job board, you’ll need to send a pitch if you want to get paid to write.

If you’re wondering what a pitch is, it’s a written correspondence in which you explain to an editor or publisher an idea you have for an article, blog post, story, etc., and ask them to consider hiring you to execute your idea.

While you want your pitch to have your voice and not sound like you copied and pasted it, there are a few essential pieces to include. Here’s what every pitch needs:

• The editor’s name. Addressing your pitch to the right person will show that you did your homework. On this note, also make sure you send it to the correct email address.
• Details about your idea. No need to send the entire finished piece (unless it’s asked for). However, you need to make it clear what your story is about and why you’re the best person for the job.
• A brief bio. The editor doesn’t have time to read your life story, but you should introduce them to you and share any relevant experience you may have.
• A link to your portfolio. This gives the editor the chance to get a feel for your writing abilities and style. If you write in a wide range of styles, it’s a good idea to only link to the ones that best match the publication you’re pitching to.

It’s natural to feel a little nervous when submitting a pitch, especially for new writers. Whatever you do, don’t let your fear of rejection or imposter syndrome stop you from sending a pitch. Manage your expectations, and know going into it that you will receive a lot more nos than yeses.

That’s true for even the most talented writers, though, so don’t take it personally. Keep at it, and eventually, your pitch will reach the person who’s ready to work with you.

5 tips for successful pitching as a freelance writer

To improve your acceptance rate, here are five tips to help you send a better pitch:

1. Follow directions

If you are replying to a job listing or submitting to an established publication, make sure you carefully follow any guidelines they provide. If the publisher thinks that you can’t follow simple instructions such as giving your email the proper subject line or saving your resume in the specified format, they probably won’t be very eager to work with you.

2. Pitch for topics you’re comfortable writing about

When you’re first getting started, It’s tempting to pitch for any and all gigs you can find. But it’s highly encouraged that you pitch selectively.

You don’t need to stick to just one niche, but if you pitch topics you’re genuinely excited about, your passion and expertise will show, it’ll take you less time, and your finished work will be stronger.

3. Send a great idea

If you’re pitching an idea you came up with for a magazine article or a guest blog post, take some time to research the existing content and see what’s missing, so you don’t suggest topics they’ve already published.

Try to come up with a unique angle or provide a different perspective. That way, you send a great idea instead of a topic the site has already covered.

4. Explain why it’s a great fit

Make it clear to the publisher that you’re familiar with the publication and that you know what they’re looking for. Don’t make it about you; emphasize what they and their readers stand to gain from a partnership with you.

Do your research beforehand and know who their target audience is, what types of content they typically publish, the tone they usually write in, etc. The more you understand their style, the more you can blend in and convince them that it’s a natural partnership.

5. Keep it short

Editors are busy and don’t have time to read a novel in their inbox. Your pitch is the perfect place to show that not only are you a great writer, but you have an excellent understanding of clear and concise communication. Stick to the point, and don’t run off on unrelated rabbit trails.

How to get paid to write online

When you write content online, you’re typically considered a contract writer instead of an employee. This means you’ll need to send an invoice if you want to get paid.

An invoice is a simple document that sums up the work you did for your client, so they can see what they owe you. Basically, it’s a bill for services rendered.

It’s essential to make your invoice look professional. If you have branding elements or a logo, you’ll want to include those.

Your freelance writing invoice should include the following elements:

• The word “Invoice” at the top. You want to make it clear to your client that this is an official billing document so that they’re more likely to pay you promptly.
• Date you sent the invoice.
• Your client’s name.
• Your contact information.
• An itemized list of services provided, with short, clear descriptions of each, and individual rates for each service.
• Dates services were provided.
• Payment rate.
• Total amount due.
• Any payment terms previously agreed upon.
• A unique invoice ID number for your records.

There are invoice templates available online that can help you quickly set up invoices to send to your clients. The downside to using templates is that you can't easily track the payment status of all the different invoices you've sent to your clients.

Wave's invoicing software lets you do everything above (and more!) for free, no strings attached. You can create unlimited invoices with your logo and keep tabs on whether clients have seen your invoices. There are also options to set up recurring invoices for regular clients, which can save you a lot of time and headaches. If you turn on the payments option, there’s a small per-transaction fee when a client makes a payment.

Wave Money , a new service we’re launching, lets you deposit client payments and manage funds in an FDIC-insured account. We’re transforming the business banking industry with small business owners in mind. It’s the perfect online business banking option for freelance writers and other entrepreneurs.

How to create a portfolio to help you make money writing online

Having a solid portfolio is a crucial tool for any writer. Follow the below tips to make your portfolio as strong as possible.

Keep your portfolio up-to-date with your best new work

It doesn’t matter how much amazing content you created three, five, or ten years ago. Your potential clients want to see that you have recent publications under your belt.

Don’t include everything

Think of your portfolio as your highlights reel. Only include the writing you’re most proud of and that aligns with the type of work you hope to get more of. There’s no need to have articles from your stint as a sports reporter if you’re trying to break into beauty blogging.

Break it into categories

If you do more than one type of writing, keep your portfolio well organized so that your potential clients can easily find the work that is most similar to what they want to hire you for.

Host it in an effective location

Your personal business website is the best place to keep your portfolio. However, if you don’t have a website yet, you can always use a portfolio-hosting website such as Contently or ClearVoice .

7 Red flags to watch for with online writing jobs

While you can legitimately get paid to write, there are scams out there. Knowing what to look for can help you avoid getting scammed, so keep an eye out for these red flags.

• Anything that sounds too good to be true.
• Any online gig requiring you to send money before you make money (except for some legitimate publications that charge a nominal submission fee).
• A potential client asking for too much personal information.
• Job postings that list unprofessional email addresses that look like a jumbled mess of letters and numbers.
• Vague job descriptions.
• Meager pay for the amount of work. (And on the other end, payment that seems way too high for the demands of the job.)
• A company requesting that you do trial work for free to evaluate or sample your services.

While these red flags don’t necessarily mean you’ve stumbled upon a freelance writing scam, seeing one does mean you need to proceed with caution. You don’t want to get your identity stolen or complete work you never get paid for.

Time to take action

Now that you’ve learned about the best options available for you to get paid to write online, it’s time to get out there and give it a shot. Remember, there’s nothing you can gain from doubting yourself, so show a little faith, pick a path to get started with, and begin to make some money. With the right attitude and enough determination, anyone can make a living writing online.

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Get Paid to Write Essays: 21 Great Sites For Making Money

In a rush? Writers Work is a great place for getting paid to write essays. Our guide to the top essay-writing companies from academic to personal essays.

Academic writing can be an excellent way to make money. Students will pay writers to create example research papers or assist them in writing their school essays and papers. Learning how to write a 5 paragraph essay  will open the door to more income potential. There are two primary methods to make money writing essays, and the first is to write academic essays.

How To Get Paid to Write Essays Online

Essay writing companies look for writers who can create high-quality English essays and academic-style papers, and you can make a good income as a freelance writer. The second method is to write personal essays and pitch them to online and print magazines. Either way, the income potential is quite good. The key is finding the right essay writing service company to write for so you can avoid any scams; these 18 are a good starting point.

Writers Work contains freelance writing opportunities for writers who want to start their career

1. Writers Work

2. academic writers online, 3. paperhelp, 4. speedypaper, 5. advancedwriters, 6. writing creek, 7. essaypro, 8. iwritessays.com, 9. essayshark, 10. bluecorp, 11. lancerhop, 12. writers lab, 13. dame magazine, 14. the change agent, 15. buzzfeed, 16. narratively, 17. new york times modern love, 18. the smart set, 19. vox first person, 20. practical wanderlust, what are the advantages of getting paid to write essays, what is the best essay writing site.

Writers Work is a popular platform for new freelance writers. It connects writers, including aspiring essayists, with online clientele, enabling you to fulfill tasks and earn income, all from the comfort of your office or library. You’ll need to pay a fee to sign up. Once inside, Writers Work aggregates dozens of writing jobs and opportunities across various niches and magazines. If you want to spend more time writing essays and less time pitching, it’s worth checking out. Read our Writers Work review to learn more. 

Academic Writers Online has a free application process for potential freelancers. This site has a small pool of writers, so you have a better chance of getting quality freelance writing work here. They pay between $9 and $15 per page, and writers are paid on their credit card via wire transfer two times per month. You can also check out our guide on how to get paid to write a blog .

PaperHelp is an academic essay page that takes ghostwriters. You must submit a resume via email, then take a writing test. Understanding MLA and APA formatting is helpful for this page. After the initial test, they then put writers on probation for lower pay, and eventually, you can work your way up the writer ladder if you publish flawless work, opening the door to higher-paid work.

SpeedyPaper is a large essay and paper writing company that provides excellent customer support for its paying customers. To write for them, you will need to email them or use the live chat feature to access the writer application. They pay a minimum of $8 per page, but the pay range varies depending on the length and type of paper.

AdvancedWriters has a large team of writers who write everything from case studies to research papers. They do not advertise their rates or application process, but you can email them directly to get the application. They have a writing test and sample essay process you will need to go through to write for them. You may also be interested in our guide on the best ways to get paid to write poetry .

Writing Creek has a constant workload of academic writing projects. They pay between $4 and $12 a page, depending on experience, via Payoneer or PayPal. You will need proficiency in your area of study and good use of the English language. You will need to take a test and submit a sample essay to write essays for money for this site.

Essaypro offers payment on the 15th of each month and then again on the last day of the month. They don’t use PayPal but Payoneer, so writers must be comfortable with that. Customers will place orders; then, writers bid on those orders. Turning in papers on time and following directions will increase the pay rate.

iWriteEssays advertises itself as a student homework help and essay writing service. Students use an order form to input the instructions and deadline for their paper, and then they get matched to a writer with the correct writing style. As a writer, you’ll interact directly with the student to ensure the final project meets their needs well. You must upload a writing sample and pass a grammar test on writing for them. They don’t publish their writing rates.

EssayShark is a unique essay writing service. They allow freelance writers to register as writers and then bid on writing projects. They have a high work volume, and writers who deliver excellent work can get bonuses, but there can be a lot of competition for available jobs. If you feel like taking on the competition of bidding for jobs, consider registering here.

Bluecorp is a top-notch writing website for essay writers. They are very strict about their formatting, so you will need to know how to make a title page, references page, citations, and similar structural elements of academic papers. They also offer proofreading and editing services for students. Work is paid per page with a range of $3.50 to $9 a page for writers with an undergraduate degree, and all work must be plagiarism free.

LancerHop is a unique site in that it offers both academic writers and writers for web content and general copywriting. They also have review writers. If you are looking for freelance writing jobs that cover a wide range of topics and are interested in adding essay writing to your skillset, apply for LancerHop. You will need to take a writing test for this site. The rate of pay will vary depending on the type of work you do.

Writers Lab offers academic essay and personal essay writing jobs and general article writing. This is a one-stop shop for freelance writers, and they pay between $5 and $26 per page with bonuses if you are very efficient with your work. Writers Lab hires both native English writers and ESL writers for their writing projects.

Dame Magazine takes personal essays on subjects that interest women. The current pay rate is around 13 cents per word, with an average of $350 to $750 per piece. This particular magazine is looking for edgy, unexpected topics. You will have to pitch a topic to the site to get your writing published.

The Change Agent accepts essays on social justice and changes topics. This magazine focuses on adult education, paying $50 for essays between 200 and 1,000 words. However, payment is made in the form of a gift card, not actual money. Also, they only take articles a few times per year, and they will publish a topic to write on.

If you want to write personal and argumentative essays and get a lot of exposure for your work, then Buzzfeed is your site. You can pitch topics on culturally hot topics. They are looking for argumentative essays that connect to culture in some way, and they pay well. The average pay rate is between 13 and 27 cents per word for accepted essays.

If you have a personal story, consider pitching it to Narratively . They are looking for essays with click-bait titles that will gather traffic from social media. All essays for this site need a takeaway, which is a lesson for the reader. Expect between $200 and $300 for accepted essays between 2,000 and 2,500 in length.

The New York Times is a prestigious publication, and you may be able to get a piece posted through the Modern Love column . Your essay will need to cover marriage, dating, and relationships in some way. They also accept parenting articles. The pay is $300 per essay of 1,500 to 1,700 words.

The Smart Set is an established print magazine for the literary world. It is published through Drexel University in Pennsylvania and is regularly on the lookout for personal essays. The rate of pay is 7 cents per word. This magazine prefers long essays between 1,000 and 3,000 words.

Vox First Person takes first-person essays or thoughtful discourses on hot political and cultural topics. You will need to email the First Person Editor to pitch your topic, but you will earn between 19 and 41 cents per word for essays up to 3,000 words.

If you want to become a travel writer and make money on essays, consider writing for Practical Wanderlust . They pay $300 a piece for essays of around 3,000 words and require pitches. You will need an essay that makes people stop and think or laugh, and it must be travel related.

FAQs About Ways to Get Paid to Write Essays

Learning to write essays for pay can help you add to your freelance writing income. You will be able to write on various topics and have steady work. There is a high demand and great flexibility to write for this niche.

EssayPro is considered one of the top essay-writing sites. It pays consistently and has steady work. Customers know they can count on EssayPro to deliver plagiarism-free high-quality work.

To learn more, check out our tips on blogging for writers !

Nicole Harms has been writing professionally since 2006. She specializes in education content and real estate writing but enjoys a wide gamut of topics. Her goal is to connect with the reader in an engaging, but informative way. Her work has been featured on USA Today, and she ghostwrites for many high-profile companies. As a former teacher, she is passionate about both research and grammar, giving her clients the quality they demand in today's online marketing world.

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Writing Essays for Money: A Guide for Aspiring Freelance Writers

Table of Contents

Are you looking to make money from your writing skills? One of the most popular—and increasingly in-demand—ways to do so is by writing essays for money. With online writing services on the rise and more students and professionals turning to them for help with their work, there has never been a better time to become a freelance essay writer. But before you jump into this career path, it’s important to understand what it entails—including the challenges and ethical considerations. 

The Essay Writing Market: An Overview 

The essay writing market is a unique and ever-growing sector. As students, professors, and professionals alike become increasingly aware of the range of online services, so does the demand for these services.

In this section, we’ll look at the different types of online writing services, discuss the demand for academic writing services, outline the demographics of people who use these services, and explain the factors that drive the demand for essay writing services. 

Types of Writing Services Available Online 

There are many different varieties of online essay-writing services available today. These include custom essay writing services (where a customer can provide specific instructions and have a paper written specifically to their needs), editing/proofreading services (for those who need help with formatting or spelling/grammatical errors in an existing document), research paper writing services (which provide essays based on individual research topics), copywriting or rewriting services (where customers can submit existing documents which will then be rewritten for them), and resume/CV writing service (which provide job seekers with tailored resumes or CVs). 

Demand for Academic Writing Services 

The demand for academic writing has grown considerably over the past decade as students have become more aware of the availability of such services. This is especially true among college students seeking assistance with their coursework.

In addition to students, there is also growing demand from professionals looking to outsource their written assignments due to lack of time or expertise. As a result, this market has seen exponential growth over recent years. 

Demographics of People Who Use These Services 

The demographic makeup of those using essay writing services is quite varied. On one hand, you have college and university students who turn to these companies when they need help with their coursework; on the other hand, there are also professionals from all walks of life who are looking to outsource their written assignments due to a lack of time or expertise.

Most customers tend to be from countries where English is not their first language; however, there has been an increasing number of US-based customers over recent years. 

Factors that Drive Demand for Essay Writing Services 

One major factor driving demand for these types of essay-writing services is convenience – customers can easily find what they need without having to do all the work themselves.

Additionally, many customers feel more comfortable entrusting their assignment with a company than tackling it alone due to a lack of knowledge or experience in certain subject areas. Finally, affordability plays an important role in this market – customers want quality work but at affordable prices, which many companies are able to offer them through competitive pricing models and discounts. 

With so many different types available, ranging from custom essay writing to resume/CV service providers, it’s easy to see why this industry continues to expand each year as more people realize just how convenient it can be when they need help with written assignments!

Writing Essays for Money: A Path to Both Flexibility and Financial Security 

Are you looking for a way to make money that provides you with both flexibility and financial security? Writing essays for money may be the perfect job opportunity for you. This blog post will explore the pros of writing essays for money and how it can help you reach your career goals. 

Flexibility in Work Schedule 

One of the biggest advantages of writing essays for money is that it allows you to work when and where it’s convenient. Since you’re working remotely, there’s no need to worry about commuting or taking time off from a traditional job.

You can write essays whenever it suits your schedule, whether early in the morning, late at night, or even on weekends. Plus, being able to work from anywhere means that you don’t have to be tied down to one location; if you want to take a vacation or travel for any other reason, all you have to do is pack up your laptop and go! 

Ability to Earn a High Income 

Another great advantage of writing essays for money is that it allows you to earn a very good income. Depending on how much experience and expertise you bring to the table and how much demand there is in your chosen field, you can significantly increase your earning potential.

Plus, since most projects are paid per word or page written (or sometimes both), it is easy to track your income and ensure that you’re getting paid what you deserve. 

Opportunities for Professional Growth 

Finally, writing essays for money can also provide great professional growth opportunities. As an essay writer, you will be expanding your knowledge base through research and practice and working with new clients from various backgrounds who might have different perspectives on certain topics.

You’ll also get exposure to different writing styles, which can help improve the quality of your own work over time. And if the client has requested revisions on their project, this is another chance for you to hone your skills while still getting paid!  

By taking advantage of this unique job opportunity now, you will be able to open up new doors professionally and financially secure yourself in the process. Thanks so much for reading!

Making Money Writing Essays: The Pros and Cons 

Making money by writing essays sounds like a great way to earn an income. It can be an enjoyable, flexible job with the potential for a good return on your investment. But is it really worth it? Let’s look at the pros and cons of writing essays for money so that you can decide whether this type of work is right for you. 

Unclear Ethical Considerations 

When you write essays for money, you must consider whether this type of work is ethically sound. It can be difficult to decide whether or not you are doing something wrong by helping someone else cheat their way through school.

At the same time, some argue that if students are willing to pay for essays, why should they be prevented from doing so? Ultimately, it’s up to each writer to decide if they are comfortable writing essays for money. 

Plagiarism and Academic Dishonesty 

One of the most serious issues associated with writing essays for money is the potential for plagiarism and academic dishonesty. When students turn in work that isn’t their own, they lie about their capabilities and cheat themselves out of learning experiences.

This can lead to serious consequences such as expulsion or loss of scholarship opportunities. As a writer, it’s important to ensure that all papers are written from scratch to avoid potential plagiarism or dishonesty problems. 

Pressure To Meet Tight Deadlines & Produce High-Quality Work 

Another drawback of writing essays for money is the pressure writers face when it comes to meeting tight deadlines and producing high-quality work on short notice. While some writers may thrive under such intense conditions, others may find them overwhelming and stressful.

If deadlines and high-pressure situations aren’t something you feel you can handle consistently, then this type of work may not be right for you. 

Possibility Of Dealing With Difficult Clients

Although there are many benefits associated with working as an essay writer, there is also the possibility that some clients may be difficult or unresponsive when it comes time to pay up or provide feedback on a project.

In these cases, it pays to take proactive measures such as setting clear expectations upfront to avoid any misunderstandings. Additionally, having a strong contract in place can help protect both parties in case something goes wrong during the course of a project.                  

Ultimately, only you can decide if this type of work suits your lifestyle; however, understanding both sides will help inform your decision-making process before committing one way or another!

How to Write Essays for Money with Confidence 

Writing essays for money can be a rewarding and lucrative way to make a living. When you take on the challenge of writing essays for money, you take on the responsibility of delivering quality work that will satisfy your client’s needs. You should keep certain best practices in mind to ensure success in this endeavor. Let’s explore four key areas for success in writing essays for money. 

Ethical Considerations and Avoiding Plagiarism 

As a writer being paid to write essays, you must understand how important ethics are in any professional venture. As a paid writer, your job is to write words and create original ideas and content that reflects your client’s unique perspective.

You must avoid plagiarizing other people’s work at all costs, even if it means taking extra time or research to gather the information needed to complete an essay assignment. Not only is plagiarism illegal and unethical, but it can also ruin your reputation as a writer if discovered by your clients! 

Time Management and Staying Organized 

Time management skills are essential when writing essays for money because oftentimes, deadlines must be met quickly and efficiently.

That said, good time management skills should never come at the expense of quality work. So you must have systems that help you stay organized and plan ahead for any potential roadblocks or problems you may face while completing projects on time.

One great way to do this is by creating lists of tasks that need completing and breaking them down into smaller chunks so they can be completed quickly without sacrificing quality or accuracy. 

Maintaining Quality While Meeting Tight Deadlines 

When writing essays for money, meeting tight deadlines while still creating quality work can seem daunting; however, there are ways around this problem!

By researching topics thoroughly before beginning an essay assignment – such as gathering facts, relevant quotes, or statistics –you will save time during the actual writing process since much of the material will already be gathered beforehand.

Additionally, having someone else proofread your work before submitting it can also help catch errors or typos before they become issues with your client! Lastly, always make sure to double-check all sources cited within the essay against the original source material (if available), so accuracy remains paramount throughout the entire project from start to finish.  

Building a Positive Relationship With Clients 

Writing essays for money requires more than technical know-how; it also requires maintaining positive relationships with clients over time so they can trust your abilities as a reliable writer who consistently produces high-quality work.

To build strong working relationships with clients over time, stay communicative throughout each project—from initial contact through completion—and provide regular updates whenever necessary so everyone stays on track toward meeting deadlines without sacrificing the quality of output in the process.

Additionally, having open lines of communication allows both parties involved in an essay assignment to discuss any revisions or changes needed before submitting final drafts, which helps ensure total satisfaction with each project! 

Where to Write Essays to Make Money

Writing essays for money is a great way to make extra income. Many websites offer freelance writing services where you can write essays and other types of content for clients who need them. You can also find opportunities to write essays for money on job boards and freelance marketplaces. Before taking on any project, it is important to research the client and make sure they are legitimate.

Are you looking for places to sell essays?

Here are 10 great options:

• Fiverr : Fiverr is a great platform for freelancers to offer their services, including essay writing.
• Upwork : Upwork is another popular freelance platform where you can find clients who need essays written.
• Guru : Guru is a freelance marketplace that connects businesses with professionals, including those who write essays.
• Freelancer : Freelancer is an online job board that allows freelancers to bid on jobs, including essay writing projects.
• PeoplePerHour : PeoplePerHour is a website where freelancers can find work, including essay writing jobs.
• iWriter : iWriter is a content creation platform that allows writers to create and sell essays online.
• Textbroker : Textbroker is an online marketplace for writers to create and sell content, including essays and other academic papers
• EssayShark : EssayShark is an online platform where students can get help with their essays from professional writers
• StudySolver : StudySolver offers students the opportunity to get help with their essays from experienced writers
• WritersDepartment : WritersDepartment provides freelance writers with the opportunity to write and sell essays online

Finding legitimate freelance essay writing jobs can be a challenge. Fortunately, there are a number of websites that offer opportunities for writers to find work and make money.

The future of the market for online writing services is looking bright. With more businesses and individuals turning to the internet for their content needs, the demand for quality writers will only increase. As technology continues to advance, so will the opportunities available to freelance writers willing to put in the time and effort necessary to create high-quality essays for money.

Therefore, if you want to make some extra cash with your writing skills, consider joining the growing market of freelance essay writers who are seeing success and making money through their work!

What Does It Mean To Take Inspired Action?

Is writing for a living possible exploring the reality.

When it comes to writing, Willow Tenny is a true pro. She has a wealth of experience in SEO copywriting and creative writing, and she knows exactly what it takes to produce quality content. On her blog, Willow Writes, Willow shares top writing strategies with both beginners and experienced writers.

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Why Money Is Important And The Role It Plays in Our Lives

By Todd Kunsman

Financial Independence

Published on May-17-2021

Updated on Apr-11-2022

At some point, you may wonder why money is important and start to analyze the role it plays in your own life. 

And our society has plenty of different viewpoints when it comes to money and happiness, how much money is truly enough, and how to better with money. 

I’m sure you have heard many of the different sayings about money too, whether funny or to hit a particular point to make you think. 

You know the ones, like: 

• “Money doesn’t buy happiness.” – Proverb
• “Money is the root of all evil.” – 1 Timothy 6:10
• “Having money isn’t everything, not having it is.”  – Kanye West

But you’ve probably heard many proverbs, famous quotes, or other sayings from people around you. And while there may be some truth to not let money dictate your entire life and choices, money IS important.

Why Is Money So Important?

The reason money is so important is that it provides options for you to live a better life that you choose and puts you in control. Having money and being comfortable with finances also gives you freedom and options to decide how you want to live and support the things you care most about in your life. 

And yes, it’s true that money cannot necessarily buy you complete happiness forever and greed can make people do terrible things. Look what the hunger for more wealth and money did to Bernie Madoff and how he ruined the many families who invested with him. 

But while there is truth to some of the negative connotations to money, ultimately you have the strength to dictate how you use money and if you let it control you. 

Money is not everything in this world, but it can be powerful in helping you achieve your goals and let you make the best of the short life we all have. 

The Real Benefits of Money

While your whole life does not need to focus on money and accumulating wealth , it is still important to dedicate your time to understanding it and building a strategy.  

Look, we all know that more money means you can generally afford a fancier lifestyle, bigger homes, better vacations, and flashier cars. But those material items are not the real benefits of having money and the temporary excitement from those items quickly wanes.

So why is money important? 

Money Gives Your Freedom

Money is important because it gives you the freedom to do what you want, when you want, where you want. Sometimes we call this “ FU Money ,” which means you reach a point where you can just walk away from a job you hate and are not reliant on anyone’s financial support. 

Do you have hobbies you want to pursue? A dream to start your own business? Money gives you the freedom to explore those areas and take a bit of risk. 

Money Gives You Options  

Being able to make choices and have options is one of the best feelings in the world. Knowing you are stuck in a particular situation because you need the money or financial help is frustrating, so removing that from your life is a great relief.  

When you have money, you control what you want or don’t want to do. Want to have a different career? Want to move to a different state or country? Want to travel somewhere new for vacation? Do it. 

Money Creates Financial Security  

One of the most powerful feelings you can have is knowing you do not need to worry about money.  Financial stress is a common problem among people and families, which can lift a huge burden. 

Whether you lose your job or some economical turmoil happens, you aren’t worried about paying bills, paying to see a doctor for medical reasons, or wondering where your next meal will come from.

Having money and having a financial plan creates more security for you and your family. 

Money Can Create More Life Experiences

Life is short and goes by fast, which means you should want to experience the best things life has to offer while you are here. 

Hoarding money and never experiencing anything is a waste, afterall you can’t take the money with you to the grave! While that might not paint a pretty picture, it’s completely true. 

When you have money, it creates opportunities for you to get more out of life, travel the world, try new things, and get out of your own bubble of where you live. This can also help drive more happiness overall as you are experiencing more that life has to offer. 

Money Helps You Give Your Family More

While generational wealth can be a good thing, there is a fine line of instilling in your children good values and work ethic beyond just handing money over to them. 

But money matters because you can provide your family with better education opportunities, better healthcare, and a better start in life overall. 

There are plenty of children that become spoiled and it creates unrealistic expectations of money while growing up. But that’s where teaching them about money and not giving them every little luxury without hard work will be key. 

Money Lets You Give Back

At some point, you may reach a level of income or financial freedom where you can afford to give back. Helping out charities, your local community, or other causes is a great feeling and it can create happiness when you are helping others.

Yes, there are also some tax incentives when you donate to charities, but hopefully, that would not be your main driver to give back. 

Those are some of the main reasons money is important and should be things you think about in your own pursuit of financial independence. But I’m sure there are other reasons money might be important to you as well. 

The Negative Side of Money

While there are plenty of benefits to having money, there are negatives to it as well. Focusing your energy on making money, saving, and investing is important but it’s a careful balance to not let it consume every little decision you make. 

Obsessing Over Money Causes Problems 

While we may all strive for money or financial peace, obsessing over money and making money can really cause problems in your life.

When you focus all your time on money and trying to acquire more of it, you can end up destroying your relationships with family and friends. It can also lead you down a path of unethical behavior (see once again, Bernie Madoff) or criminal activities just to get more money.

Having an obsession with money is a destructive disorder that can ruin your life and others. Sure, you may have all the money in the world, but if you trampled over everyone, who is going to be next to you enjoying life? No one or not anyone that you would trust to genuinely care about you and not your wealth.

Making Money Can Cause More Stress 

Not only can money help reduce financial stress, but it can also cause more unwanted stress too. Funny how that works, ain’t it?

For those where money is never enough, no matter how much they have — it actually can create more stress.

You find yourself working crazy hours every week, spending every waking moment thinking about money, and even getting anxious over your efforts for more. That stress not only takes a toll on your mental and physical health but affects those around your like family and co-workers.

Can Create More Family Disagreements 

In a MarketWatch article , they mentioned that TD Ameritrade found that 41% of divorced Gen Xers and 29% of Boomers say they ended their marriage due to disagreements about money.

While these numbers are just a few years old, money continues to be a common cause for disagreements and arguments among spouses and families.

If you are not on the same page with your spouse or family, money will certainly be a common friction point. And you certainly won’t be in agreement ALL the time, but having similar values and thoughts about money can limit the disagreements.

How Much Money Is Enough?  

As you can see from above, there is nothing wrong with the pursuit of financial independence and money. But there can be downsides as well.

The issue begins when you let greed consume you and find yourself doing whatever it takes to make more money. This is when you start to hurt people, alienate friends and family, and end up in a self-destructive path. 

The question you have to truly ask yourself is how much money is enough? 

For many looking to pursue financial freedom , that number of how much is enough comes to 25x of yearly expenses. So say your expenses are $30,000 per year, you’d ideally want to have $750,000 saved and invested. 

This is the best baseline when evaluating why money is important to you and how much should be enough. It’s a good goal and amount where you can live happily and be comfortable in life. 

For some people, that 25x goal seems like more than enough, not everyone needs to be like Warren Buffett or the next Jeff Bezos. And for others, they would never be satisfied with that amount.

Happiness fades after a certain amount 

It’s a great idea to have a budget, financial goals, and maybe a net worth number you are striving to achieve. That’s never a bad thing! 

But often it’s easy to get into a whirlwind of bad spending habits or needing more and more, never being satisfied with what you have. 

In a fascinating research topic, High income improves evaluation of life but not emotional well-being by Daniel Kahneman and Angus Deaton, the authors explore the impact of money on your overall well-being. 

Essentially, the key findings from their research were that money can keep increasing satisfaction up to any amount, but money only has an affect on your overall happiness up to an annual income of $75,000. 

While the research goes much more in-depth and is from 2010, something to keep in mind as you pursue money and think about your finances. 

Final Thoughts

Health and family are some of the most important things in life. If you have those two things, then you are living a pretty rich life. But there is no denying the importance of money and that it can create better life opportunities.

Naturally, money won’t solve all your problems and if you were an unhappy person prior to money, then gaining some wealth may only be a temporary solution. 

The real opportunity is to find the right balance where you see money as important, but a tool that can help you create better life experiences and opportunities.

Essay on Money for Students and Children

500+ words essay on money.

Money is an essential need to survive in the world. In today’s world, almost everything is possible with money. Moreover, you can fulfill any of your dreams by spending money. As a result, people work hard to earn it. Our parents work hard to fulfill our dreams .

Furthermore various businessmen , entrepreneurs have startup businesses to earn profits. They have made use of their skills and intelligence in getting an upper hand in earning. Also, the employee sector works day and night to complete their tasks given to them. But still, there are many people who take shortcuts to success and get involved in corruption.

Black Money

Black money is the money that people earn with corruption . For your information corruption involves the misuse of the power of high posts. For instance, it involves taking bribes, extra money for free services, etc. Corruption is the main cause of the lack of proper growth of the country .

Moreover, money that people having authority earns misusing their powers is black money. Furthermore, these earnings do not have proper documentation. As a result, the people who earn this do not pay income tax . Which is a great offense and the person who does this can be behind bars.

Money Laundering

In simple terms, money laundering is converting black money into white money. Also, this is another illegal offense. Furthermore, money laundering also encourages various crimes. Because it is the only way criminal can use their money from illegal sources. Money laundering is a crime, and the people who practice it are liable to go to jail.

Therefore the Government is taking various preventive measures to abolish money laundering. The government is linking bank accounts to AADHAR Card. To get all the transaction detail of each bank account. As a result, the government comes to know if any transaction is from an illegal source .

Also, every bank account has its own KYC (Know your Customer) this separates different categories of income of people. Businessmen are in the high-risk category. Then comes the people who are on a high post they are in the medium-risk category. Further, the last category is of the Employee sector they are at the lowest risk.

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White Money

White money is the money that people earn through legal sources. Moreover, it is the money on which the people have already paid the tax. The employee sector of any company always has white money income.

Because the tax is already levied on their income. Therefore the safest way to earn money is in the employment sector. But your income will be limited here. As a result, many people take a different path and choose entrepreneurship. This helps them in starting their own company and make profitable incomes .

Every person in this world works hard to earn money. People try different methods and set of skills to increase their incomes. But it is always not about earning money, it’s about saving and spending it. People should spend money wisely. Moreover, things should always be bought by judging their worth. Because money is not precious but the efforts you make for it are.

Q1. What is Black Money?

A1. Black money is the money that people earn through illegal ways. It is strictly prohibited in our country. And the people who have it can go to jail.

Q2. What is the difference between Black money and White money?

A2. The difference between black money and white money is, Black money comes from illegal earnings. But white money comes from legal sources with taxation levied on it.

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• Write Personal Essays and Get Paid: 16 Markets for Freelancers

1. The Alpinist

2. brain, child , 3. the bold italic, 4. bugle magazine, 5. buzzfeed, 6. christian science monitor: home forum, 7. dame magazine, 8. the establishment, 9. extra crispy, 10. motherwell , 11. narratively, 12. new york times – modern love, 13. the penny hoarder, 15. the smart set, 16. vox first person, get paid to write personal essays: what you need to know.

It’s the romantic version of being a freelance writer.

Take a vacation, and write about your adventures. Survive your toddler’s terrible-twos and share your advice. Dabble in online dating and tell others the good, the bad, and the ugly about your experience.

Sounds pretty good, right?

If you have a unique perspective, experience, thoughts, or advice from your side of the fence, you can get paid to write personal essays…in just about any niche.

But you need to know where to look when learning how to make money writing , and how to pitch an editor when you do. Note: There are still plenty of opportunities to write personal essays, but not all are well-paying assignments.

Want to find freelance writing jobs ? Check out these 16 markets for places to get paid to write personal essays:

Are you an experienced mountain climber or new to the sport? Are you on a mission to bag as many peaks around the world as possible? Know a climbing destination every serious adventurer needs to visit? The Alpinist wants to hear from you. Pitch an idea for a personal essay to Senior Editor Katie Ives for The Climbing Life or Off Belay.

Rate: Pays $0.25/word for 250 to 500-word essays.

When writer Penne Richards lost her daughter in a car accident, she struggled to deal with the loss.  Writing about the difficult experience for Brain, Child , proved to be a powerful way to help her grieve. Not every essay in this magazine covers such heavy-hitting topics. But it is a place where you can write long-form essays on a wide range of subjects and topics. Send your pitch to editor and publisher Marcelle Soviero .

Rate: Pays $300 for 1,500 to 4,500-word essays.

Live in San Francisco, or have a connection to The City By the Bay that’s changed the way you see the world? The Bold Italic Editor-in-Chief Keith Spencer  wants to hear from you. This online magazine has published personal essays on the gig economy, online dating, mental illness, and many other topics with a San Francisco angle.

Rate: $50 per essay

If you want to write personal essays about elk hunting, land-use issues, conservation, wildlife management and exploring the Rocky Mountains, pitch an idea Bugle Magazine  Assistant Editor Kasey Rahn . Here’s the catch, the section where you’re most likely to land an assignment is for the “Women in Outdoors” column. Submit a pitch or send a personal essay on spec for review.

Rate: Pays $0.20/word for 1,000 to 3,000-word essays.

Looking to score some serious exposure? Write a personal essay for the popular site Buzzfeed, which gets an estimated 168 million unique visitors per month. Pick a topic and tell readers about what you know, what you’ve learned, or share your point of view. “Whatever that experience is, it should offer insight into an ongoing and relevant cultural conversation for readers,” says BuzzFeed Editor Rachel Sanders.

Rate: Pays an estimated $0.13 to $0.27 per word.

Mark Sappenfield was promoted to editor at The   Christian Science Monitor earlier this year, after a decade of writing for this well-known publication. He says “The Home Forum” section is the best place to pitch personal essays, which can cover a wide range of topics.  Current interests for essay topics include travel, parenting, home, family, gardening, neighborhood, and community. Submit completed essays for consideration.

Rate:  Pays $75 to $150 for 400 to 800-word essays.

This edgy women’s magazine likes to push the envelope with witty, irreverent, and provocative content, which includes personal essays. “ Our objective is to move the conversation forward around trending and topical subjects most relevant to women-that is, when we’re not starting the conversation,” says Dame Magazine Editor  Kera Bolonik . Query first, before submitting a completed essay.

Rate:  Pays an estimated $0.13/word.

This online magazine run by women has a lot in common with  Dame Magazine . It’s edgy, quirky, and was created to provide a place for people to share their ideas. Need a dose of inspiration? Check out the recent essay written by Rachel McCarthy James: Can you make Donald Trump resign from your nightmares?  Have an essay idea? Reach out to The Establishment Editor Nikki Gloudeman.

Rate:  Pays $125 per 800 to 1,500-word essays.

Your mother always told you not to skip breakfast. This is why: You can get paid to write about it. Extra Crispy is all about what people eat for breakfast. Recipes are a must, along with the story that goes with them. But it has to be smart, fun, weird, or have a fresh angle on the typical breakfast, says Extra Crispy Editor Ryan Grim.

Rate: Pays an estimated $0.47/word for 800 to 1,000-word essays.

Not everybody experiences parenting the same way. And not everybody has the same opinions on raising kids. And that’s why Randi Olin and Lauren Apfel created Motherwell magazine. “We’re looking for evocative first-person narratives that have a unique focus, or take a novel angle, on a slice of the parenting experience,” says Olin. Submit completed essays up to 1,200 words for consideration.

Rate:  Pays $50 for up to 1,200-word essays.

If you want to get paid to write a personal essay for Narratively, you need to have a story to tell that offers readers a glimpse into whatever makes your life different, interesting, or even abnormal. Like lawyer Amy Bond’s recent essay, “ Twitter trolls outed my porn star past. So I embraced it. ” Be sure your essay includes a “takeaway” or lesson for readers. Submit a pitch or completed essay for consideration.

Rate: Pays $200-300 for 2,000 – 2,500-word essays.

Think writing for  The New York Times is out of reach? Think again. You don’t have to be an established writer to land an assignment to write for the Modern Love column. You just need to have something fresh to say about relationships, marriage, dating, and parenthood. For more on how to break into this market, check out the advice from Modern Love editor Daniel Jones .

Rate:  Pays $300 per 1,500 to 1,700 word essays.

This frugal-living, money-saving website covers a wide range of topics meant to provide people with practice ways to earn and save money. Pitch an idea to The Penny Hoarder Editor Alexis Grant  and find an angle for an evergreen topic.

Rate: Pays an estimated $0.08/word for 700 to 900 word essays. Negotiable.

Working on the next great American novel? Writing a non-fiction book? Or wondering where you can publish poetry? There aren’t a lot of markets for this type of essay writing. But Slice magazine, created by Maria Gagliano and Celia Johnson , happens to be one of them.  “We’re looking for anyone with a fresh voice and a compelling story to share-basically any work that really knocks our socks off,” says Gagliano.  “We simply look for works by writers who promise to become tomorrow’s literary legends.”

Rate: Pays $250 for essays up to 5,000 words.

Magazines were a different breed in the early 1900s when H.L. Mencken and George Nathan published the literary magazine  The Smart Set. And while the magazine folded in 1930, it’s literary focus on covering culture, arts, science, and world affairs wasn’t forgotten. The magazine was reincarnated at Drexel University in Pennsylvania and publishes personal essays on a wide range of topics.

Rate:  Pays an estimated $0.07/word for 1,000 to 3,000-word essays.

If you have a great story to tell that helps explain an important issue, Vox First Person Editor Eleanor Barkhorn wants to hear from you.  This online magazine wants  thoughtful, in-depth, provocative and personal narratives on politics, culture, science, health, and world views with a fresh perspective.

Rate: Pays an estimated $0.19 to $0.41/word for 1,200 to 3,000-word essays.

Every publication is going to have slightly different guidelines for writing personal essays.

For magazines , a nalyze your favorite pub, and you’ll likely find a personal essay among the pages. Study those. Then check Writers Market for submission guidelines (which usually requires submitting a completed essay instead of a pitch).

For blogs and other outlets , study examples of past essays, and read the guidelines, which you can usually find online. While most editors want a complete draft of a personal essay, instead of a pitch, that’s not the case for every publication.

Obviously personal essays are going to focus on something from your own life experience. But you need to find a way to bring it back to the reader, make it relevant to their own life, and give them some kind of take-away message.

Keep that in mind, and you’ll be able to land gigs and get paid to write personal essays.

Know of other markets to get paid to write personal essays?

Erica Verrillo writes about the business of freelance writing on her blog. She is also the author of the “Phoenix Rising” trilogy novels and “Chronic Fatigue Syndrome: A Treatment Guide.”

Note: It came to our attention after publication that some content in this post had been previously published. We have double-checked and confirmed that the information is still current.

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Essay On Money: 100, 250 Words Samples

• Updated on  
• Nov 9, 2023

Why do you think money is important? Can we live without money? Does money have its own value? What’s the difference between hard money and digital money? When we plan on buying something, we have to pay a certain amount. Let’s say you want to buy a wristwatch worth $50. How do you compare that commodity with money? Do they have equal value? Is there any authority that states the value of money ? These and several other questions about money can make one wonder why money is given so much importance. Let’s go in-depth with an essay on money and find answers to all these questions.

Table of Contents

• 1 What is Money?
• 2 Why is Money So Important?
• 3 Essay on Money in 100 Words
• 4 Essay on Money in 250 Words

Also Read: Essay on Chandrayaan – 3

What is Money?

According to Wikipedia and Oxford Dictionary, Money is simply a medium of exchange. Some even consider money as one of the most important resources , which is used to make transactions of goods, services, or repayment of debts within a specific country or socio-economic context.

Money can have various forms, coins and banknotes in physical form, and electronic balances in bank accounts in digital forms. Money serves as a unit of account, facilitating the measurement of value in terms of prices, and as a store of value, allowing individuals to save purchasing power for future use.

Learn Why Financial Literacy is Important for Students.

Why is Money So Important?

What makes money such an important resource is its acceptance across the globe in multiple transactions and services. From serving as a medium of exchange to facilitating financial activities, the importance of money goes beyond our everyday needs. Here are several reasons stating the importance of money.

• Money serves as a convenient medium of exchange that facilitates the buying and selling of goods and services, making transactions more efficient than barter systems.
• It provides a standardized unit for measuring the value of goods, services, and assets, allowing for easier comparison and assessment of value across different items.
• Money enables individuals and businesses to store wealth and purchasing power over time, facilitating savings and investment for future needs and goals.
• A stable and reliable monetary system encourages investment, trade, and economic growth, fostering overall prosperity within an economy.
• By using money, individuals and businesses can avoid the high transaction costs associated with bartering and the inefficiencies of non-monetary exchange systems.
• The use of money encourages specialization in the production of goods and services, leading to increased productivity and efficiency within an economy.
• Money is essential for the functioning of financial markets, banking systems, and investment activities, which are crucial for the allocation of resources and capital within an economy.

Also Read: Essay on National Unity Day 

Essay on Money in 100 Words

El dinero or money is used as a medium of exchange, unit of account, and store of value. It facilitates trade, allowing for the smooth exchange of goods and services, while also enabling efficient allocation of resources and encouraging economic growth. As a unit of account, it provides a standardized measure of value, simplifying the comparison of different goods and assets. 

Moreover, money acts as a store of value, allowing individuals to save and plan for the future. Its role in reducing transaction costs, enabling specialization, and supporting complex financial activities highlights its significance in the functioning of contemporary economies.

Essay on Money in 250 Words

Modern economics is heavily dependent on money or we can say that money is the pillar of modern economies. As a medium of exchange, it simplifies trade by providing a universally accepted method of payment for goods and services, eliminating the inefficiencies and limitations of barter systems. Its characteristic fosters the development of complex market systems, encouraging specialization and the efficient allocation of resources.

Apart from being a medium of exchange, money functions as a unit of account, providing a standardized measure of value that enables individuals to compare prices and evaluate the worth of different goods and services. This uniformity in valuation streamlines commercial activities and allows for effective planning and decision-making in both personal and business contexts.

Money serves as a store of value, allowing individuals to save and accumulate wealth over time. This feature empowers people to prepare for future expenses, emergencies, or long-term goals, providing a sense of security and stability in an uncertain world.

In addition to its role in daily transactions , money fuels economic growth by facilitating investment, entrepreneurship, and innovation. Financial institutions utilize money as a tool to allocate capital efficiently, enabling the development of new businesses, industries, and technologies that contribute to overall economic prosperity.

Money plays multiple roles in our lives; it is a physical or digital representation of currency; it is a fundamental pillar of modern economies, underpinning the intricate web of commercial activities, financial systems, and societal well-being. Its importance lies not only in its tangible properties but also in the complex functions and structures it supports within the global economic framework.

Money is globally accepted as a medium of exchange in multiple transactions and services. From serving as a medium of exchange to facilitating financial activities, the importance of money goes beyond our everyday needs. To buy goods or services, you are required to pay a certain amount, which is fulfilled by paying money. 

To write an essay on money, you need to highlight the key aspects of this essential resource. The multiple transactions in which money is used in our day-to-day lives make money an important part of our lives. Give examples of how money can change our lives and what would happen if we were out of money. Highlight the latest trends in the financial sector and what governments are doing to save our money from inflation. 

Here are the 5 strongest currencies in the world: Kuwait Dinar (KWD), Bahraini Dinar (BHD), Omani Rial (OMR), Jordanian Dinar (JOD), and Gibraltar Pound (GIP).

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With an experience of over a year, I've developed a passion for writing blogs on wide range of topics. I am mostly inspired from topics related to social and environmental fields, where you come up with a positive outcome.

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Home — Essay Samples — Literature — Money and Class in America — The Importance of Saving Money

The Importance of Saving Money

• Categories: Money and Class in America Personal Growth and Development

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Published: Mar 16, 2024

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Finding Tom

20 easy ways to write essays for money in 2021.

If you want to find ways to write essays for money, you’ve come to the right place..

“People asked me if I was worried about the legality. But it’s not necessarily illegal, just morally dubious.”

An anonymous writer told Vice he or she earns $1000 a week helping lazy students write their essays . The author goes on to say:

“People would rather pay someone $100 than write a couple of pages about themselves.”

You don’t need to take a dumpster dive on Craigslist to find people that will pay you to write essays. If you’re a budding freelance writer , you’ll likely want a more recognized and assured place to offer your services.

Luckily for you, there are plenty of morally astute and 100% legal ways to write essays for money.

1. Vox (first person)

I love reading first-person stories. They show a writer not afraid to share details of their life, hoping it will help someone else along the way.

So, when an established and prominent publication such as Vox calls for first-person stories, you take notice.

If you have a gripping, personal tale about an important issue, email the first person editor Eleanor Barkhorn with your pitch. Dive deep into your story, as Vox wants thoughtful, in-depth narratives about a wide range of topics, including politics, science, health, and culture.

Most importantly, they want a fresh perspective.

They pay an estimated $0.19 - $0.41 per word for a 1200-3000 essay.

2. iWriteessays.com

iWriteessays.com is a more conventional hiring service for writers. Potential clients can hire you for custom essays (such as blog posts or book reviews) and more extensive pieces such as a research paper. You could even end up doing someone’s homework for them.

To become a writer , you will need to fill out an application form, take a grammar test, upload some work you’ve done in the past, and wait for feedback. If that goes well and you’re accepted, you can bid for potential employment.

There is a base earning fee of $10 per page, but you can make more for time-sensitive work.

3. Longreads

Longreads is a great way to flesh out your writing skills. They take in various submissions, with essays, features, and investigative pieces expected to be between 2000-6000 words.

Some of their favorite personal essays are as follows:

• All that Was Innocent and Violent: Girlhood in Post-Revolution Iran
• Revisiting My Grandfather’s Garden
• Grieving, but Calmed by a Different Kind of Storm
• Vacation Memories Marred By the Indelible Stain of Racism

So you can see the sort of headline they are going for. Any research that you need to do will be “rigorously” fact-checked, so be careful there.

Longreads pay $500 per essay.

4. Cosmopolitan

One of the more prominent names on this list, the online version of Cosmopolitan , wants compelling college experiences. It is a women’s magazine, so think about their market before submitting.

They pay $100 for an 800-word essay.

5. Slice Magazine

Another magazine that offers a wide variety of work, Slice Magazine , publishes poetry, short fiction, and non-fiction. To avoid wasting both your and their time, check their themes before writing.

They will pay $250 for essays between 500 and 5000 words.

6. Bugle Magazine

The Bugle Magazine is a tad more specific than others I’ve mentioned, as they look for personal essays on the outdoors - elk hunting, the Rocky Mountains, and wildlife management, to name a few. If that isn’t your style, then pitch for the ‘Women in Outdoor’s’ column - a more general topic.

For 1000-3000 word essays, they pay $0.20 a word.

7. The Establishment

Yet another magazine run by women. The Establishment stands out with its edgy vibe. Share your ideas in 800-1500 word essays and earn $125.

8. Horse Network

Now it’s time for a curveball suggestion. If you love writing about horses (and I know plenty of people that do), then this is the site for you.

The Horse Network loves humorous and opinion-based essays with an image or video at the end.

They pay $50-100 for 500-750 words.

9. Money Pantry

Money-based blogs will always do well. If you have a bit of expertise in that area, then look no further. Layout your knowledge on earning and saving money in the form of engaging 700-2000 word articles, and you can expect up to $150.

10. Motherwell

Disclaimer: this isn’t the Scottish football team calling for your essays. Instead, it’s a site centered around raising kids. If you have personal experience, good or bad, Motherwell wants it in first-person. Anything with a “unique focus” is what they’re looking for.

They will pay $50 for a maximum of 1200 word essays.

11. Extra Crispy

As Ron Swanson says in  Parks and Recreation : “There has never been a sadness that can’t be cured by breakfast food.”

Bagels, bacon, oats, eggs, you name it, you can write about it. Extra Crispy is a site that is mad about breakfast. They’re looking for recipes with a story that is smart, fun, fresh, and on the weird side.

For 800-1000 word essays, you can get an estimated $0.47 a word.

12. Dame Magazine

Similar to The Establishment, Dame Magazine is an edgy women’s magazine. They want witty personal essays on subjects that are relative to women.

They pay an estimated $0.13 a word.

13. Buzzfeed

You’ve probably heard of Buzzfeed. While some of their work is questionable, they have ridiculous exposure levels, with 168 million visitors a month.

Think of it as a mastermind. Pick a topic you know and write about what you’ve learned.

They pay between $0.13 to $0.27 a word.

14. The Bold Italic

If you live or have a connection to San Francisco, you should consider writing for The Bold Italic.

They’re also a publication on Medium , so their reach is far-ranging.

If you have something to share, The Bold Italic pays $50 per essay.

15. The Alpinist

The Alpinist offers those with a more tailored niche the opportunity to write essays for money.

If you’re an avid or novice mountain climber, then you have the chance to write about it.

They will pay $0.25 a word for 250-500 word personal essays.

16. The Change Agent

On Medium, I’ve noticed articles centered around social justice seem to perform exceptionally well. If that’s your thing, then The Change Agent is for you.

This adult education magazine will pay $50 for 250-1000 words.

17. The Sun Magazine

Another of the more prominent names on this list - The Sun Magazine offers writers a potentially advantageous way to write essays for money.

They urge you to familiarize yourself with their magazine before submitting, but they accept essays, fiction, and poetry. They also pay a considerable amount - up to $2000 depending on the length of the piece.

18. The American Scholar

Another decent-paying publication, The American Scholar , offers up to $500 per pitch. Like The Sun, they’ll accept essays, fiction, and poetry, with a 6000 word limit on non-fiction pieces.

19. Humor Press

If you like writing about tasteful humor, then entering one of Humor Press ' many competitions might be for you.

Check out which one is for you and potentially earn $250.

20. The New York Times - Modern Love

You may think you need to be a highly decorated journalist to get into the coveted New York Times. Well, that’s not the case. Their Modern Love column is ideal for the less established writer.

You can write essays for money ($300 per 1500-1700 words) about relationships, dating, and parenthood.

You’ve just got to have something new to say.

Write essays for money in 2021

There are plenty of ways to earn money as a writer in 2021, and writing essays is just another one of those.

The best thing? A lot more places are seeking personal essays, which are by far the most interesting to read.

Moreover, there’s plenty of variety out there - from mountain climbing to parenthood. The ability to write essays for money has never been more accessible.

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Essay on Saving Money

Students are often asked to write an essay on Saving Money in their schools and colleges. And if you’re also looking for the same, we have created 100-word, 250-word, and 500-word essays on the topic.

Let’s take a look…

100 Words Essay on Saving Money

Understanding the importance of saving.

Saving money is a crucial habit everyone should develop. It helps us prepare for unforeseen events, achieve financial goals, and secure our future.

Ways to Save Money

There are many ways to save money. You can start by setting a budget, cutting down on unnecessary expenses, and putting aside a portion of your income regularly.

Benefits of Saving Money

Saving money offers several benefits. It provides financial security, enables us to make big purchases, and contributes to a stress-free life.

In conclusion, saving money is a wise and beneficial practice. It leads to financial independence and a comfortable life.

Also check:

• Paragraph on Saving Money

250 Words Essay on Saving Money

The importance of saving money.

Saving money is a vital life skill, especially for college students who are just beginning to navigate the financial world. Understanding the importance of saving and implementing it in daily life can pave the way for financial security and independence.

Why Save Money?

The primary reason to save money is to achieve financial security. Unpredictable life events, such as job loss, medical emergencies, or unexpected expenses, can create financial stress. Having a safety net in the form of savings can mitigate these risks. Moreover, savings can fund life goals like education, homeownership, or starting a business.

Strategies for Saving Money

Creating a budget is the first step towards saving. It helps to track income and expenses, revealing potential areas for cost-cutting. Next, establishing an emergency fund can provide a financial buffer against unforeseen circumstances. Investing is another powerful tool for saving. It allows money to grow over time, leveraging the power of compounding.

The Role of Discipline and Consistency

Saving money requires discipline and consistency. It’s important to regularly contribute to savings, even if the amounts are small. Over time, these small amounts can accumulate into significant savings. It’s also crucial to resist the temptation of unnecessary spending and to prioritize long-term financial goals.

In conclusion, saving money is an essential skill that can lead to financial security and the ability to achieve life goals. By budgeting, creating an emergency fund, investing, and practicing discipline and consistency, college students can lay a solid foundation for their financial future.

500 Words Essay on Saving Money

Introduction.

Money, the lifeblood of modern society, is a central aspect of our lives. Its management, particularly the act of saving, is a crucial skill to master. Saving money is not just about accumulating wealth; it’s a strategic practice that promotes financial security, fosters discipline, and cultivates a sense of responsibility.

The importance of saving money cannot be overstated. It provides a safety net during unexpected circumstances like medical emergencies, job loss, or sudden large expenses. In addition, it can help fund significant life events such as higher education, buying a house, or retirement.

Moreover, saving money can lead to financial freedom. It allows us to make investments that can generate passive income, ultimately leading to a more comfortable and secure future. It’s not just about having money; it’s about the freedom and peace of mind that come with it.

There are several strategies for saving money. The first step is to create a budget. This involves tracking income and expenses, setting financial goals, and allocating a certain portion of income towards savings. It’s advisable to follow the 50/30/20 rule, where 50% of income goes to needs, 30% to wants, and 20% to savings.

Another strategy is automating savings. By setting up automatic transfers to savings accounts, we can save money without even thinking about it. This not only ensures regular saving but also reduces the temptation to spend.

Investing is another powerful way to save. By investing in stocks, bonds, or real estate, we can grow our wealth over time. However, investing requires careful planning and understanding of the market.

The Psychological Aspect of Saving Money

Saving money is not just a financial act; it’s a psychological one. It requires discipline, patience, and the ability to delay gratification. It’s about making conscious decisions to forego immediate pleasures for long-term benefits.

The act of saving also fosters a sense of responsibility. It makes us more aware of our spending habits and encourages us to make smarter financial decisions. Moreover, it can boost our confidence and self-esteem, knowing that we are taking control of our financial future.

In conclusion, saving money is a vital skill that everyone should cultivate. It’s not just about accumulating wealth; it’s about ensuring financial security, gaining financial freedom, and fostering personal growth. By adopting effective saving strategies and understanding the psychological aspects of saving, we can make informed decisions that will benefit us in the long run. Remember, every penny saved is a step towards a more secure and prosperous future.

That’s it! I hope the essay helped you.

If you’re looking for more, here are essays on other interesting topics:

• Essay on Pocket Money
• Essay on Money Is the Root of All Evil
• Essay on Money is Not Everything

Apart from these, you can look at all the essays by clicking here .

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Get Paid to Write: 13 Sites That Pay Up to $450 per Article

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Our ultimate goal is to educate and inform, not lure you into signing up for certain offers. Compensation from our partners may impact what products we cover and where they appear on the site, but does not have any impact on the objectivity of our reviews or advice.

Paid freelance writing is a lucrative way to get paid to write from home. You don’t need a degree or even the most eloquent prose to have a lucrative side hustle as a freelance writer.

• Side Hustles

Our mission at DollarSprout is to help readers improve their financial lives, and we regularly partner with companies that share that same vision. If a purchase or signup is made through one of our Partners’ links, we may receive compensation for the referral. Learn more here .

When I started a blog four years ago, I had no idea I could get paid to write about anything. Fast forward three years. Now I get paid to write about things I love, and I make a full-time living doing it.

Freelance writing can be a great way to make money from home. But with any business, there’s a steep learning curve. You have to know what editors want, where to find jobs that are legitimate, and what to charge as you progress.

A Look at the Best Freelance Writing Websites

When you’re building your writing portfolio, there are some freelance writing sites that stand out for offering legitimate jobs and paying writers a living wage. They’re the best freelance writing websites for beginners.

Upwork is a freelancer marketplace and go-to source for business owners looking for all kinds of digital services. You can find hundreds of paid writing jobs in dozens of subjects.

One of the benefits of using Upwork is that you won’t have to chase down payment from clients. All invoices and payments happen through Upwork, and you’re guaranteed payment for the work you do.

The downside is that Upwork charges a 20% fee on your first $500 earned with each client, 10% up to $10,000, and 5% beyond that. It’s a good place to get started, but you won’t want to use it for long.

Known for offering services starting at $5, Fiverr is a marketplace for freelancers to showcase their services to prospective clients. You create a profile, list a “gig,” and then it becomes available to a global audience.

All communication and payments are processed through Fiverr, but it also charges a steep 20% fee on all earnings. If you’re nervous about reaching out to clients yourself, Fiverr can be a good platform where they come to you.

But you’ll have to do something to make yourself stand out in a sea of other writers. That’s where specializing in one subject matter can be your strength.

3. Textbroker

Textbroker only offers content and writing services on its platform. Writers who sign up with Textbroker will find many resources on how to improve their writing, including editors to review articles, writing tutorials, and videos on how to get the most out of Textbroker.

Earnings per word depend on your quality level. You can earn from $0.07 per word up to $0.50. You choose from thousands of orders available based on your quality level, and there are no additional fees. Textbroker also offers milestone and quarterly bonuses when you achieve different word counts.

Writers, designers, videographers, and other creatives can all find jobs on Skyword . Skyword is a marketplace where you can find jobs and be found by clients. It works with both small and high-profile clients and is a great way to make the jump from lower-paying job sites.

You can’t just sign up for Skyword clients. Fill out a profile and wait until you’re hand-selected for jobs, meaning your profile can sit in Skyword for a long time before you’re submitted to clients or able to view job opportunities. You can increase your chances of being picked by editors by keeping your social media relevant and updated.

5. ClearVoice

ClearVoice connects qualified writers with job opportunities based on the writer’s CV or ClearVoice portfolio. Once you complete your CV, you’ll be able to join ClearVoice’s Talent Network and have your CV sent to prospective clients.

Writers are then handpicked for opportunities based on their CV, so there’s an incentive to create one that stands out. You set your own rates and are paid via PayPal upon assignment approval, so you get the security of going through a marketplace without the fees typically associated with them.

6. Contently

Contently is an online writing agency that connects freelance writers with businesses. Many writers use the site for its free portfolio service, but Contently editors use these portfolios to handpick freelancers for clients.

Many high-profile websites and companies use Contently to source writers, so the jobs pay well. These jobs tend to go to the most experienced candidates, and it can take years for an editor at Contently to refer you to a client. But if you’re patient, Contently can offer lucrative writing opportunities.

Another place experienced freelance writers can find high-paying jobs is on nDash . nDash is a content platform where writers can create a profile and pitch ideas for blogs, articles, and whitepapers to prospective clients.

nDash claims the average writing assignment on its platform pays between $175 to $450. Once an assignment is approved, payment is deposited directly into the writer’s bank account within two to three business days.

It’s a relatively new site so not as many companies are using it, but writers have reported that if you’re willing to pitch more, you’ll make a decent income.

8. SmartBug

SmartBug is a content marketing company specializing in B2B (business to business) marketing and copywriting. Its writers produce content for the web, social media, email, sales pages, and more.

This is a great site for writers who aren’t beginners but may not have the experience or portfolio to compete for jobs with other top writers. There’s no direct way to apply, but you can fill out a general interest application on the website.

9. NewsCred

NewsCred is a community for experienced freelance content creators. In-house editors pair creators with customer programs, but you can also view freelance positions on the platform. Then NewsCred’s editorial team serves as your managing editor for all client work.

You can find high-profile Fortune 500 companies from a variety of industries using NewsCred, the most popular being tech, healthcare, and financial services. There’s currently no button to apply on NewsCred’s website, but you can contact the company via the contact form on its website.

10. The Writer Finder

Growth Machine is an SEO-focused content marketing company with a freelance writing platform called The Writer Finder . Growth Machine works with a variety of clients in AI, travel, wellness, dogs, weddings, and more.

What sets The Writer Finder apart is the Slack group for freelance writers. It lets you communicate with other freelance writers on the team. Rates are competitive, and you’ll also have the chance to learn sought-after SEO skills.

Related: 51 Freelance Jobs Websites with the Best Remote Work Opportunities

Apply for Assignments on the Best Freelance Writing Job Boards

Job boards are easy places for companies to post their jobs. The job board doesn’t vet freelancers, handle payments, or make promises on behalf of clients.

There are some things to be aware of when applying and taking a job from a job board. Because the service is free for writers, you’re competing against thousands of other bloggers for a limited number of jobs.

Job boards are also notorious for phishing scams. “Clients” may ask you to download a zip file of their payment terms or writing guidelines and ask you to invoice them via PayPal. The zip file is actually a keystroke logger allowing them to steal your PayPal credentials. Be careful when applying to jobs on these boards.

11. ProBlogger

The ProBlogger job board is updated daily with blogging and article writing jobs across all subjects.

Businesses have to pay ProBlogger to post their job ad, meaning the writer isn’t paid through ProBlogger. They don’t charge the writer any fees for joining or getting paid.

Another job board filled with many freelance writing opportunities is Indeed . You can find full-time, part-time, and freelance remote writing jobs across all subjects, and because of the vastness of the board, competition isn’t as high compared to others.

You can sign up for job alerts based on your searches. Simply enter your email address and activate emails to see them as soon as they hit the website.

13. MediaBistro

Journalists and anyone else in media will find MediaBistro helpful for finding jobs in the industry. If you’re looking for paid writing jobs in marketing, advertising, television, or news, you can find hundreds of jobs from recognizable names on MediaBistro’s job board.

There are entry-level positions listed, but your best move is to get enough writing experience to make a professional-looking resume before you start applying for jobs on this site.

How to Get Paid to Write (Step by Step) 

Before you apply to get paid for writing, there are a few things you should do to make yourself stand out to potential clients.

1. Choose What to Write About

When you’re writing for money, you might think that only writing about a couple of topics limits your options, but it actually expands them. Sites and companies that pay well don’t want freelancers who write about anything, they want experts in their field. When you stick to a single niche and become known for it, you’ll become a sought-after writer.

Choosing one topic also allows you to scale your business faster. You learn your subject thoroughly, research less, work faster, and can take on more clients. All this leads to being able to earn a higher hourly rate for your work. The key is to pick a profitable niche.

2. Create a Portfolio

There are several ways to create a portfolio. The first is with a blog. Every new writer should have a blog, especially if you don’t have many clips to show potential clients.

Once you choose your niche, write five to ten blog posts on various topics within it. This shows potential clients your writing style, expertise, and gives them a place to contact you.

You can also make money with a blog . One way is to find products and services related to your niche that you like using and see if they have an affiliate program. Then every time someone makes a purchase through your affiliate link, you’ll earn a small commission.

3. Create Profiles on Multiple Sites

Once you’ve written a few articles for other sites or publications, you can create profiles and portfolios on multiple professional freelance writing sites. Clippings.me is a portfolio site for journalists, Contently is used by many web-based content writers, and LinkedIn is a go-to place for businesses looking for expert writers.

Having a presence on a few different sites makes it easier for clients to find you and your work. They may also learn personal facts about you that give you an edge over other writers so don’t underestimate including things like your alma mater, pets, and hobbies.

4. Post on Social Media

Building a social media presence around your niche can also put you ahead for freelance writing jobs. Twitter is most popular for journalists and print publications while Instagram is becoming a popular place for e-commerce businesses to find writers.

You don’t have to make another social media account just for your writing. Post facts, breaking news, advice, and stories related to your niche and tag them with relevant hashtags. It’ll help brands find you, and it can further reinforce to potential clients that you’re knowledgeable and stay current about the topics you write about.

Related: How to Become a Social Media Manager

5. Accept Smaller Jobs While Building Your Reputation

While you’re building your portfolio and expertise in your niche, you’ll have to be willing to accept lower-paid writing jobs. Think of them as practice that you’re getting paid to do. The more organizations, editors, and platforms you work with now, the more you’ll be able to impress high-paying clients in the future.

You can also pitch websites to guest post. You won’t get paid to write guest posts, but you may be able to add links to your blog posts in your article. This will help your posts rank higher in Google, and potential clients may be able to find you through simple Google searches.

Related: How to Get Paid to Write Reviews

 6. Learn to Network

You can start freelance writing on your own, but if you want to build a business and make a living writing, you need a network of other writers. Your network should be filled with writers and editors in your niche who are a little ahead of you and a little behind you in the journey.

Your network can also help you find sources for stories, give you feedback on pitches, advise you on rates to charge, and help you to feel like you’re not alone in this often isolating industry.

Related: How to Make More Money as a Freelance Writer

Resources on How to Get Paid as a Writer

When you’re running your freelance writing business, you’ll want to have some resources to make it easier to write and get paid.

Freelance Writer’s Den

Started by veteran freelance writer Carol Tice, the Freelance Writer’s Den is a membership site just for freelance writers. You have access to over 300 hours of freelance writing education including eCourses, webinars, and podcasts.

There’s also a forum for networking with other writers and a job board with new writing jobs posted every Monday and Thursday, all with a minimum rate of $50 per article.

Membership for the Freelance Writer’s Den only opens twice a year. If you’re interested in joining, sign up for the waitlist to be notified.

Get Paid to Write for Blogs (Course)

This is a course geared towards new freelance writers that was created by Cat Alford (who, coincidentally, has been a freelance writer on DollarSprout in the past).

The course features eight video modules covering beginner-level lessons, including how to create a portfolio that will attract high-value clients. The course also covers everything you need to know about running the business side of things. 

Related: The Best Online Writing Courses for New Freelance Writers

Getting Paid to Write is Possible

You can get paid to write in any field at any level. Like any business, it’s difficult to get started.

However, if you work your way through the many content marketing agencies and job boards, you’ll be able to find steady work and grow your business.

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Expert Guide to the John Locke Essay Competition Economics Questions

• Last modified 2024-03-04
• Published on 2024-02-27

1. John Locke Essay Competition Economics Questions 2024

Q1. What is the optimal global population? 

Q2. Accurate news reporting is a public good. Does it follow that news agencies should be funded from taxation?

Q3. Do successful business people benefit others when making their money, when spending it, both, or neither?

2. John Locke Essay Competition Economics Questions Analysis

First, let’s take a look at the essay prompts from 2021 to 2023 to see the trends in questions.

• Q1. A government funds its own expenditure by taxing its population. Suppose, instead, it relied solely on money newly created by the central bank? What would be the advantages and/or disadvantages? 
• Q2. In his thought experiment, the Iowa Car Crop, David Friedman tries to show that growing wheat is, in an important sense, just another ‘technology’ we can use for manufacturing cars, and in some circumstances a much more efficient one. If international trade is thus a way of using less valuable inputs to produce more valuable outputs, why would governments impose trade barriers such as tariffs and quotas, thereby forcing producers to be more wasteful and less efficient?
• Q3. What would happen if we banned billionaires?
• Q1. Is Bitcoin a blessing or a curse?
• Q2. What’s wrong with the housing market? How can we fix it?
• Q3. Should Amazon pay people more? What would happen if they immediately increased every worker’s salary by twenty percent?
• Q4.  Is Henry George’s land value tax fair, efficient, both, or neither?
• Q1. How would the education sector change if governments were no longer involved?
• Q2. There is considerable excess demand for undergraduate places at Oxford. The admissions process rations supply by favoring cleverer students at the expense of others. Is this fair? Does it exacerbate inequality? What is the University’s optimal response to this scarcity?
• Q3. Should we abolish the minimum wage?

Each question intersects with other topics as well, but from all the questions from 3 years ago, we can see some common themes:

• Macroeconomics such as globalization, trade barriers: questions about taxation (q1 2023), trade barriers (q2), and the minimum wage (q3 2021). These questions often explore the trade-offs between government intervention and economic growth.
• Impact of policy changes: Many questions ask about the potential consequences of specific policy changes. For instance, questions about banning billionaires, increasing worker salaries, and abolishing the minimum wage prompt ask about students’ perspective of how such actions might affect economic outcomes.
• Current Technological Innovation: The Iowa Car Crop and Bitcoin questions demonstrate an interest in the role of current technology and innovation in the economy.

Overall, the questions reflect a broad range of economic concepts and policy issues, inviting participants to analyze complex economic phenomena, evaluate policy impact, and engage in debates about the roles of government in the economy. They encourage critical thinking, interdisciplinary analysis, and consideration of both theoretical and practical implications.

3. How to approach 2024 John Locke Essay Competition: Economics Questions

Q1. What is the optimal global population?  

Let’s dissect the question into two aspects: global population, and what’s considered optimal global population. In order to fully understand this question, it’s important for students to understand the context of the topic mentioned by delving deeper into population trends over the year to analyze and identify changes. By looking at this from a historical lens compared to the current global population, students can make an argument about what’s optimal then versus now. Using this historical data, students can evaluate population growth under the factor of economic growth, as this relationship is the key to answer what the optimal global population might be.

Since this is an Economic question, don’t forget to incorporate economic models into your analysis. For this question, it may be helpful to provide economic growth model when incorporating population growth with other factors of economic growth like technological advancement, productivity, etc., to answer the question  

This is an open-ended question with many ways to approach and solve it. Additionally, considering factors such as resource availability, environmental sustainability, and technological advancements can provide valuable insights into determining an optimal global population. Moreover, students may also consider ethical considerations and societal values when proposing their arguments.

First thing first, set up context for the question , since there are two main parts: a claim about accurate news reporting, and a question about government funding. Students can definitely bring up a broader conversation about what government expenditure looks like today and in the past in their home country and around the world. Students can also analyze government expenditure on media funding, both historically and in the present day, to provide context for their argument.

Writing any argumentative essay , it’s important to present both sides of the argument such as, in this case, bringing up the pros and cons of government funding. Additionally, integrating John Locke’s economic theory and journal research into the analysis would be a crucial bonus point to strengthen the argument.

For this question, students have a lot of room to interpret and analyze economic competition and, in a broader context, the role of private enterprise in driving economic activity, or the role of business investment and consumer spending. You can analyze from different perspectives and factors when thinking about the relationship between business, consumer, investment, and spending.

Don’t forget to incorporate economic models to show these dynamics, such as the demand/supply model. Additionally, it’s also crucial to analyze the balance and imbalance between how people are making and spending money in connection to the current situation with inflation.

4. Aralia’s John Locke Competition Prep

In this John Locke Essay Competition Prep course, students will learn the ins and outs of essay writing, in preparation for entering the competition. We offer prep classes in all categories: philosophy, politics, economics, history, psychology, theology, and law. Students will choose one topic, compose an original thesis and argument, and write an essay for submission. Students will engage in a guided analysis of primary and secondary sources, develop critical thinking skills, and discover interesting insights. In addition to the group lecture classes, students will receive guidance on their individual projects from the instructor, in one-on-one sessions.

• Competitions

Aralia Education is an innovative online education platform for ambitious middle and high school students worldwide. Aralia’s instructors propel students forward by helping them build a strong foundation in traditional academic courses. They also actively engage and guide students in exploring personal interests beyond their school curriculum. With this holistic approach, Aralia ensures its students are well-prepared for college and equipped for success in their future careers.

• College Accelerator Program
• Comprehensive Introduction to High School
• Academic Empowerment Program
• Test Preparation Bootcamp
• Private Lessons
• Student Awards

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• Making Money

How to Make Money Writing Essays and Research Papers Online

Table of Contents

Make money writing essays online, how to go about writing essays for money, sell to the relevant industry, approach public organizations, contact professors.

It’s always good to have an additional income source or stream. If you enjoy writing or researching, then you can try writing essays or research papers online for money. Yes, you can get paid to write essays or papers for students. Here is all about how to make money writing essays or doing research online that you need to know so as to live life on your terms. ~ Ed.

You can earn money writing essays online for students and others. How much money you make by writing essays really depends on you.

The freelance essay writing jobs are especially for the professionally dedicated writers who maintain high standards of impressive and catchy writing. The experts in this field will get the best payments.

The compensations are given according to the word limit and the standard of writing. Also, based on the client’s feedback, there is competition between the content writers regarding quality and timely delivery.

The best thing is that the writer is at ease to work from anywhere he or she wants without going to any office.

Sounds exciting? Sure it is.

Also, whether someone is a student, graduate or post-graduate, his or her education is not a bar, but the main criterion is that one must be well-efficient in writing .

In the present times, the academic writing industry is attracting immense importance as housewives, students, job-seekers, and all those individuals who are knowledgeable and have interest in writing are moving from traditional jobs to freelance writing jobs.

You can increase your earnings by increasing the number of essay writings. The contents must be latest, relevant, sound and unique and the most important point is that you should submit within the deadline.

Writing essays for money gives you the freedom of working from home. It also gives you the flexibility to make your own work schedule.

The simple principle is that earning money is directly proportional to the number of essays – if you write more, you earn more.

If you have the ability of writing, have interest in and enjoy writing, have your own computer and also an internet connection, then you can easily start earning money by writing essays online – and you must not miss this golden opportunity.

Many people who are bored with their jobs can also apply for writing essays for making money online. One can work for themselves, without rushing into the traffic, under no boss orders or commands, and without any stress.

Above all, the best part is working online and making money sitting at home.

Writing essays for money leads to a good financial source. In the present economic times, it acts as the best financial support. It’s a good option for those who have lost their jobs, are unsatisfied with their jobs, want to make extra money, and want to work from home.

To qualify to earn money writing essays, there is a test. It is very easy to make money writing essays once the individual passes the entrance examination. They are then selected as a writer and can start working, and immediately the earning starts.

You need to accept the terms and conditions before the start of work and receive the payments via the Internet.

The online essay writing companies give the opportunity to writers to explore the writing potential to the fullest. An excellent working environment is provided, and the best part is the user-friendly interface.

The main tasks of freelance essay writing jobs are:

• First of all, understand the given task or topic.
• Do research and collect the relevant and latest information.
• Write the matter in a clear and precise manner.
• Check that all the details are in the perfect sequence and is impressive so that it may attract the reader’s attention.
• Finally, send the essay within the given deadline.

So, this is a great opportunity for all those who want to earn money in a good environment without any stress.

The freelance writing jobs are unlimited on the Internet for those who want to work consistently sitting at home with full discipline, dedication, and devotion and strictly following the deadline for submission of essays online.

The amount of money paid depends on the time and effort put in by the writers. The basic requirements for this job are as follows:

• Good English knowledge.
• Well-versed in Grammar.
• Excellent command of writing skills.
• Researching skills.
• Best drafting ideas.

Earn Money Writing Research Papers

First, let’s understand what a Research Paper is.

A research paper is a collection of information about a topic, which is an analysis or argument about a point. Of course, Research itself is the name of the systematic probe for fact-finding to find a new conclusion.

With most of the students, writing research papers is excitement. Such students are at ease to explore the topic with their ability to refine the searched material.

While at the same time, the majority of students consider it nothing more than a burden. Not because they can’t use their cognitive thinking, but they fear they cannot write. Also, some students are unable to spare time because of their poor time management skills.

There is, in fact, no pet method to earn money online by writing research papers. But if you’ve been writing for a while, be it at the high school or college time, the following can be your guideline to earn money by writing research papers:

If you have a research paper, get it patented and sell it to the relevant industry or academic by making a profile at any online forums.

Try approaching government organizations which are relevant to your research papers and show them your research paper. Try convincing them that your research paper can be instrumental regarding cost-saving, increasing revenue and ease of use for public welfare in their organization.

If your research paper is valuable, then contact professors of famous universities because such professors are always on the look for students having a sound track record in research papers. If the professor likes your paper, he/she can offer a Ph.D. program under his or her supervision.

In short, it is not difficult to make money writing essays or to write research papers online. But it requires dedication and commitment to quality coupled with effective marketing.

The only limit to earning money is your capability to produce quality essays or research papers. Your education or place of living does not matter at all if you’re good at writing and have access to computer or Internet.

You get flexibility and freedom to choose your work schedule, make use of time, and live life on your own terms.

If you follow the above information and rules, it may lead to you be a successful freelance essay or research writer.

Over to you –

Are you interested in writing essays and research papers for money? If you’re already in a freelance writing job, do share your experiences.

Disclaimer: Though the views expressed are of the author’s own, this article has been checked for its authenticity of information and resource links provided for a better and deeper understanding of the subject matter. However, you're suggested to make your diligent research and consult subject experts to decide what is best for you. If you spot any factual errors, spelling, or grammatical mistakes in the article, please report at [email protected] . Thanks.

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Hi, how can obtain more information on this please?

I used to write long essay in my college. Your post reminded me old days. Making money from your essay is a great advantage.Good post. keep it up!

Great Article Muhammad Suleman. Really Great Tips & Information. After Reading this Article I Felt Like I Can Earn by Writing Essays. Thanks for the Tip!!

This was a good one. Being an academia writer I felt interested. The presentation was simple and clear. However, some links to the writing houses that accept research papers would have been stupendous. I’d definitely share if I find some. Great job Muhammad!!

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If you’re in the fortunate position to have a bit of extra income that isn’t earmarked for expenses and you’re wondering what to do with it, there are a number of options to grow your money .

We asked financial experts to explain the 10 smartest ways to make your money work for you.

Open a High-Yield Savings Account

If you have your money in traditional savings accounts, you’re missing out on interest you could be earning. Enter a high-yield savings account , which functions the same as a regular savings account except that it offers a greater annual percentage yield.

You do have to pay taxes on that interest, but it’s likely to still net you more money than a regular account. And the longer you leave your savings in a high-yield savings account, the more you’ll save with compounding interest.

Create Specific Financial Goals

Setting aside money from each paycheck into a generic savings account can feel unproductive and like there’s no end in sight. In order to make your money work for you, start by outlining specific financial goals you want to work towards.

“Planning for your future financial needs can be difficult without goals or plans to help you visualize how much you have today and how much you will need in the future,” said Adrian Oropeza, head of product at Milli Bank. “If you are looking at purchasing a new car or vacation, you don’t need to know the exact amount. Do some research and get an estimate of how much you need to save and commit to a date.  Each month allocate money towards your goal and track your progress. As you get closer you can adjust as needed.”

Automate Your Finances

In this digital age, it’s now incredibly easy to automate your finances in just about every way you can imagine, from automatic bill payments to automatic investment contributions.

“The hardest part of saving for something is remembering to do it each month before you spend it on something else,” Oropeza said. “Automating your saving reduces the chance that you will use it on something that will give you short-term happiness but keeps you further from what might matter more to your long-term financial goals.”

Plan for Each Dollar

To make your money work for you, have a plan for each dollar that comes in.

“ Have you ever heard that every dollar you earn should have a job? It may sound odd, but it helps you make sure that your money is working for you,” said Bethany Wilson, head of marketing at Milli Bank. “By outlining where each dollar of your paycheck goes (ex: mortgage, groceries, college savings, etc.) you’ll have an opportunity to put excess funds into a savings account or invest it, giving you more money for the things that matter most. Create your savings goals and rank those goals by what is most important to you. From there, assign each dollar to the goal you want it to help you achieve!”

Get Rid of Your High-Cost Debt

You can’t grow wealth into the future if debt is holding you back, said Christopher Sioco, COO of Parachor Consulting.

“High-cost debt kills long-term wealth,” he said, pointing out that credit cards typically have interest charges as high as 35% per year while a personal loan could have interest charges of 20%.

“With such high-interest rates on loans, you cannot create wealth,” he said. “Get rid of high-cost debt as soon as possible. By paying off a credit card in full, you earn 35% on your investment and can put the savings to better use.”

Invest in Real Estate

If you have enough money to make down payments on property, investing in real estate is a great way to make your money work for you, said Omer Reiner, president of FL Cash Home Buyers, LLC, a real estate investment company.

“When you own a property,” Reiner said, “you control how you want to make money from it. You can rent it out, fix it up to sell it, add value to increase rents, etc.”

Invest in the Stock Market

To really grow your money, your best bet is to invest in the stock market , by purchasing individual ETF’s (exchange traded funds) and mutual funds in a “model portfolio,” according to Johnny Medina, CEO of Nabla Financial.

“The general concept is very simple: Save at least 10% of your gross income. Invest the savings with a long-term mindset and leave it to compounding to do the rest.”

For example, if you start with $10,000, save $1,000 each month and invest in a portfolio that will yield 10%. After 30 years, you would have $2.3 million.

Invest in S&P Funds

Another type of fund likely to yield good, reliable results — and which historically yields an average 11% annual return — is the S&P fund.

According to Andrew Lokenauth, CEO of Fluent in Finance, “The S&P 500 comprises 500 of America’s largest companies, across all 11 industries. Investing in the S&P 500 is an easy and stress-free way to invest for the majority of people, because you’re not betting on a single company but 500 of America’s largest companies.”

Invest in Indexed Mutual Funds

Indexed mutual funds are also a great way to grow wealth, advised Carter Seuthe, CEO of Credit Summit. These funds work by investing equally in every stock in a given exchange, such as the Dow Jones or the NASDAQ, he explained.

“They have consistently been shown to outperform most actively managed investment accounts,” he said, “and come with the added benefit of avoiding the fees that come with intensive management.”

Indexed mutual funds provide a good return without a huge amount of risk, he added.

Use a Rewards Credit Card and Pay It Off Each Month

Aside from saving and investing, a simple way to earn money is to use a rewards credit card without an annual fee, “an excellent tool for financial growth,” said Kasey Ring, personal finance expert at Upward Personal Finance.

As long as you pay off your balance each month, she said, “You can add hundreds to your bottom line each month just by spending your money with a different tool. It takes discipline, but getting rewards for using the bank’s money free of charge every month makes sense and financially savvy people do this.”

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Donald Trump’s Hush-Money Trial Is a Referendum on Truth

T he closing arguments for Donald Trump’s hush-money trial have ended and a jury now decides Trump’s fate in a Manhattan courtroom. But in many ways, it is truth itself that is on trial.

For the past several weeks, jurors have heard arguments regarding Trump’s alleged attempt to disinform Americans and sway the 2016 presidential election by falsifying business records and concealing hush-money payments to adult film actress Stormy Daniels. Depending on your view of Trump, the trial is either a much-awaited moment of accountability or a politically motivated case of prosecutorial overreach. But the case represents something more than the guilt or innocence of the former president—it is a referendum on whether facts and law still matter. Depending on which view one has of the case, the verdict likely will be seen as a commitment to the rule of law or a miscarriage of justice.

First comes the finding of facts. In our post-truth era, a jury’s quest for the facts may seem like a quaint notion. Yet every day in courtrooms across America, citizens selected at random gather to discern facts from evidence and render verdicts. Their verdicts to hold people accountable for committing crimes is what upholds the rule of law.

Read More: 5 Things We Learned From the Trump Trial

In Trump’s case, the jury will soon deliberate on whether Trump falsified business records regarding the payment of $130,000 to Daniels, and did so with intent to conceal violations of campaign and tax laws. According to the testimony of former Trump lawyer Michael Cohen, the October 2016 release of a recording of Trump making disparaging comments about groping women on an open mic for the Access Hollywood television show made it imperative to prevent another disclosure about sexual impropriety before the election. Unless Trump blocked Americans from learning about his alleged act of adultery, Cohen testified, Trump believed his campaign would suffer a “ total disaster .”  In addition, David Pecker , former publisher of the National Enquirer, testified at trial that in August 2016, shortly after Trump became the GOP nominee for president, he paid $150,000 to silence former Playboy model Karen McDougal regarding a extra-marital relationship with Trump.

Some critics of the case argue that there is nothing illegal about paying hush money, and that charges would not have been filed at all if the defendant’s name were anything other than Donald Trump. Testimony during the trial has disclosed that other famous men entered agreements with AMI, the parent company of the National Enquirer, to kill stories alleging extra-marital affairs.

But that criticism misses the point. It is not the payment of hush money alone that is the crime. It is the cover-up by someone who is a candidate for president. Running for public office brings with it the responsibility of filing accurate campaign finance reports. The indictment charges that when Trump allegedly caused 34 checks, invoices, and ledger entries to be falsely characterized as legal expenses, he intended to conceal violations of state and federal campaign finance laws as well as tax laws. New York law makes it a crime to conspire to promote or prevent the election of a candidate by illegal means. Federal law prohibits corporate contributions, like the one made by AMI, and limits the amount of individual contributions to $2,700, far below the $130,000 allegedly made by Cohen. When Trump reimbursed Cohen, he allegedly falsely characterized the payments as income, resulting in the tax charge.

In addition to violating the law, the alleged scheme, if true, also betrays the trust of the American people. Voters have a right to know the facts about a candidate when casting their ballots. If candidates can covertly manipulate public perception to serve their own interests, they undermine the public’s ability to make decisions based on facts.

The jurors will decide whether the prosecution has met its burden of proof beyond a reasonable doubt and return a verdict. The prosecution’s case is far from perfect. Daniels and Cohen both admitted to making prior inconsistent statements. Cohen, who went to prison for perjury, even admitted to stealing money from the former president. Even if convicted, as a first-time offender, Trump is unlikely to face a prison term of any significance or be removed from the ballot as the presumptive GOP nominee for president. But the verdict will likely elicit strong opinions, even from people who did not listen to all of the evidence or review all of the exhibits, as the jury did.

Read More: What Happens if Trump Is Convicted? Your Questions, Answered

This is where the rule of law will be tested. As a former prosecutor, I was trained to argue cases in court zealously, but to accept a jury’s verdict with respect, even when it was not the decision I had sought. I learned to acknowledge that reasonable minds can disagree, and that it is more important to uphold public confidence in our legal system than to obtain a conviction in any particular case. To support our legal system means that we focus on a fair process, and tolerate decisions with which we disagree. Otherwise, our criminal justice system would fall apart.

But throughout this trial, Trump and his supporters have groomed the public to distrust the fairness of the trial. Trump has called the case a “sham” and “a Biden show trial, ” even though the case was brought by a state court prosecutor outside the president’s federal chain of command. Trump has called Justice Juan Merchan “corrupt” and “highly conflicted. ” Trump even falsely claimed that the gag order entered to prevent either party from making comments outside of court about witnesses, court staff and jurors prevents him from testifying, a “misunderstanding” Justice Merchan corrected on the record, but a narrative that Trump can use to explain away a decision not to testify.

On May 14, a group of Republican members of Congress attended the trial, dressed in identical navy blue suits with white shirts and red ties. Outside the courthouse, they addressed the media, and House Speaker Mike Johnson disparaged all of the pending criminal cases against Trump. “These are politically motivated trials, and they are a disgrace,” he said. “It is election interference.” Their unity and uniforms signaled an allegiance to one man over the rule of law.

Their stunt was the latest chapter in Trump’s playbook to disparage institutions that might stand in his way. By undermining public confidence in potential critics, Trump can downplay their inevitable criticism as illegitimate. Blunting potential critics is the reason he refers to the media as “the enemy of the people” and career civil servants as “the deep state.” And now, according to Trump, any case filed to hold him accountable for alleged criminal conduct is simply “election interference.” Not only do these claims provide pretextual defenses for Trump, they also tend to reduce public confidence in the institutions of democracy.

The jury’s decision in this case will end this trial. But public opinion will render the verdict on truth and the future of our faith in the justice system.

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Biden Wants to Send Billions to Rural America, but This Must Happen First

By Tony Pipa

Mr. Pipa is a senior fellow at the Center for Sustainable Development at the Brookings Institution.

President Biden regularly emphasizes how the major pieces of legislation he has signed — the Infrastructure Investment and Jobs Act, the CHIPS and Science Act and the Inflation Reduction Act — expand opportunities for Americans.

This is especially true for rural Americans. Those three laws appropriated billions of dollars — about $464 billion — for many projects that could be particularly relevant to rural communities, allowing them to dream of a different economic future.

I am often asked if rural voters will give Mr. Biden credit for all that money and the changes it could bring and will show their appreciation at the ballot box. My answer is that it is unrealistic to expect place-specific investments to have an immediate impact on elections.

Rural places remain skeptical that federal policymakers have their best interests at heart. Proving otherwise will take intention and time.

Above all, implementation matters. These investment opportunities will be meaningless unless they reach rural America. For that to happen, federal and local officials and many people in between will need to focus on intentional targeting and sensitivity to the challenges that rural places face.

It is important to keep in mind that many rural governments are led by unpaid elected officials, and few rural city halls have staffs to work on planning, project development and grant writing.

Only 15 percent of Michigan’s smallest jurisdictions , for example, express confidence in their ability to get access to federal grants, whereas the rate for jurisdictions over 30,000 people is close to 40 percent. A national survey published in 2019 found more than half of rural counties experienced moderate or significant fiscal stress, so for programs where local governments must match the federal funding, those counties face an additional challenge.

This does not bode well for equitable distribution of those federal investments. According to analysis I did with a fellow researcher, just 2 percent of the appropriations in the bills are reserved exclusively for rural places. Getting any of the remainder means vying successfully with larger jurisdictions.

The demand among rural and small towns clearly exists. For two new programs geared toward energy improvements in remote and rural communities under 10,000 people, the Department of Energy received more than 1,000 submissions combined. The new Recompete pilot program , intended to enable economic renewal in distressed places and overseen by the Economic Development Administration at the Department of Commerce, received a deluge of 565 applications — the most applications the development agency has received for a national program in its history. About half of the areas that were eligible are rural.

The scale of interest compounds the challenge. These and other programs’ popularity, combined with rural communities’ limited resources, means that success rates will be exceptionally low. It highlights the importance of leveling the playing field so the most vulnerable communities are not left out.

A critical first step will be to make sure that local communities have the staff and access to the expertise and administrative capacity necessary to secure and manage these investments.

As the Biden administration makes major investments in creating technical assistance centers in communities across the country, rural places must get to participate and benefit.

Congress also has a vital and continuing role to play. The Rural Partnership and Prosperity Act is bipartisan legislation that has been proposed in the Senate and the House of Representatives , and it is now included in the negotiations for the 2024 Farm Bill . Such a measure could be a game changer in getting flexible support directly to rural partnerships so they can unlock these opportunities.

The processes and requirements to gain access to those investments could also be simplified; no one should be required to fill out a 400-page application. We’ve already seen some improvements. The administration has put so-called navigators in selected communities to help them identify funding opportunities, and some agencies like the U.S. Forest Service have modified their processes to help communities apply for grants. These advances ought to be more widely adopted across the federal government.

States or financial and nonprofit intermediaries will also have the final say on the fate of much of the investment that is important for rural places, like broadband and water .

It’s not just about access to these opportunities. The extent to which local communities are in the driver’s seat and how widely the benefits accrue beyond local elites will be instrumental in avoiding the extractive practices that have often haunted rural economies. This means taking the time and providing the chance for people to influence the decisions that will affect them.

Take rural Humboldt County, Calif., where plans are underway to put immense wind turbines off its coast, a clean energy installation large enough to provide 6 percent of the state’s supply of electricity. A decision is pending by a state agency as to whether any of that electricity will land in Humboldt itself, where some federally recognized Native tribes do not have dependable power to this day.

The biggest risk is that politics stop the momentum created by these laws, because the investments are just getting started. For example, the money has not even begun to flow to local projects from the infrastructure act’s signature $42.5 billion investment to close the broadband gap .

Leading policy voices on the right have proposed dissolving or consolidating agencies like the Economic Development Administration and pulling these resources without offering an alternative vision for supporting rural development. That will simply once again starve rural places of investment. It does not seem like a long-term winning strategy.

Nor does vilifying an entire segment of the rural population based on specious analysis , as parts of the liberal elite seem wont to do.

The struggles that portions of rural America are experiencing were decades in the making. Common sense dictates that the solutions will not transpire overnight. Congress and the Biden administration have put the initial pieces in place to help many rural places transition to a brighter economic future. The president’s campaign pitch to rural voters ought to be the opportunity to stay the course. The political rewards may be far in the future, but it’s the right thing for rural communities — and for the country.

Tony Pipa is a senior fellow at the Center for Sustainable Development at the Brookings Institution, where he leads the Reimagining Rural Policy Initiative and hosts the “ Reimagine Rural ” podcast.

The Times is committed to publishing a diversity of letters to the editor. We’d like to hear what you think about this or any of our articles. Here are some tips . And here’s our email: [email protected] .

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How to make money from medical research and donations

• You can make thousands of dollars by donating some time or body parts to science.
• But these procedures are not all painless, and not everyone can participate.
• Below is a short list, though be warned: these strategies aren't all easy money.

Get dysentery. Play cards with someone who has the flu . Or, spend 45 days trapped in a tiny apartment with three total strangers.

These are just a few of the many ways you can get paid for helping out with scientific research. If you want to aid the science community and potentially save some lives while making a little extra cash, there are some unconventional options to consider.

Below is a short list, though be warned: these strategies aren't all exactly easy money.

Sell your blood plasma

Payout (per donation): around $50

Plasma is the largest component in human blood. It's a protein-rich liquid that contains mostly water but is also filled with enzymes, antibodies, and salts. This gooey, sticky yellow-ish stuff can be used to create therapies that treat people with blood clotting disorders, autoimmune diseases, and even burn victims. Donating plasma is often called "the gift of life" since treatments for some conditions can't be made synthetically and require this kind of human contribution.

During plasma donation, blood is drawn and an automated machine separates the plasma from other blood components, which are returned to the donor. Plasma donation pay varies from site to site, but the average payout is typically around $50 per donation. You can donate safely roughly once a month, according to the American Red Cross , and a typical session takes less than two hours. Find a licensed and certified plasma center near you.

Donate your sex cells

Payout for eggs (per donation): usually $10,000 to $12,000;

Payout for sperm (per donation): typically $35-$150

Egg and sperm donation can allow couples who have trouble conceiving naturally to become parents by using a donor's sex cells. But the time commitment and risk involved in a woman's egg donation is far steeper than what a man goes through donating his sperm.

In the United States, egg donors generally net around $10,000-$12,000. Weill Cornell outlines the standard steps for egg donation , which requires about a four-week time commitment.

During the egg donation cycle, patients are injected with fertility drugs so that the ovaries make more mature eggs than normal. (Eligible women are generally between the ages of 21 and 30). The egg retrieval procedure takes about 20 minutes but may require several days of recovery. Donors should be aware of the risks involved (largely related to the hormones used) before signing up.

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Men are generally paid anywhere from $35 to $150 per sperm donation, according to The Sperm Bank of California , but sperm donation can really start to add up if you regularly donate samples (many programs require a six-month or one-year donation commitment).

Donors should bear in mind that even if they choose to donate anonymously, sperm and egg donation is never really 100% incognito. Your DNA always knows who you are.

Spend 45 days on a fake spaceship

Payout: $160/day

NASA will pay you to spend 45 days traveling in space. Well, sort of.

You'll actually be on the ground the whole time in Houston, Texas, but you'll be locked inside a model space capsule (650 square feet) along with three strangers. This simulation is designed to study what being cooped up for a very long time inside a spaceship might do to a person, both physically and mentally. NASA wants to check this out thoroughly before they start sending astronauts on missions to Mars, or to explore faraway asteroids.

Participants in NASA's human research program share a capsule with each other that includes some workspace for doing lab experiments, a little kitchen table for eating meals that are just like what's served aboard the International Space Station, plus an exercise bike and some free weights. There's no internet, but you do get your own little cozy sleeping pod on the top floor.

The fake astronauts "on board" the capsule in May and June of 2024 include an aerospace engineering professor, a US Air Force Reserve member, a commercial pilot, and a biomedical engineer.

And that mission is nothing compared to NASA's CHAPEA Mars simulation , which keeps recruits in a simulated habitat of the red planet for 378 days. (NASA declined to comment on how much CHAPEA pays).

Take part in a clinical trial

Payout: Varies by program

The National Institutes of Health run a searchable database, ClincalTrials.gov , that rounds up human clinical studies ongoing around the world. Participants may be guinea pigs for new medical products, like drugs to treat high blood pressure, or they take part in observational research, like a study that records the effects of different lifestyles on heart health.

Subjects are generally paid to participate in such clinical trials, and most of the time, the bigger the risk, the bigger the reward. For example, a participant in one study in which participants were exposed to dysentery-causing bacteria was paid over $7,000, while a single blood draw or lab visit for a more straightforward study may only be worth $100 or so.

If you do decide to enroll in a study, choose wisely and carefully because not all of the studies on the site are regulated or evaluated for safety by the US Food and Drug Administration.

Enroll in a psychological study

Paid psychological studies, such as those that examine human behavior and brain function, may not generate as high of a return as clinical trials, but they are generally lower risk and require a shorter time commitment.

Most research universities keep an online database of studies so people can easily sign up. For example, here's a list of the most recent paid research studies offered by New York University . At NYU, you can make $12 an hour playing video games, and receive a $50 bonus if you're good at it.

Give your dead body to science

Payout: free cremation

This last idea is sort of morbid, but if you're worried about being a bother when you're dead, you can donate your body to science . This helps with various types of research and education.

Places like BioGift and Science Care will cover the costs of cremation, which can run upwards of $2,000.

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People are embracing the ‘no-buy year’ to save money and the environment

Elysia Berman decided she needed to drastically change her spending habits after she accumulated a collection of vintage designer clothing and a five-figure credit card debt. Her solution? A yearlong no-buy pledge. (AP video: Emma H. Tobin)

Amea Wadsworth poses for a portrait at her home, Friday, April 19, 2024, in San Diego. Wadsworth, who moved back home after graduating college, wanted to use her first full-time job as a chance to save, and a moment to take a hard look at her spending activity. (AP Photo/Gregory Bull)

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Amea Wadsworth works on her computer at her home, Friday, April 19, 2024, in San Diego. Wadsworth, who moved back home after graduating college, wanted to use her first full-time job as a chance to save, and a moment to take a hard look at her spending activity. (AP Photo/Gregory Bull)

Amea Wadsworth pets her cat at her home, Friday, April 19, 2024, in San Diego. Wadsworth, who moved back home after graduating college, wanted to use her first full-time job as a chance to save, and a moment to take a hard look at her spending activity. (AP Photo/Gregory Bull)

NEW YORK (AP) — A 35-year-old Brooklyn resident gave up buying new clothes. A 22-year old in San Diego swore off retail therapy at Target . A 26-year old in England banned carbonated drinks from her shopping list.

These three women, who don’t know each other, all started the year resolving to spend money only on necessary purchases, or what is popularly known as engaging in a no-buy challenge. The self-imposed rules of the challenge are simple: participants pledge to stop buying non-essential items, be they unneeded shoes, additional beauty products or other impulse buys for a set amount of time, usually 12 months.

What started several years ago as a blogged-about experiment in budgeting and mindful spending has become a popular trend on social media . A Reddit group where people share their experiences has 51,000 members. The challenge primarily gained popularity on TikTok, where some videos of users seeking to hold themselves accountable get hundreds of thousands of views.

Elysia Berman, a creative director who lives in Brooklyn, decided she needed to drastically change her spending habits after she accumulated a collection of vintage designer clothing and a five-figure credit card debt. Her no-buy pledge included no new clothes , getting makeup and hair products only after she finished the ones she had, and limiting social outings to low- or no-expense activities.

For Berman, adopting a more frugal lifestyle is serving one purpose: paying down her credit card debt . “It wasn’t like I wanted to challenge myself. I’m really in a position where this is a necessary next step for me,” she said.

Both sticking to her pledge and making progress toward her financial goal have proven more difficult than Berman expected. Within two weeks of starting her challenge, she couldn’t resist buying a new beret. Next came a new pair of boots. Although the challenge has helped her reduce her spending, she isn’t accruing savings as much as living within her means.

“Having this lifestyle adjustment, I was anticipating that it would make a huge difference in my ability to pay down my debt,” Berman said.

Talking about any personal financial struggles is difficult for most people, but Berman approached hers head-on by discussing her financial struggles with friends and family and then posting about these issues on social media. The latter action resulted in more exposure than she originally expected; she has over 60,000 followers on TikTok , where a video in which she displayed her empty skin and hair products received over 1 million views.

While the trend has been growing for some time, the beginning of 2024 provided another opportunity for people to gain back agency over their finances following the “doom spending” of the COVID-19 pandemic, according to Courtney Alev, a consumer financial advocate for the personal finance company Credit Karma.

“It’s just people trying to reclaim what’s been a rampant cycle of overspending, to be able to get their financial situation back in order and be able to save money,” Alev said.

Not everyone electing to join the no-buy trend has debt. Amea Wadsworth, who moved back home to San Diego, California, after graduating college, wanted to use her first full-time job as a chance to save, both the environment and money for her future.

After returning to live with her mom, she began noticing how many things she had that took up space. Working for a sustainability app also has made her more aware of her personal contribution to the world’s mountains of waste.

“I’m tracking everything that I’m spending. I’m writing it all down,” said Wadsworth, who also writes down the times she wants to buy something but doesn’t. She reviews the entries at the end of the month to determine if her purchases were really necessary purchase or a response to a quick craving.

Mia Westrap, a PhD student from Southampton, England, also uses TikTok as a way to keep herself accountable during her no-buy year. Her goal is to save three months’ worth of rent, since she currently lives month-to-month. While Berman’s Achilles’ heel was fashion items, Westrap’s was food and beverages.

“I figured out that I was spending four figures on just carbonated drinks and Pepsi Max,” she said.

Since social activities like going out for dinner or drinks involve spending money, Westrap decided to put a pause on dating during her yearlong no-buy challenge.

“I don’t want to turn up to a date and expect them to pay for me,” she said. “And I also don’t want to get up to date and meet someone and be ‘Oh look, I make these TikToks about not spending any money and here I am,’”

Other no-spend participants give themselves some latitude. Wadsworth, for example, is not buying any physical items but does allow herself to occasionally eat out with friends and the cost of visiting her long-distance boyfriend.

Sabrina Pare, 31, of Detroit, Michigan, approached cutting back on purchases from an environmental perspective. A sustainable living aficionado with a large social media following, Pare decided to participate in the no-buy year as a way to limit her contribution to the world’s waste.

She began by decluttering her closet and then looked for environmentally friendly ways to build a minimalist wardrobe, like hosting a clothing swap and avoiding fashion trends . At every step, Pare brings her followers along by filming short videos and sharing tips.

“If you’re buying less, it’s better for the planet. Overconsumption, it’s such an issue in our society,” she said.

But just as social media can be used for accountability and support when participating in the no-buy year challenge, it’s also one of the reasons many overspend. Berman, for example, stopped following a lot of fashion influencers to reduce the urge to buy things.

Learning to avoid impulsive shopping takes rethinking your habits and becoming aware of your triggers, said Carrie Rattle, CEO of Behavioral Cents, a financial coaching company.

“(The challenge) does help you try to push back against that need for dopamine. Every time we shop, any of us shop, we get that little dopamine hit,” Rattle said.

While the challenge is meant to last for one year, people trying it say they are learning new techniques to help them avoid overspending in the future.

Westrap carries a bag big enough to hold something to read when she leaves her apartment so she won’t have an excuse to buy more books. Pare unsubscribed from newsletters that tempted her to buy clothes and skincare products. Berman dyed her hair back to its natural brown since salon appointments to keep the color bright blonde were costly.

“My consumer habits have changed so much through this,” Berman said. “Just because you see all the waste and you’re like, ‘Why is this necessary? Why buy a million little things when you can just buy one big thing, and it’s even better if it’s refillable.’”

After she makes a significant dent in the credit card debt, Berman hopes to start saving and investing. Wadsworth plans to focus on spending her money on experiences with her loves ones rather than material things. Pare hopes to pay off her student loans.

Wadsworth advises anyone who hears of the no-buy challenge and can’t imagine doing one to give it a try, even if it’s just for a month.

“They say that it sounds so hard and yeah, it sounded hard to me, too. But if it sounds so terrifying to you, it probably means that you need it,” she said.

The Associated Press receives support from Charles Schwab Foundation for educational and explanatory reporting to improve financial literacy. The independent foundation is separate from Charles Schwab and Co. Inc. The AP is solely responsible for its journalism.

Editorials | Editorial: A big-money college sports scandal…

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Editorials | ‘a huge kiss and make up:’ disney world, florida leaders plot major expansion, subscriber only, editorials | editorial: a big-money college sports scandal in the making.

That was in the late 1950s, a time when people still fretted over an increasing overemphasis on college athletics. Lately. The overemphasis has become overpowering.

What little was left of the wall between professionalism and amateurism was washed away with the recent announcement that the NCAA and the five largest conferences will pay athletes signing bonuses, expenses or even salaries in addition to — or perhaps in lieu of — the traditional in-kind compensation of free tuition, books, lodging and meals.

That’s if a federal judge approves the deal, which was negotiated to resolve antitrust claims filed by former athletes seeking a share of the boodle they had earned for their schools.

There are serious concerns about this that call for the attention of Congress as well as sober judgment by the court.

NCAA: Just antitrust us

For one, the NCAA intends to ask Congress for an antitrust exemption, much like those it gave long ago to professional baseball, football, hockey and basketball.

That doesn’t sound like a good idea. Antitrust waivers are inherently anticompetitive. The object seems to be to keep denying that the athletes are employees, which would leave them ineligible for worker’s compensation, pension contributions, collective bargaining and other benefits.

But athletes at schools such as Florida, Florida State and Miami are already employees in fact if not in name.

Another is the question of the deal’s effect on smaller schools, those below the Division I level, some of whom can barely afford to keep the field lights on let alone pay salaries to their players. Charlie Baker, the NCAA president, has argued that to classify athletes as employees would cripple the vast majority of programs outside the power conferences and marquee sports. But the deal with the big schools threatens the same consequence. The small-school athletes will want to be paid too. They would have a case.

And what about Title IX, the federal law that requires male and female athletes to be treated alike? Will the money that the 69 big schools must set aside, estimated at an average $100 million annually, be enough to go around? Or will it precipitate the elimination of more women’s sports and minor sports for both genders? How much more pressure will be put on student activity fees, alumni donors and ticket-holders?

There will surely be bidding wars for the most sought-after high school players and would-be transfers. That had already begun with booster organizations set free by the courts to create entities that pay star players for the use of their names, images and likeness.

Scandal in the making

That’s a big-money scandal. The extent was exposed last month when Georgia transfer quarterback Jaden Rashada sued in federal court over a recruiting payoff he alleges that he was promised by University of Florida coach Billy Napier but never received. He claims he was to have a $1 million payment as part of a $13.85 million NIL deal also involving a top booster, and had passed up a smaller offer from Miami before decamping to Arizona State.

The NCAA, it turns out, was investigating the Rashada case until a federal judge, acting on a lawsuit brought by Tennessee and Virginia, ordered the NCAA to stop enforcing its NIL rules.

There may be no way of halting the increasing commercialization of college sports, but there are many reasons to regret how far it has already gone.

The United States is the only nation where colleges and universities are expected to provide the larger community with professional-level athletic entertainment having little if anything to do with their educational missions. In too many cases, the term scholar-athlete has become an oxymoron.

The stakes involved are evident in the realignment of the major conferences, including the dismemberment of the PAC-10, the expansion of the Atlantic Coast Conference to Pacific coast schools, and the questionable attempts of Florida State and Clemson to break their contracts with the ACC.

The paradox of college sports is far removed from its origin, when students formed their own clubs and rivalries and didn’t expect any freebies out of it.  At some small schools, they still play for the fun of it and for the quaint ideal of sportsmanship.

Pro leagues should pay up

But the big school programs, in addition to creating illogical, unacademic burdens for their presidents, also function as a free training program for professional football and basketball, sparing them the necessity of running farm teams as baseball does. That freeloading is unconscionable, and a way should be found to make the NFL and NBA contribute to the colleges’ costs.

It needs to be asked, moreover, whether it is not profoundly hypocritical for the NCAA to continue to insist that athletes must be making “satisfactory progress” toward an academic degree in order to remain eligible to play.

In a tale from the ’50s that’s probably apocryphal, a college coach somewhere in Florida was upset to hear his prize freshman recruit report that he was making A’s in his classes.

“You’re here to play football,” the coach supposedly said.

True or not, the story made a point.

So did Max Shulman.

The Orlando Sentinel Editorial Board includes Editor-in-Chief Julie Anderson, Opinion Editor Krys Fluker and Viewpoints Editor Jay Reddick. The Sun Sentinel Editorial Board consists of Editorial Page Editor Steve Bousquet, Deputy Editorial Page Editor Dan Sweeney, editorial writer Martin Dyckman and Anderson. Send letters to [email protected].

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