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12 PhD jobs in Business Administration

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• PhD positions in Business and Economics (56)

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Search results (12)

Vacancy for two PhD researchers in Predictive and Prescriptive Process Modelling

You will work at the LIRIS research group of the Faculty of Economics and Business at KU Leuven. One position is hosted at KU Leuven, with an exchange period at University of Melbourne. The second ...

Three 2-year Postdoctoral Fellowships at the Zukunftskolleg

(Fulltime, E 13 TV-L)Reference No: 2024/114. The preferred start date is April 1st, 2025. Conditionally on the submission of an external grant, the position can be extended for an additional year. In principle, the position can be divided into two...

Research Assistant (f/m/d)

PhD Student - Department of Marketing, Innovation and Organisation

Last application date Aug 15, 2024 00:00Department EB23 - Department of Marketing, Innovation and OrganisationContract Limited durationDegree Master of Science in Business Economics, Business Administration, Business Engineering, Communication Sci...

Project Manager/PHD Position in Production Management

We specialize in facilitating the digital evolution of businesses towards Industry 4.0 and fostering data-driven circular economies. Our expertise lies in crafting IT ecosystems that streamline and enhance sustainability across all facets of opera...

Position as PhD Fellow in Sustainable Innovation in Multinational Enterprises

We are seeking a highly motivated and dedicated individual who has a deep interest and passion for the research area, combined with intellectual curiosity and a strong desire to learn, as well as contribute to new knowledge, to join our team as a ...

PhD student AI-driven innovation management

BackgroundNew developments in artificial intelligence (AI) have a profound impact on the business world and how companies organize themselves. Within this doctoral project, the aim is to investigat...

Doctoral Positions in Management in various areas of specialisation, with five-year funding for all admitted PhD candidates

INSEAD, one of the world's leading and most diverse business schools, is renowned for its commitment to producing leaders who positively impact society. With campuses in Europe, Asia, and the Middle East, INSEAD offers its students an unparalleled...

Junior researcher (doctoral student) in purchasing and supply management

LUT Business School is looking for a junior researcher (doctoral student) in purchasing and supply management to strengthen its supply management team. We are seeking a curious mind who is interested in purchasing, supply management or supply netw...

Research and Teaching Assistant full position at GSEM Institute of Management

The Geneva School of Economics and Management (GSEM) of the University of Geneva, one of Europe’s leading Universities in the beautiful Swiss city of Geneva, is opening a Research and Teaching Assistant full position for the Institute of Managemen...

Research Associate (Doctoral Student) (m/f/x) in Entrepreneurship and Family Enterprise

(100%, TV-L E13)TUM School of Management at TUM Campus Heilbronn invites applications for a Research Associate (m/f/x) at the level of TV-L E13 (public sector pay scale) at the newly founded Global Center for Family Enterprise (Prof. Dr. Miriam Bi...

Doctoral Researcher in Computational Science (project)

The Faculty of Information Technology is seeking a Doctoral Researcher (PhD student) for the project “Anti-fragile Decision-making: tHink beYonD Robustness And resilience” (HYDRA), funded by the Re...

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PhD Research Scholar positions - Department of Business and Management Science

15th September 2024 Languages English English English PhD Research Scholar positions - Department of Business and Management Science Apply for this job See advertisement About NHH NHH Norwegian

PhD Opportunity: Metaverse and Responsible Business Models

Metaverse for business and social vAlue . The recruited researchers will be Marie Skłodowska-Curie fellows. The fellows will participate in networking and career events, workshops and are expected to present

PhD Studentship at Nottingham University Business School

We are looking to recruit two high calibre and enthusiastic PhD researchers who will undertake original research at Nottingham University Business School. To this end, we have made available two

PhD - Research Assistant, Vackar College of Business and Entrepreneurship, New Admits to PhD Program Fall 2024

Posting Details Title Information Assistantship Title Research Assistant Job Class Code 00095 FLSA Exempt Minimum Qualifications Minimum Qualifications 1. Currently admitted to the Graduate School 2

PhD on Ultra-high-speed contact line dynamics on heterogeneous surfaces

Physics and Science Education Reference number V34.7563 Job description From a scientific perspective, contact line motion remains a challenging subject for both theoretical, experimental and numerical

Temporary Executive/Senior Executive (Administration), PhD & Research Office

About Us Founded in the same year that Singapore gained independence, NUS Business School stands today among the world’s leading business schools. It is distinctive for offering the best of global

Phd Candidate In In Sustainable And Profitable Business Models Development

16 May 2024 Job Information Organisation/Company NORWEGIAN UNIVERSITY OF SCIENCE & TECHNOLOGY - NTNU Research Field Management sciences Researcher Profile Recognised Researcher (R2) First Stage

PhD Candidate in in sustainable and profitable business models development

11th August 2024 Languages English English English The Department of of International Business has a vacancy for a PhD Candidate in in sustainable and profitable business models development Apply

PhD Opportunities in the Faculty of Business and Law

Closing Date:                   Wednesday 19th June, 2024 – 12.00 Midday UK time Interviews:                       July and early August 2024 The Open University Business and Law Schools invite

Searches related to Business

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Are you curious, ambitious, and analytical? With a PhD from BI you will be well prepared for a career at top universities and research institutions. Develop as a researcher under the supervision of internationally renowned BI faculty.

BI's PhD programme features six areas of specialisation

Start date:  August 2024

This PhD specialisation provides candidates with rigorous training at the research frontier in Accounting.

This PhD specialisation provides candidates with an in-depth and intensive training programme at the cutting edge of both theoretical and empirical research in Finance.

Start date:  August 2025

This PhD specialisation is designed to produce graduates who are able to contribute to the advancement of marketing theory and practice.

The PhD programme in Economics trains candidates to engage in high quality scientific research, making use of economic theory and state of the art econometric methods.

Leadership and Organisation

Start date:  August 2025 

This PhD specialisation is an international programme designed to provide candidates with the knowledge and skills necessary to the advancement of research and practice within the field of leadership and organisation.

Strategy, Entrepreneurship and Innovation

This PhD specialisation is developed to provide candidates with the knowledge and skills to produce relevant and original research within strategic management, entrepreneurship, innovation and related fields.

PhD programme at BI

Are you qualified?

To gain admission to the PhD Programme, an applicant must formally apply to be accepted into the PhD Programme at BI Norwegian Business School.

How to apply

All applications must be submitted electronically through an online application form.

A PhD from BI can be a gateway to prestigious placements at universities around the world.

Follow your passion for research

Fully funded scholarships with a monthly salary.

Candidates are temporarily employed by BI and receive financial support for four years.

Your life as a PhD student at BI

Join our international environment and network, what are we researching right now, and why is it important, curious about phd.

Watch the videos below and see why you should pursue a PhD at BI.

Why pursue a PhD at BI?

Our international environment and network, mentoring in the phd programme, triple accreditation: one of the world's best business schools.

BI Norwegian Business School is the first Norwegian business school to receive the three most prestigious international accreditations.

Meet the faculty for the PhD specialisations

Oslo phd initiative in economics with the university of oslo.

The Initiative is a cooperation between the Economics Departments at BI Norwegian Business School (BI) and the University of Oslo (UiO).

PhD dissertations

Previous defences, courses for external candidates.

PhD candidates admitted to PhD programmes at other institutions are welcome to take PhD courses at BI.

Get to know us better!

Register here for the latest news, invitations, and relevant content on the programmes and people at BI.

University-funded doctoral researcher positions

There is one application period each year for University-funded doctoral researcher positions for all of the University's doctoral programmes.

The next application period for salaried positions will be on 27.8.-9.9.2024.   

More detailed instructions can be found on the Instructions for students website.

Specific application instructions are published in June 2024 in the ’Instructions for students’ webpage, Please read carefully both the general and the doctoral programme specific instructions. 

General questions regarding the application can be addressed to [email protected] .

If you would like to know more about different doctoral programmes, research plans or supervisors, please contact the doctoral programme directly. Contact details can be found from the webpages of each doctoral programme.

Select language

PhD Programmes

Phd vacancies.

See the job listings to find available PhD positions at Utrecht University. Please note that the job listing includes all university-wide vacancies.

See the types of PhD positions for the different ways you can start a doctoral program.

Utrecht University Heidelberglaan 8 3584 CS Utrecht The Netherlands Tel. +31 (0)30 253 35 50

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Finding a Doctoral Position

How do i find a place as a doctoral student.

Unlike at many other universities, the doctorate at ETH Zurich is not organised via an overarching doctoral school. ETH Zurich mainly offers individual doctorates. Each potential doctoral thesis supervisor recruits their doctoral students themselves. In order to be able to complete a doctorate at ETH, a professor at ETH must be willing to supervise your dissertation. With few exceptions, doctorates are linked to a position at ETH or within the ETH-domain. The best way to apply for a doctoral position is to contact the professorship you are interested in directly. To do so, visit the website of the department where you would like to do your doctorate and contact the professors you are considering directly.

• chevron_right ETH departments
• chevron_right Doctoral study programmes

However, doctoral posts are also advertised:

• chevron_right Current vacancies at ETH Zurich
• external page call_made ETH get hired

Helpful information on the topic of applying for a doctorate at ETH is also available in the AVETH survival guide . In any case, please note that the Doctoral Administration does not arrange doctoral positions or mediates between candidates and doctoral thesis supervisors.

Are you already registered as a doctoral student at ETH? See here for further information .

> Contact the Doctoral Administration

PhD Student Positions

For other available jobs, please see: Jobs For available PhD student positions in Swedish, please see: Doktorandplatser

Last updated: January 16, 2024

Source: Office of Human Resources

Zemen Bank Young Graduate Trainee – Business (YGTPB)

• Addis Ababa, Ethiopia
• Jul 09, 2024

Job Description

Zemen Bank is one of the fastest growing financial institutions in Ethiopia with major blue-chip clients in its account. The Bank offers customer oriented financial services. We are a fast-moving, fast-growing financial institution seeking highly energetic individuals to join our team.

The Company abides strictly by the laws and regulations of the jurisdiction where it operates, and observes the guidelines and rules issued by regulatory authorities of the Federal Republic of Ethiopia. It also keeps its corporate governance system under constant review to ensure that it is in line with international and local best practices since the first day of operation October 2008.

Currently, we are seeking new graduates to join our Bank in a three months Young Graduate Trainee Program – Business (YGTPB) designed to provide a strong knowledge of all aspects of our business. The program combines a series of class room and on-the-job training opportunities in various areas, with the purpose of preparing you for next role in the area that maximizes your strengths, ambitions and aspirations.

Position: Young Graduate Trainee – Business (YGTPB)

Educational Requirement

• B.A. in Banking and Finance, Accounting, Management, Economics or in related Business fields.
• Only Graduates of 2024 with CGPA 2.75 and above are invited to apply

Required Skills

• Effective communication and sociability
• Microsoft Office Pack: Word, Excel, Access, Publisher, Outlook, PowerPoint

Responsibilities

• Complete in-depth training modules to help you better understand our practices, operation and business strategies
• Maintain positive work habits that are conducive to the bank growth and profitability
• Execute other tasks as assigned
• Ability to work independently and under pressure to meet deadlines
• A good team player with strong passion to the industry

Competencies Required

• Good Communication skills
• Goal oriented and self-motivated
• Basic Computer Application Skills
• Industry Specific skills (Product and Service)
• Career development opportunities
• Culture and work environment that empowers you to make a difference and influence our success
• Opportunities for advancement and promotion throughout the Bank
• Attractive salary and benefit packages

Location : Addis Ababa 

Deadline: Aug 9, 2024

How to Apply:

Qualified candidates can apply through the following Zemen Bank job Application link: https://forms.gle/LF8Emq7pCqH9MNju6

Registration Will Start Tomorrow.

• NHH Norwegian School of Economics
• Posted on: 5 July 2024

PhD Research Scholar positions - Department of Business and Management Science

Job information, offer description.

NHH Norwegian School of Economics  is one of the leading business schools in Europe. We have an internationally recognised research environment and collaborate with 195 universities and business schools worldwide. NHH is the first choice for students who want to study business administration in Norway. Our activities are characterised by high quality, strong ethical standards, and a collective drive for common goals. 

In close partnership with the business community and society, we generate and disseminate new knowledge and create value for a sustainable future. NHH is located in the city of Bergen and has around 3,750 students and 455 employees.

The PhD specialisation

NHH is pleased to announce vacancies at the Department of Business and Management Science. Candidates admitted to the PhD programme will receive the title of PhD Research Scholar. The Department of Business and Management Science is responsible for a specialisation in the NHH PhD programme. The specialisation has two tracks: Business Economics

• Dissertation on a topic in business economics, industrial organisation, public finance, asset management, risk analysis, shipping economics, or the economics of natural resources
• Core courses in econometrics, microeconomics, scientific methods
• Elective courses in economics, finance, or optimisation

Management Science

• Dissertation on a topic in logistics, operations management, utilisation of natural resources, shipping, predictive modelling, or climate risk
• Core courses in optimisation, microeconomics, scientific methods
• Elective courses in operations research, optimisation, statistics, data science

Elements from the two tracks can be combined. For more information about the Department of Business and Management Science and its research profile,  visit the department’s website .

Start date: August 2025

The PhD programme

The  PhD programme at NHH  is a four-year fully-funded programme, which combines an intensive course component with research and relevant work experience, preparing the school’s graduates for scholarly positions at recognised international institutions and positions in knowledge-intensive institutions and firms outside of academia. Former PhD graduates have been hired by renowned institutions such as Harvard University, The University of Sydney’s Business School, University of Amsterdam, Tilburg University, Hanken School of Economics, Norwegian universities and business schools, as well as in the government, banking, finance and consulting industries.

The PhD research scholars will be included in a highly stimulating and rewarding research environment, working closely with faculty members and other PhD research scholars at the school. PhD research scholars participate actively in faculty and research seminars, as well as in workshops. NHH also provides funding for research stays abroad to build a wider network and strengthen the research of the PhD research scholar. As part of the position, the PhD research scholars allocate 25% of their time to teaching and/or research assistance responsibilities. They also receive pedagogical training. The place of work is in Bergen at NHH, where the PhD research scholars will have their own office space at their department.

The PhD programme gives preference to applicants who address research problems that fit the research interests of the department and available resources for supervision. As the school aspires gender balance and diversity, female applicants will be given preference if applicants are otherwise equally qualified.

The annual salary for the PhD research scholar position will be NOK 550 000 (equivalent to approximately EUR 47 950 or USD 51 650) pr. August 2025. For particularly well-qualified applicants, a higher salary may be considered. Thereafter annual adjustment of minimum 3%. The salary ensures a fair standard of living in Norway and is subject to Norwegian taxes and benefits, including public health care benefits and pension savings.

The city of Bergen offers a mild coastal climate and hosts rich opportunities for culture and outdoor activities, as well as a family-friendly environment. To explore the city,  go to visitnorway.com .

Application requirements

General requirements:

Applicants must meet  the eligibility requirements  for the PhD programme. You are required to upload the following documents with your application in Jobbnorge:

• Certificate of a Master of science degree or equivalent (please include transcripts of grades). You need to have completed your master’s degree prior to the starting date for the position. If you have not completed your degree when applying for the position, please attach an overview of the courses and grades that you have completed so far
• Certificate of a Bachelor’s degree or equivalent (please include transcripts of grades) 
• Other relevant certificates or transcripts (e.g. courses completed at the PhD level)
• If the issuing authority of grades and degrees does not use the ECTS grading scale, please include an official description of the applied grading scale system
• Statement of purpose describing your motivation for applying this position (250-300 words)
• A research proposal (2000-4000 words). The research proposal should describe the aims, research questions, and motivation of the proposed research. Please note that your research proposal is tentative and often needs adjustments after your acceptance into the programme
• Curriculum vitae
• A list of all publications and/or other documented research activities 

Please upload the documents in separate files, not combined in one single file.

Specific requirements:

The Department of Business and Management Science requires you to demonstrate both an adequate level of academic skills and an adequate level of English language proficiency (unless you are exempt). We accept the following tests:

• GMAT or GRE tests to measure your academic skills
• TOEFL, IELTS or PTE Academic to measure your English language proficiency

When applying, you are required to upload a copy of your unofficial test scores in Jobbnorge before the deadline. If you are shortlisted, NHH will ask you to give us access to your official test scores without delay.

Exemptions:

• You are waived from the GMAT or GRE tests if you hold a qualifying master’s degree from a Nordic institution
• You are waived from TOEFL, IELTS or PTE Academic tests if you are a native English speaker, if you have a qualifying master’s degree from a Nordic institution or if you have a qualifying master’s degree where the language of tuition was English

For more detailed information about the tests and their minimum scores, please visit our webpage:  Admission to the PhD programme  | NHH. You may also contact us at  [email protected]

Letters of recommendation and contact details of references:

Letters of recommendation and/or contact details of references may strengthen your application, but they are not mandatory. If you choose to include letters of recommendation, the references should send their letter of recommendation in PDF format directly to  [email protected]  by latest  15 September 2024 . Contact details of references may be included in Jobbnorge when you apply.

General information

For more information on the PhD programme and the submission procedure, please consult the  NHH PHD website . Incomplete applications will not be considered.

Please note that applicants for the PhD research scholar position do not need to apply separately for admission to the PhD programme.

The state labour force shall reflect the diversity of Norwegian society to the greatest extent possible. People with immigrant backgrounds and people with disabilities are encouraged to apply for the position.

In accordance with §25 (2) of the Freedom of Information Act, note that the list of applicants may be made public even if the applicant has requested not to have his/her name entered on the list of applicants. The applicant will be notified if his/her request is not respected.

For questions and inquiries about the NHH PhD programme, please contact  [email protected] .

Applications must be submitted through the Jobbnorge online portal. To open the application, please click ‘Apply for this job’. For English version, go to the menu at the top right side.

Application deadline: 15 September 2024

Where to apply

Requirements, additional information, work location(s), share this page.

Our business

Find out how we are building and nurturing some of the world’s most iconic brands.

With over 200 brands and sales in nearly 180 countries, we offer something for every taste and celebration .

Find out more about our ‘Society 2030: Spirit of Progress’, our global programme to help create a more inclusive and sustainable world.

News & media

Stay up to date with Diageo’s latest news and stories.

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Accelerate your career as you make your mark by building brands consumers love. Our perfect blend of our people and brands is our magic, and in our inclusive and supportive culture, your opportunity to thrive is endless.

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Graduate programmes

Help build extraordinary brands.

Bring your passion, curiosity and desire to make an impact to one of our graduate schemes. We’ll celebrate everything you contribute.

Kick-start your career

As a graduate at Diageo, you’ll help build iconic brands consumers love, such as Guinness, Baileys, and Johnnie Walker. Aim high and you’ll be supported to explore, learn and grow, whilst collaborating with passionate people from all corners of the world.

Our graduate schemes last for 1-3 years and are available across our regions: Europe, North America, Africa, Latin America and Caribbean, and Asia Pacific. Depending on the programme, you may: 

• Stay in one location for the duration of the programme 
• Have the opportunity to do part of your programme in a different country within your region

The locations vary between schemes and are different from year to year.

Our graduate programmes

We have a wide range of graduate schemes where you can realise your fullest potential — no matter where you are in the world.

Where can I work?

Discover diageo's early careers schemes in europe, where opportunity is uncapped..

Work on brands like Guinness and Tanqueray. Explore a range of dynamic roles, each offering tailored development. Ignite your potential, shape the future of premium drinks, and embark on a transformative journey with a global leader.

- Digital and Technology Graduate Programme

- Sales Graduate Programme

Explore Diageo's Early Careers schemes in North America, where innovation thrives.

Work on brand like Crown Royal and Casamigos. Make an impact from day one, as you learn from the brightest minds in the industry. Shape the premium drinks landscape, and kickstart a fulfilling career with a true global leader.

- Finance Graduate Programme

- Supply Chain Graduate Programme

Hear more about Diageo's Early Careers schemes in Africa.

Work on brand like Guinness and J&B. From Finance  to Supply Chain and Manufacturing , our hands-on programmes offer diverse experiences, mentorship, and global exposure. Shape the future of the premium drinks industry, make an impact, and elevate your career in an innovative, inclusive culture.

Uncover Diageo's Early Careers schemes in LAC, a blend of heritage and innovation.

- Marketing Graduate Programme

Explore Diageo's Early Careers schemes in APAC.

Work on brands like Bundaberg and Johnnie Walker. Step into a range of vibrant roles, benefit from expert mentorship, and grow at a pace that suits you. Unleash your ambition and contribute to the success of some of the world’s most iconic consumer brands.

Make your mark

In an inclusive environment, you’ll have the backing you need to test new ideas and learn from them as you make your mark. It’s how you grow.

So, be curious. Innovate, learn and disrupt, as you build brands consumers love. Collaborating with passionate people from all corners of the world, you’ll unlock a brighter, more exciting future and help shape the future of social celebrations.

Harness your talent

From day one, you’ll get to make a real contribution to the business and industry. You’ll be supported by a buddy and learn from some truly amazing people, who have experience and knowledge you won’t find elsewhere. You’ll develop leadership skills and knowledge through:

- Formal training

- Mentoring and coaching from respected colleagues

- Real-world, on-the-job experience

And through virtual connect sessions, you’ll join senior leaders and peers around the world to share ideas and join discussions so that you can keep learning and growing.

We want you to come as you are. Share your ideas and learn from others. Bring your passion, curiosity and desire to learn and grow relentlessly. We want you to be you.

Your contribution to progress will be celebrated, and you’ll enjoy an attractive benefit and rewards package.

What you'll need

To qualify for our graduate schemes, you must:

• Have obtained or be expected to obtain an academic degree
• Be fluent in English
• Be fluent in the language relevant to the market you’re applying to
• Have the right to work in the market you’re applying to (relevant to specific locations)
• Depending on the role: have a full, clean driving licence

Want to know more?

Connect on LinkedIn

How to apply

Graduate Campus Hiring Program 2024-25

Application details.

Registrations for the program start from 3 rd July, 2024.

Last date to apply is 14 th July, 2024

Candidates graduating in 2026 with a non-engineering Bachelors degree

Bengaluru, Hyderabad

The Graduate Campus Hiring Program provides a distinguished opportunity to begin career in the financial industry. It provides a platform to discover, engage and recruit top talent from graduate (non-engineering) campuses across India, while shaping the careers of young professionals through innovation and excellence.

This program offers upskilling and professional development opportunities through structured sessions and networking with our senior leaders enabling participants to gain invaluable insights and skills. Candidates would also go through multiple rounds of assessments that would test them on various skills like aptitude, communication skills etc.

Candidates who qualify through the process will be offered a summer internship role at Goldman Sachs, India. Candidates will then be required to confirm their acceptance and signoff from the placement process.

Program Timelines:

Registrations:   3-Jul Aptitude Test:   18-Jul Upskilling Session 1 + Leadership Connect:   22-Jul Group Discussion:   23-Jul Upskilling Session 2:   26-Jul Interviews:   30-Jul

• Registrations:  3 rd July, 2024 – 9:00am IST to 14 th  July , 2024 – 11:59pm IST
• Aptitude Test : 18 th  July, 2024 (communication will be shared with all the eligible candidates who registered correctly)
• Group Discussion: 22 nd July, 2024 (only for those shortlisted post the aptitude test)
• Interviews: 30 th  July, 2024 (only for those shortlisted post the Group Discussion)

Application Process:

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Economic optimism rises as U.S. job market adds 206,000 jobs

Confidence in the economy is back up.

The unemployment rate rose slightly, but jobs grew by over 200,000.  ( iStock )

The U.S. job market is slowly stabilizing, as shown by the 206,000 jobs added in June, according to the Bureau of Labor Statistics . The industries driving this growth include government, health care, social assistance and construction.

Although more jobs were added, unemployment did increase, but barely, to 4.1%. Last month, the unemployment rate sat at 4%, so the increase was minimal month to month. The unemployment rate is currently higher than it was last year, when the jobless rate was 3.6%.

Government jobs led the charge for job growth, adding 70,000 jobs in June. This is much higher than the average monthly gain of 49,000 government jobs the U.S. has seen in the last 12 months. Local governments and state governments added the most jobs over all at 34,000 and 26,000 respectively.

The health care industry also added a substantial number of jobs at 49,000. However, this is lower than the average monthly gain of 64,000 seen in the last year. Hospitals and ambulatory services added the most jobs in the industry, both increasing by 22,000.

Another public service sector, social assistance, added 34,000 jobs in June, mostly in individual family services. This addition is also larger than the average for the last 12 months, which was 22,000 additional jobs.

Construction jobs grew in June as well, with 27,000 new jobs. The industries that lost jobs were retail, dropping by 9,000 positions. Furniture retailers also lost about 6,000 jobs.

Wages for many industries are up across the board, on average. Over the last year, hourly wages have risen by 3.9%.

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THE DISABILITY BENEFITS APPLICATION PROCESS JUST GOT A LITTLE EASIER THANKS TO SSA ADJUSTMENTS

Consumer confidence on the rise after months in decline

The general consumer outlook for the economy is back on the rise after months of decline. The Conference Board Consumer Confidence Index rose in May to 102, up from 97.5. A score of over 100 tends to signal a strong economy.

The Present Situation Index, which measures consumer opinions on current business market conditions, also increased. The index rose to 143.1 in May from 140.6 in April, indicating that there’s a more positive view of the current labor market.

"Consumers' assessment of current business conditions was slightly less positive than last month. However, the strong labor market continued to bolster consumers' overall assessment of the present situation," Dana M. Peterson, chief economist at The Conference Board said. "Views of current labor market conditions improved in May, as fewer respondents said jobs were 'hard to get,' which outweighed a slight decline in the number who said jobs were 'plentiful.' Looking ahead, fewer consumers expected deterioration in future business conditions, job availability, and income, resulting in an increase in the Expectation Index," said Peterson.

While the economic outlook is generally positive these days, the possibility of a recession still remains a major concern for many consumers.

"The Perceived Likelihood of a US Recession over the next 12 months rose again in May, with more consumers believing a recession is 'somewhat likely' or 'very likely'," Peterson explained.

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80% OF AMERICANS ARE DEALING WITH A COST OF LIVING CREEP

Housing market remains largely unaffordable

One area where there hasn’t been much improvement is the housing market. Affordability still remains a dream for many U.S. households. The second-quarter U.S. Home Affordability Report showed that the average-priced home remained less affordable compared to historical averages.

The affordability crisis is largely driven by high housing costs. Home prices reached a new high of $360,000 and mortgage interest rates are back up in the 7% range.

"The latest affordability data presents a clear challenge for home buyers. While home prices are increasing and mortgage rates remain relatively high, these factors are making homes less affordable," said Rob Barber, CEO of ATTOM. "It’s common for these trends to intensify during the Spring buying season when buyer demand increases. However, the trends this year are particularly challenging for house hunters, more so than at any point since the housing market boom began in 2012."

Wages aren’t keeping up with housing costs. Lending guidelines for home buyers typically dictate that only 28% of their income should go towards housing expenses. The Home Affordability Report shows that currently 35.1% of the average national wage goes toward housing costs.

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THE SOUTH IS RANKED HIGHEST FOR PROSPECTIVE HOMEBUYERS, DESPITE HIGH UNDERWATER MORTGAGE RATES

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A Texas Gen Xer who went to college in his 40s says it didn't help him find a job and saddled him with over $100k in student debt

• A Gen Xer in Texas went to college in his 40s because he wasn't happy with his truck driving job.
• He said a college education hasn't helped him find work and saddled him with over $100,000 in debt.
• Recent college graduates have had a harder time finding jobs in recent years. 

In 2018, at age 40, Kenneth Ferraro decided to pursue a college degree for the first time. It didn't go according to plan.

Ferraro, who's based in Texas, had worked as a truck driver for decades, he told Business Insider via email. While the job provided a stable income, he said he long desired a different career — and he thought going back to school was the best way to make this a reality.

"I traveled across the country, worked long hours, and was more than a little burned out," he said. "This was not a career I had chosen, but like many people, I happened into it. Going to college out of high school was not financially possible."

Ferraro began his studies by attending a local community college part-time, but he said he enjoyed the experience so much that he quit his truck driving job to focus on school. After completing his associate degree, he went on to pursue a bachelor's degree in political science from New York University.

"I knew it would be financially crippling, but I believed the prestigious credential would bolster my employment opportunities after graduation," he said.

However, despite applying for countless jobs over the past few years, Ferraro's had little luck . He said the only role he's been able to land is a delivery driver position for a large beverage company — and he's stuck with over $100,000 in student loan debt .

"After all my hard work and sacrifice, the only work that I have been able to secure is the same type of work that I have been doing my whole life," he said. "My education and dedication to bettering myself have cost me financially and emotionally."

The US male unemployment rate is low compared to past decades, but Ferraro is among the men who have struggled to find work or have stopped looking altogether . In 1950, about 97% of American men ages 25 to 54 had a job or were actively looking for one, according to the Bureau of Labor Statistics. As of June, this figure had fallen to about 89%.

Among the several explanations for this trend is that in recent decades, it's become difficult for some men to land a well-paying job without a college degree — a development that's contributed to some men leaving the labor force. These challenges persist today for men even as more companies have started hiring candidates without a degree.

The perceived benefits of a college degree have led more Americans to go back to school later in life. About 34% of college undergraduates and 44% of community college enrollees are age 25 or older, according to the National Center for Education Statistics.

But as Ferraro and many recent college graduates can attest to, having a degree doesn't guarantee success in the job market. Last November, the unemployment rate of US college graduates between the ages of 22 and 27 was 5% compared to the 3.7% overall US unemployment rate. That was the most the "recent graduate" unemployment rate had exceeded the overall rate in the over three decades of New York Fed data. Factor in the cost of college and pursuing a degree might not be worth it for some people.

Related stories

Ferraro shared the biggest challenges he's faced in his job search, including why he thinks having a college degree has sometimes worked against him.

Being an older college graduate could make it hard to land certain types of jobs

Ferraro always knew that pursuing a new career wouldn't be easy. At age 42, he was happy to spend six months interning for a local congressperson.

However, Ferraro's struggles to find a full-time government job left him frustrated. While having a college degree improved his credentials, he thinks his age has held him back in the job market.

Ferraro recalled applying for an entry-level position in the office of a government official, a role he thought would be the "perfect" job for him to kick-start his new career.

The early stages of the interview process seemed promising, but he said things changed when he had an in-person interview.

"As soon as the hiring manager saw me, his whole demeanor changed," Ferraro said. "He ran through the questions and never truly engaged with me."

A few weeks later, Ferraro learned that he was no longer being considered for the role. The only explanation that made sense to him was that the hiring manager wasn't interested in candidates as old as him.

"A man in his forties, who is the perfect candidate on paper, willing to work, willing to learn, and willing to apply himself to any task, is still a man in his 40s," he said. "Therefore, not a valid candidate."

Ferraro needed an income, and after struggling to land jobs in his field of study, he reluctantly decided to expand his search to the truck driver jobs he'd hoped to escape.

But despite his decades of prior experience, Ferraro said he struggled to land an interview for driving jobs — a development that baffled him. But then he had an idea: What if he removed his college education from his résume when he applied?

"I did not start receiving interviews until I removed the education section on my application," he said. "My degree was holding me back."

Despite Ferraro's challenges, truck drivers have generally been in high demand in recent years, in part due to the e-commerce boom tied to the pandemic. But as online shopping trends have begun to normalize, some drivers have had a harder time finding work .

Ferraro eventually landed a job similar to the one he had before his schooling began in 2018, but he said he's earning about 20% less per hour than he used to. He said his employer prioritizes experience at the company over experience in the broader trucking industry.

As things stand, Ferraro said he regrets going to college. However, he still hopes that his education will eventually help him secure an entry-level government role.

After working as a driver during the day, he said he attends graduate school at night. He's working toward his master's in public administration and is continuing to apply for jobs.

"This situation is very frustrating," he said. "It feels like I am putting in so much effort, without any return."

Have you given up looking for work or are you struggling to find a job? Have you gone back to college later in life? If so, reach out to this reporter at [email protected] .

Watch: Nearly 50,000 tech workers have been laid off — but there's a hack to avoid layoffs

• Main content

Stock market today: US stocks close at record highs after dovish June jobs report

• US stocks closed at record highs, led by the technology sector's strong performance.
• The June jobs report showed 206,000 jobs added to the economy, slightly above estimates.
• "To us, the message is the labor market is slowing," Fundstrat's Tom Lee said of the June jobs report.

US stocks closed at fresh record highs on Friday after a dovish June jobs report.

The gains were led by the technology sector, with the Nasdaq 100 closing up nearly 1%, while the S&P 500 rose about a half-percent.

Both indexes finished the week at record highs, while the Dow Jones Industrial Average has yet to hit its record high reached in May.

The US economy added 206,000 jobs in June, which was slightly ahead of economist estimates of 200,000, but below the May jobs report, which was revised lower to 218,000 from 272,000.

The April jobs report was also revised lower to 108,000 jobs added that month, down from the initial reading of 165,000.

The job revisions, combined with the unemployment rate ticking higher to 4.1% from 4.0% in June, sent bond yields tumbling and renewed hopes for interest rate cuts from the Federal Reserve.

"The tale told by June employment data and sharp (not unexpected) downward revisions is that it is time for the Fed to cut," economist Steven Blitz of GlobalData TS Lombard said in a Friday note.

"To us, the message is the labor market is slowing," Fundstrat's Tom Lee said on Friday. "Previously, the Fed was reluctant to reduce interest rates, despite the softer inflation, because of the perceived strong labor market. This is less and less the case, arguably, given the softening of jobs."

Market watchers think the path to a September rate cut looks smoother after the report, and the likelihood of two cuts may be rising. According to JPMorgan's David Kelly, a cut in September and one in December is now looking like a good bet, though investors still need to be cautious about adding exposure to stocks with valuations so high.

Here's where US indexes stood shortly after the 9:30 a.m. opening bell on Friday:

• S&P 500 : 5,567.19, up 0.54%
• Dow Jones Industrial Average : 39,375.87, up 0.17% (+67.87 points)
• Nasdaq composite : 18,352.76, up 0.90%

Here's what else is going on today:

Nvidia stock received a rare downgrade from Wall Street on Friday due to concerns about its valuation.

• Tesla short-sellers have lost $3.5 billion after the electric vehicle maker beat second-quarter vehicle deliveries.
• Bitcoin plunged to $55,000 after experiencing a sharp decline on Thursday, and it could signal more downside ahead.

The soaring power demand for AI technologies is pushing America's power grid to its limit.

In commodities, bonds, and crypto:

• West Texas Intermediate crude oil dropped 0.88% to $83.14 a barrel. Brent crude , the international benchmark, was lower by 0.89% to $86.65 a barrel.
• Gold surged 1.22% to $2,398.30 per ounce.
• The 10-year Treasury yield dropped eight basis points to 4.28%.
• Bitcoin dropped 1.04% to $56,449.

• Main content

india’s economic promise

Women in India Face a Jobs Crisis. Are Factories the Solution?

As multinational brands shift factory production from China, Indian women — long shut out of the work force — could be prime beneficiaries.

Sarika Pawar, second from right, in line with other workers for the company bus at the All Time Plastics factory in Silvassa, India. Credit... Elke Scholiers for The New York Times

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By Peter S. Goodman

Photographs and Video by Elke Scholiers

Reporting from across India including Silvassa, New Delhi and Manesar

• July 3, 2024

Before her husband died, leaving her to raise their 2-year-old daughter alone, Sarika Pawar had never imagined working a regular job. Like her own mother and most of the women she knew in rural India, she spent her days confined to her village. Her hours were consumed with looking after her toddler, boiling water to drink and fashioning an evening meal.

But with her husband gone, eliminating his wages as a server, she was forced to earn money. She took a job at a nearby factory run by a company called All Time Plastics in Silvassa, a city about 100 miles north of Mumbai. A dozen years later, she is still there, plucking newly molded food storage containers and other household implements off a conveyor belt, labeling them and placing them in cartons bound for kitchens as far away as Los Angeles and London.

Ms. Pawar earns about 12,000 rupees per month, or roughly $150, a meager sum by global standards. Yet those wages have allowed her to keep her daughter in high school while transforming their everyday lives.

She purchased a refrigerator. Suddenly, she could buy vegetables in larger quantities, limiting her trips to the market and giving her more power to bargain for better prices. She added a stove powered by propane — liberation from the wood fire that filled her home with smoke, and an escape from the tedious work of scouring the ground for branches to set alight.

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