cover letter to jp morgan

JP Morgan cover letter examples

Do you want to work for one of the world’s leading financial institutions?

If so, you need a cover letter that emphasises your achievements, relevant work history and track record of success.

Find out how to create an interview-winning application with our step-by-step guide and JP Morgan cover letter examples below.

CV templates 

JP Morgan cover letter example 1

JP Morgan cover letter example 2

JP Morgan cover letter example 3

These 3 JP Morgan cover letter example s should provide you with a good steer on how to write your own cover letter, and the general structure to follow.

Our simple step-by-step guide below provides some more detailed advice on how you can craft a winning cover letter for yourself, that will ensure your CV gets opened.

How to write a JP Morgan cover letter

A simple step-by-step guide to writing your very own winning cover letter.

Write your cover letter in the body of an email/message

When you send a cover letter with a job application, you should always write your message into the body of your email – or the body of the messaging system if you are sending via a job website.

Why do this?

Simply because you want to get your message seen as soon as the recruiter opens your application.

If you attach the cover letter as a separate item, this means the recipient will have to open it before they can read it – slowing down the process and potentially causing frustration along the way.

So, write your cover note in the body of your email/message to ensure you make an instant connection with the reader.

Start with a friendly greeting

To build an instant connection with the recruiter reading your cover letter, start with a warm greeting.

It should be friendly but not casual – keeping it professional at all times.

• Hi, hope you’re well
• Hi [insert recruiter name]
• Hi [insert department/team name]

Avoid overly formal greetings like “Dear sir/madam ” unless applying to very traditional companies.

How to find the contact’s name?

Addressing the recruitment contact by name is an excellent way to start building a strong relationship. If it is not listed in the job advert, try these methods to find it.

• Check out the company website and look at their  About page. If you see a hiring manager, HR person or internal recruiter, use their name. You could also try to figure out who would be your manager in the role and use their name.
• Head to LinkedIn , search for the company and scan through the list of employees. Most professionals are on LinkedIn these days, so this is a good bet.

Identify the role you are applying for

Now that you have warmed the recruiter up with a friendly greeting, firstly you need to let them know which role you are applying for.

Sometimes a recruitment consultant will be juggling 10 or 10 vacancies, so it’s important to specify which one you are applying to.

Give us much detail as possible (team/department, role title etc.) and paste in the reference number if you have one.

Here are some examples you can use.

• I am interested in applying for the role of *role at JP Morgan* with your company.
• I would like to apply for the role of Sales assistant (Ref: 40f57393)
• I would like to express my interest in the customer service vacancy within your retail department
• I saw your advert for an IT project manager on Reed and would like to apply for the role.

See also: CV examples – how to write a CV – CV profiles

Highlight your suitability

The main purpose of your cover letter is to excite recruiters and make them eager to open your CV. And you achieve this by quickly demonstrating your suitability to the job you are applying for.

Take a look at the job adverts you are applying for, and make note of the most important skills being asked for.

Then, when you write your cover letter, make your suitability the focal point.

Explain how you meet the candidate requirements fully, and why you are so well suited to carry out the job.

This will give recruiters all the encouragement they need to open your CV and consider your application.

Keep it short and sharp

When sending a job application to a recruiter or hiring manager, it is important to remember that they will normally be very busy and pushed for time.

Therefore, you need to get you message across to them quickly (in a matter of seconds ideally). So, keep your cover letter short and to-the-point. A long waffling cover letter will overwhelm recruiters when they are running through hundreds of emails in there inbox, but a concise one will get their attention.

So, keep your cover letter to just a few sentences long, and save the extensive detail for your CV.

Sign off professionally

To round of your cover letter, add a professional signature to the bottom, giving recruiters your vital contact information.

This not only gives various means of contacting you, it also looks really professional and shows that you know how to communicate in the workplace.

Include the following points;

• A friendly sign off – e.g. “Warm regards”
• Your full name
• Phone number (one you can answer quickly)
• Email address
• Profession title
• Professional social network – e.g. LinkedIn

Here is an example signature;

Warm regards,

Gerald Baker Senior Accountant 07887500404 [email protected] LinkedIn

Quick tip : To save yourself from having to write your signature every time you send a job application email, you can save it within your email drafts, or on a separate document that you could copy in.

What to include in your JP Morgan cover letter

Here’s what kind of content you should include in your JP Morgan cover letter…

The exact info will obviously depend on your industry and experience level, but these are the essentials.

• Your relevant experience – Where have you worked and what type of jobs have you held?
• Your qualifications – Let recruiters know about your highest level of qualification to show them you have the credentials for the job.
• The impact you have made – Show how your actions have made a positive impact on previous employers; perhaps you’ve saved them money or helped them to acquire new customers?
• Your reasons for moving – Hiring managers will want to know why you are leaving your current or previous role, so give them a brief explanation.
• Your availability – When can you start a new job ? Recruiters will want to know how soon they can get you on board.

Don’t forget to tailor these points to the requirements of the job advert for best results.

JP Morgan cover letter templates

Copy and paste these JP Morgan cover letter templates to get a head start on your own.

I am excited to apply for the VP of Strategic Transformation position at JP Morgan. As a seasoned professional with 20+ years of experience in strategy development, innovation, and a passion for facilitating success, I am confident in my ability to contribute to your company’s continued growth.

In my current role as the Strategy & Transformation Director for BVNK, I have leveraged my leadership skills and collaborative approach to build high-performing teams that embrace change and work cohesively to driving continuous improvement. I hold a MBA in Strategy & Consulting from the University of London, which has enabled me to analyse business scenarios and develop workable solutions.

Some key achievements I have attained over years include, saving £10M through spearheading cost-effective initiatives without compromising overall quality, as well as creating a strategy which boosted organisational revenue by 122% through penetrating African and Asian regions.

Please do not hesitate to reach out me so we can discuss my many other qualification and accomplishments, project deliverables, and capabilities. Thank you for your consideration.

Kind regards

Roger Jackson

Good morning, Victoria

I am thrilled to apply for the Senior Data Engineer position at JP Morgan. With a strong background in designing and implementing robust data solutions, coupled with a passion for leveraging insights to power business growth, I am excited about the opportunity to contribute my expertise to your team.

Over the past 11 years as a Data Engineer for Aon, I have built a solid foundation in working with large-scale datasets, pipelines, and complex ETL processes. My proficiency in programming languages like SQL, Python, C, C++, and Java, along with my experience in AWS, Azure, and Google cloud platforms, has enabled me to develop scalable architectures that facilitate seamless data flow/analysis.

Some key aspects of my accomplishments entail designing and implementing data infrastructure that accommodated a tenfold increase in information volume, reducing data processing cadence by 40%, and minimising system downtime to less than 2%. Furthermore, I integrated ML models for predictive analytics, which resulted in 15% decrease in customer churn.

I would be happy to share information on my computer science qualifications, other achievements, and IT skills with you in an interview. Thank you for your consideration.

Mason Westgate

Dear Janice

I am writing in connection to the Senior Risk Manager position at JP Morgan, a company renowned for its unwavering commitment to excellence and integrity in the financial industry. I can confidently say that that my expertise in safeguarding assets and driving growth aligns with the vision of your establishment.

Throughout my 13-year career as a Risk Manager for Lloyds Banking Group, I have applied my analytical acumen to effectively identify profitable investments, as well as recognise, assess, and mitigate potential risks. I possess an MSc in Risk Management & Regulation from the Durham University, which provided me with a comprehensive understanding of the intricacies and challenges associated with the financial landscape.

The few notable contributions I would like to share include, lessening high-risk assets by 17% through restructuring the risk portfolio, while maintaining a comparable return on investment. I also reduced the time required for risk analysis by 50%, allowing the team to focus on more strategic initiatives. Furthermore, I implemented an advanced system that reduced fraudulent transactions by 30%.

I have attached my CV for your review and would be happy to provide other information you may require.

Writing an impressive cover letter is a crucial step in landing a job at JP Morgan, so taking the time to perfect it is well worth while.

By following the tips and examples above you will be able to create an eye-catching cover letter that will wow recruiters and ensure your CV gets read – leading to more job interviews for you.

Good luck with your job search!

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JPMorgan Chase Resume and Cover Letter Samples

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Need an advice on my CV and Cover Letter

Roast me please on my Cover Letter and CV please!

I realize that JP Morgan is very ambitious, but regardless of where I end up for my Internship next summer, I want my CV and Cover Letter be on the level. I'm new to America, have 0 experience in finance industry and struggling transitioning my past gig jobs to the desired position, so any opinion from those who are related to the industry will be greatly appreciated! Most of all I wanna hear if I have a chance with these docs or I should urgently call a career center for further CV development. Thanks!

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Who should I address the cover letter to?

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For BB /Boutiques, who should I address the cover letter to? I researched a bit and checked linkedin, and the only names I could pull off the websites are the names of the MD and Vice President. Which one should I address the letter to? I don't want to write: " To whom It May Concern" because thats just useless.

If the job listing has a recruiter's name, use that. Otherwise, "To whom it may concern" is your best option. You might think it's useless, but addressing your cover letter to an MD would be ridiculous.

Cover letters are largely ignored, anyway - don't sweat this too much.

Yea, don't address it to some random MD if you are sending it to HR. See if you can find the name of the head of HR and address it to that person if you REALLY need to put a name on it. But you are fine sending it to "To whom it may concern", it isn't ridiculous. And quimby is right, unless you have a personal contact that you are sending it to nobody is going to read the cover letter.

Thanks! What about a smaller firm? They don't have director of human resources and campus recruiting, but they do have director of operations and director of administration. Which one should I address it to?

you can address it to the firm

Dear recruiting manager,

If you don't address it to a specific name, what do you write for the address/name paragraph?

Dear Sir or Madam,

i used to run into exactly the same problems and it would annoy the hell out of me...through ocr , I now have details of most banks contact info for ib and s&t campus recruiting...so if you (or anyone else needs this), please pm me

alternatively, you could use linked in to search for stuff like campus recruiting or hr or campus investment banking etc and get a name within that companies profile...

for their physical address (particularly boutiques/ MM etc) just go to their websites and get it from under contact details or just google map it (eg Moelis near NYC etc)

or you can just pm me and if I have what you need, i'll just reply back with it

I'm applying for the IB Summer Analyst position at J.P. Morgan and the switchboard operator that answered the phone said I should just address it to J.P. Morgan Human Resources.

I've sent every cover letter to Human Resources when I've not specifically been told to address it to a particular person.

excel_ monkey: yeah that sounds great. no homo: did you just address it as : " To Human Resources:" ?

Dear Human Resources

Attn: Human Resources (Address if provided)

Dear Sir or Madam:

Addressing Cover Letter to Unknown Recepient ( Originally Posted: 11/03/2014 )

I am preparing to send a cover letter (electronically) in response to an open job position for an internship. It is a very large company, and I cannot find the name of the person who I definitively know will be the person reading it. There are two names listed for recruiting contacts, but again, I'm not sure if these are definitely the correct names. I have heard that starting "Dear Hiring Manager" or "Dear Hiring Team" are fairly safe, albeit impersonal options. If I do address it in that manner, thoughts on if this will help or hurt? Any general comments will also be greatly appreciated. Thanks!

I always just address it to "Dear Recruiting Coordinator"...

Do you have any contacts in the firm? I'd ask them.

I guess the real question is: is it looked down on to have the greeting read: Dear Hiring Manager/Team?

I've usually gone with Hiring Manager but "Sir or Ma'am" can work as well if you think it fits the firm's culture. For a "very large company" I'd feel pretty confident about Hiring Manager as they probably do actually have such a person.

Why not "Dear Sir or Madam"? I thought that would be the proper adress if you are not sure who the recipient is

Cover Letter Address? ( Originally Posted: 03/03/2011 )

tried searching, but haven't really found an answer to this question. who should you address the cover letter to when submitting an online application? The application requires a cover letter that answers a specific question, and I feel like addressing the letter with "Dear Bank X Recruiter(s)" is too impersonal. thanks

To Whom It May Concern:

Definitely not "To Whom it May Concern" ... "Dear Shredder" might work - I like that, WalMartShopper.

Don't sweat the details on this one, the content is what matters most. Just start it (no Dear or To):

[insert bank name here] Recruiting,

To whom it may concern always works. I also would use the name of their head recruiter or HR person if available

"To Whom it May Concern" sounds like the start of a suicide note.

Who should I address my cover letter to? ( Originally Posted: 11/01/2013 )

So, I had to go through my career services in school before being able to apply to an SA position. I was contacted now that I would be able to apply directly to the position but now I'm not sure who I should address my cover letter too. In my original application through my school's career services portal I addressed it to an alumni who was currently in a VP position at the bank I'm applying to but now that I'm applying through the company's website I'm wondering if I should direct my cover letter to the same individual or if I should be more general? Maybe towards the recruiting coordinator? any help?

Address it to the "recruiting team"

Why not use your brain and check for a recruiters name on LinkedIn or call the firm up and ask? And people like you will get offers... I'm shocked.

Who to address cover letter to ( Originally Posted: 12/06/2006 )

When sending a cover letter in with an application/resume to a big company where you don't know anyone, who do you address the cover letter to? "to whom.." or "hiring committee" or what

I usually write "Dear Recruiter:" or "Dear Prospective Employer:."

I usully just say Dear Hiring Manager, "to whom it may concern is kinda detached", and "hiring committee" implies there is more than 1 person reading your resume"

Disclaimer: The post above has been made by someone who is not currently employed in IBD , and has not had an interview yet...

Don't know anyone with a name to send it to = not very good chances of getting in

How do you find out who's reading your cover letter so you can properly address them? ( Originally Posted: 06/19/2010 )

I heard that if you can find out the name of the person reading your resume, it helps a great deal to address him/her properly in your cover letter. How is it possible to find out information like that, especially in big companies? I'm currently applying to Life Technologies in Carlsbad for marketting intern, if someone has any information on who's the resume reader or if anyone can give me suggestions as to how to find out, please let me know, I would really appreciate it. Thank you.

Who to address the COVER LETTER to? HR person or the Future Boss? ( Originally Posted: 05/03/2011 )

Who to address the COVER LETTER to? HR person or the Future Boss?

The job listing has the name of the HR person (Senior HR Analyst) but the job description says the person will report to the Director of IT. I know the name of the Director of IT in the organization, so should I just use their name or should I use the name of the HR person?

This is for a state job if that matters, at all.

Dear future BAUSS/current baller,

My name is ____ and I am applying for the summer analyst position at ____...

cover letter addressed to HR contact ( Originally Posted: 01/23/2008 )

At my school (target) the listings for jobs have an HR contact person

My header for Cov. Letters goes like this:

NAME OF HR CONTACT

this is fine, right? I don't ever put street addresses on, since its through E-recruiting. Let me know if this is a major issue, so I can change the format for the last two banks I apply to (i guess i'll be screwed for all the others lol)

Why are there so many dumb cover letter questions recently? I'm glad that after Mr. White's rant about stupid questions, the "What are my chances?" posts have died down, but these are almost as bad.

If you need cover letter advice, pick up a fucking guide to cover letters. There are at least a million of them on Google. These questions are honestly from Cover Letters 101.

Do you honestly think i haven't searched this forum, used a cover letter guide, used Vault, to find an answer already etc. - I'm a type A from a target. Christ, why couldn't you just answer the question on top of being a d bag?

no cover letter guide has a specific answer to the question: should I address it to the HR contact versus the division I'm applying.

For example, MS has multiple divisions and to each one I used the HR Contact as the person to address it to - maybe I should have put "Dear MS IB , or Dear MS Pub. Finance" instead.

Sorry dude but I agree with b. This is a easy question that you can solve on your own. You might want to consider:

a. Is this an e-mailed cover letter? If so, why would you put an address on at all?

b. Is this through an online application system? If so, make sure the font of your resume and cover letter are identical. If you are truely a type A from a target, you should have no problems asking your career center.

At the end of the day, the header of your cover letter is going to be entirely ignored (except if you address it to the wrong company). What matters is the content. Good luck.

If it's emailed or online you don't need to address it. C'mon, use common sense..they aren't english teachers grading your formatting.

Hey thanks for the replies, I'm not worried about the formatting, just in regards to applying online. Here is my question more specifically:

My school (mid-tier target) uses E-recruiting but ALSO requires you to submit through the firm's website. On the firm's website, each division you are applying to requires a seperate cover letter. For these cover letters, should I just use the HR contact person from the Dartmouth E-Recruiting website, or should I just put: "Dear Morgan Stanley IB" or "Dear Morgan Stanley ST "

appreciate it.

How about "Dear Sir or Madam:" and dont worry about it?  geeze -  I understand the type A, but you will be bald by 25 worrying about petty things like that.

try googling "do i address my cover letter to an HR contact"

lol...already got that receding hairline = <3 rogaine

but yeah, i was asking whether we should use the campus HR contact on online applications...I don't think most of you have realized the specific nature of the question, or maybe I'm just an idiot. Its a minor detail anyways....

BTW, did you try to mask your school by saying "mid-tier target" and then the following sentence mention that you go to Dartmouth? lol

haha yes I did...well, at least you guys know that me using the term "mid-tier target" is accurate.

I've been really stressed out and dumbed from the lack of sleep the past few days, but am recuperating since I have a superday tomorrow. I've had a bunch of MM interviews out of town and stuff. Anyways, it turned out it didn't matter what I put for the cover letter address, as several of you correctly pointed out.

big unit, I love how you post in this thread completely feigning like you go to Dartmouth (you and I both know that you don't) and later end up posting about offers at Wachovia ...

I guess the natural thing to do when you get called out on asking a retarded question is to "inadvertently slip" the name of a school that you don't attend to add credibility to your post.

Address on cover letter? ( Originally Posted: 09/06/2011 )

I read somewhere that people put their address and the address of the office they are applying to on their cover letters?

All of mine start with Dear Sir or Madam...

Should I put my address and the head office address on the cover letter? If so, where? Do you think they care if I don't? I don't see why people do it.

I always put the address of the office I'm applying to (even if HR is in another office) and put Dear Sir or Madam. The reason being that you are never sure of who is reading your Cover Letter.

I always put the address on too. In terms of addressing the recipient, I tend to just ask who I ought to address the letter to or if its vague (like Sam etc), I address Sir/Madam. If you can, phone up the office to find out, better to make an impression.

Thank you both, I'll call around tomorrow. I'll put their address top right!

Its a letter to someone, address it to them on the left.

cover letter address ( Originally Posted: 12/02/2009 )

let's say we are applying to a position in EMEA or in Asia Pacific. For the address on the cover letter, should it be the New York Global headquarters address for everything, or should we use the EMEA regional headquarters address in London for EMEA and APAC regional headquartesr address in Hong Kong for APAC?

I would put the regional headquarters address. So if you're applying to Asia, use Hong Kong address. If you're applying to North America, use NY . If you're applying to EMEA, use London. Etc.

Cover Letter Address Question ( Originally Posted: 01/01/2012 )

Hey guys, just trying to get a cover letter sorted out for a SA application. I know cover letters aren't read thoroughly (if at all) but I want it to be right.

I have networked a fair bit with an Associate and MD at the firm (was referred to the Associate by the MD). The Associate suggested that I submit my application to two Analysts, who he cc'd on the e-mail so I assume both are expecting to receive it.

Who do I address the cover letter to? The Associate? Two separate cover letters - one to each analyst?

Thanks in advance.

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This question is about JPMorgan Chase & Co. .

How do you write a cover letter for a job at JPMorgan?

A cover letter for a job at JPMorgan should focus on your relevant skills and achievements. The company website encourages applicants to present these attributes in both their cover letters and resumes.

According to the JPMorgan website, you should emphasize your achievements and relevant work history . A cover letter is the company's first opportunity to meet you and learn of your qualifications. Experiences to highlight may include leadership roles or collaborative experiences with team members.

For students, relevant coursework and academic accomplishments are important to include in a cover letter. Any past internships and certifications that you may have completed should also be included.

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Report on JP Morgan Spring Week interview questions from a candidate's experience. This is based on  J.P. Morgan Finance for Non-Finance...

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Successful JP Morgan Spring Week application for J.P. Morgan Chase Investment Banking Finance for Non Finance Spring Week.

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Report on JP Morgan Spring Week interview questions based on J.P. Morgan Finance for Non-Finance Spring Week first round interview.

JP Morgan Finance Internship – Summer Internship Application

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Successful JP Morgan finance internship application for JP Morgan Finance Division Summer Analyst Internship in London.

Master Finance Interview Questions (Covering Several Divisions)

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JPMorgan Chase & Co.

2025 tech connect program – fulltime – united states.

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Short Job Description

Be a part of a dynamic and diverse team engineering large-scale, complex and resilient technology solutions that drive our global business.

Posting Description

Tech Connect is an accelerated training program for aspiring software engineers. Specially designed for individuals without formal training in computer science or software engineering, this full-time, multi-week program teaches participants how to code in Java and prepares them for the Software Engineer Program (SEP).

Through Tech Connect, you will learn and master the basics of object-oriented development using Java. Apply what you learn through hands-on application using various Agile software development practices. Further your technical skills through workshops with subject matters experts (SMEs) on various topics. Develop a continuous learning mindset in an open, collaborative learning environment. Invest in your professional development through engagements with senior leaders, panels with Tech Connect alumni and networking. Build a diverse network of peers, alumni, and program managers.

The 2025 Tech Connect Program – Fulltime role is open until February 21, 2025, unless the class is filled before that date. Applications will be reviewed on a rolling basis. We strongly encourage you to submit your application as early as possible as programs will close once positions are filled.

About the Software Engineer Program (SEP)

Upon completion of Tech Connect, joining our Software Engineer Program means you will join a global two-year career development program, designed to provide entry-level software engineering talent with foundational technical and professional skills which enable them to build robust networks and establish successful careers at JPMorgan Chase. You will receive opportunities for job growth, accelerated career advancement, and career mobility. The program starts with an in-depth induction program that teaches you about our businesses, builds on your knowledge of development methodologies, and sharpens your professional skills and will focus on holistic development of your technology, professional, and leadership competencies and skills.

As a Software Engineer in the Software Engineer Program, you will join an inspiring and curious team of technologists who will support you in developing new skills, experiencing new projects and businesses, and taking your career where you want to go. You’ll work in a collaborative, trusting, thought-provoking environment—one that encourages diversity of thought and creative solutions that are in the best interests of our customers globally. You will help build and optimize digital applications and systems that support millions of customers, clients, and employees worldwide. You will be required to apply your depth of knowledge and expertise to all aspects of the software development lifecycle, as well as partner continuously with your many stakeholders daily to stay focused on common goals.

JPMorgan Chase & Co. (NYSE: JPM) is a leading financial services firm with operations worldwide. With over 55,000 technologists globally and an annual tech spend of $15 billion, JPMorgan Chase is dedicated to innovating and improving the design, analytics, development, coding, testing and application programming that goes into creating high quality software and new products. Under the J.P. Morgan and Chase brands, the Firm serves millions of customers in the U.S., and many of the world’s most prominent corporate, institutional and government clients globally. Visit http://www.jpmorganchase.com/tech for more information.

Job responsibilities

• Create innovative solutions that make a difference for our customers, clients and employees
• Create and improve the design, analytics, coding and testing for high-quality software and new products
• Own projects end-to-end, keeping teams and stakeholders up to speed on the progress of what’s being developed
• Work and share ideas, information and innovation with our team of technologists from all over the world
• Develop through on-going training, mentorship and access to senior leaders
• Participate in our Force for Good program to develop real-life tech solutions for social good organizations while learning new skills and collaborating with our JPMorgan Chase tech experts

Locations you may join in the United States:

• Chicago, IL
• Columbus, OH
• Jersey City, NJ
• New York Metro, NY
• Wilmington, DE

Required qualifications, capabilities and skills

• Pursuing a B.A., B.S. or 5th year M.A. or M.S. degree in fields other than computer science1 or software engineering – with expected graduation between December 2024, and June 2025
• Demonstrated interest in pursuing a career as a Software Engineer
• A well-rounded academic background
• In touch with industry wide technology trends and best practices with a thirst for learning, growing and trying new things
• Ability to work in large, collaborative teams to achieve organizational goals, and passionate about building an innovative culture
• If you are a Computer Science major or have previous work/internship experience as a Software Engineer, you should apply to the FT 2025 Software Engineer job requisition.

If you’re ready to put your passion for technology to work in a way that makes a real difference, you’ll find your place in our Tech Connect Program.

We’re looking for self-starters with a variety of educational backgrounds and a demonstrated passion for programming, looking to launch a career in software engineering at JPMorgan Chase.

Tech Connect is an inclusive program and we are looking for dynamic individuals from diverse backgrounds and perspectives. We believe that anyone with determination, technical aptitude, intellectual curiosity, creativity, and problem-solving skills can be a software engineer.

To be eligible for this program, you must be authorized to work in the U.S. We do not offer any type of employment-based immigration sponsorship for this program. Likewise, JPMorgan Chase, will not provide any assistance or sign any documentation in support of any other form of immigration sponsorship or benefit including optional practical training (OPT) or curricular practical training (CPT.)

What’s Next?

Help us learn about you by submitting a complete and thoughtful application, which includes your resume and location preference. Your application and resume are a way for us to initially get to know you, so it’s important to complete all relevant application questions so we have as much information about you as possible.

After you submit your application, we will review it to determine whether you meet required qualifications.

If you are advanced to the next step, you will receive an email invitation to complete a coding challenge powered by HackerRank and HireVue video interview. The goal of the coding assessment is obtain a better understanding of your current programing knowledge and approach to problem solving and the video interviews are an opportunity to further bring your resume to life by showcasing your skills and experience for our recruiting team and hiring managers.

Both HackerRank and HireVue are required, and your application will not be considered for further review until you have completed this step. We strongly encourage that you apply and complete these required elements as soon as possible, since programs will close as positions are filled.

JPMorgan Chase is committed to creating an inclusive work environment that respects all people for their unique skills, backgrounds, and professional experiences. We will provide reasonable accommodations for applicants with disabilities.

Visit jpmorganchase.com/careers for upcoming events, career advice, our locations and more.

JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. For those in eligible roles, we offer discretionary incentive compensation which may be awarded in recognition of firm performance and individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans

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A Home of Their Own

Marcia Hernandez worked for two years to save enough money for a down payment on a first home for herself and her wife, Vivian. A $5,000 Homebuyer Grant from Chase helped make their dreams a reality.

September 14, 2022

• Customers and Clients
• Financial Health and Wealth Creation

For years, Marcia Hernandez dreamt of becoming a homeowner in the Miami area. But she knew it would take discipline: Saving enough money for a down payment, educating herself on the homebuying process, working with real estate agents, and—of course—finding the right lender to finance her mortgage.

As a teenager, Hernandez watched her mother struggle through the homebuying process after her parents separated. “They looked at her differently," Hernandez said, recalling how difficult it was for her mother to get home financing as a single, Hispanic woman. “She had a hard time getting the best rates and getting the best loans from the right places."

Hernandez didn't want to face the same difficulties. “Chase was my first choice," she said.

Chase Home Lending Advisor Joseph Enriquez teamed up with Hernandez to go after her goals.

“Marcia was one of the customers that maybe wasn't initially prepared for homeownership," said Enriquez. “She had done some shopping around and she knew where she was going to come up short, so we worked with her on some options and educated her along the way."

As Hernandez worked hard to save money, Enriquez worked with her to research grants and available seller credits to supplement her savings. Fortunately for Hernandez, the pandemic allowed her to shift to working from home. Suddenly, she wasn't spending money like she used to on gas, beauty regimens and coffee.

“I amortized everything I was going to save and I saw a good number," said Hernandez. “I feel like a lot of industries out there don't realize how hard it is sometimes to pick up a certain amount of money. But little things helped get me there."

Hernandez was also surprised to learn what was available to her. “Because Chase is so big, and all over the U.S., I wouldn't think that they would provide such personalized tools online, where you can just easily upload your documents," she said. “For privacy, for accuracy, you also know what they're asking of you and what they need."

Purchasing a home wasn't the only big decision Hernandez was facing. In August, she married her partner, Vivian. Suddenly purchasing a home took on a greater meaning.

“I surprised myself, because I am not a risk taker," said Hernandez. “I started creating my own map, my own route, because I really have someone special in my life. So I thought, let's see how we can move forward, and just bring joy and happiness."

By the time Hernandez found a home she loved, she was able to put money down and begin the loan process.

“It was tight, she was definitely counting all her dollars as we got tax information and insurance," said Enriquez.

It was an incredibly hectic time for Hernandez: The seller was second-guessing selling the home, and Marcia was negotiating breaking the lease on the apartment she'd be leaving. She was juggling working from home and worried about having enough money to cover any unexpected costs that might come up, including during the inspection process.

Then, two weeks into the loan process, Chase updated its Homebuyer Grant program.

“Marcia went from having no grant available to having a $5,000 Homebuyer Grant, which would cover more than half of the assets she needed to bring to the table," said Enriquez.

Despite the fact that it was Enriquez's day off work, he called Hernandez first thing that morning.

“As soon as he mentioned how much it was, I zoned out," said Hernandez. “I didn't realize what had just happened. I was shocked, because money like that doesn't come easy, it takes a very long time to pick up and I should know.

“And I was so grateful. I did cry happy tears."

But Hernandez, not one to celebrate good news too soon, was still cautious.

“It didn't hit until I was inside the home and I signed the papers," she said. “On that day, I realized that I wasn't the only one working hard for this. In fact, Joseph was on the phone during the signing, as I had questions."

“As soon as I signed, I realized that we were going to be homeowners and our life had started."

Hernandez shared a few words for future homebuyers to consider as they begin the homebuying process:

• Self-education is a must. Do your research and make sure the lender you choose is a good fit for you.
• Be prepared for unexpected expenses, especially during the inspection process. Anything could happen that you can't see with the naked eye, unless you have a specialist to see it. Go the safe route and you won't be sorry later.
• If you give to the universe, the universe will give back to you one way or another. Be thankful for what you have already, and what's yet to come.

As Hernandez and her wife settle into their new home, a new marriage and a new life together, they feel more confident than ever.

“We feel super powerful now," Hernandez said. “We've done things that we never thought we could do."

Spotlight Stories: Celebrating the stories of those who rise to the challenge and inspire us every day. Stay tuned for more.

JPMorgan Chase is not responsible for views expressed other than our own.

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JPMorgan reports 6% rise in 1Q profits as bank earnings season begins. Wells Fargo profit falls

By KEN SWEET AP Business Writer

NEW YORK (AP) — JPMorgan Chase reported a modest 6% rise in first quarter profits on Friday, as the major banks start reporting their quarter results for the first quarter.

Wells Fargo reported a decline in profit versus a year ago, although the result beat Wall Street’s expectations.

JPMorgan, the nation’s largest bank, earned a profit of $13.42 billion, or $4.44 a share, compared to a profit of $12.62 billion, or $4.10 a share, in the same period a year earlier. JPMorgan’s results were impacted by a $725 million one-time charge to the Federal Deposit Insurance Corporation.

While the results did beat analysts’ forecasts, the bank’s stock fell in premarket trading after JPMorgan gave a lower-than-expected forecast for its net interest income for the full year. That forecast largely reflects the bank’s expectation that the Federal Reserve will cut interest rates later this year.

Most metrics of JPMorgan’s business were solid for the quarter. While investment banking revenues were largely flat, the bank reported an uptick in activity. In the consumer bank, profits were up 6% while the bank set aside less money to cover potentially bad loans.

But following his letter to shareholders earlier this month, JPMorgan CEO Jamie Dimon warned that the bank remains concerned about inflation remaining higher than what investors are currently expecting as well as the risk wars and geopolitical tensions pose to the global economy.

“Many economic indicators continue to be favorable. However, looking ahead, we remain alert to a number of significant uncertain forces,” Dimon said, citing the wars in Gaza and Ukraine, high amounts of government spending across the world and ongoing other geopolitical pressures.

Wells Fargo issued its first earnings report since the Biden administration eased some of the restrictions on the bank after a series of scandals.

Wells earned $4.6 billion in the first quarter, or $1.20 per share, beating analyst estimates of $1.06 per share. However, the profit was less than the $5 billion, or $1.23 per share, that Wells earned in the same period a year ago.

The San Francisco-based bank said average loans fell from last year’s first quarter but that drop-off was expected because of elevated interest rates.

Wells shares inched back into positive territory in premarket trading, rising 1% after initially falling nearly 2% after it released the earnings report.

In February, the Office of the Comptroller of the Currency, one of the regulators of big national banks like Wells Fargo, terminated a consent order that had been in place since September 2016. The order — which came after Wells’ employees were found to have opened millions of accounts illegally in order to meet unrealistic sales goals — required the bank to overhaul how it sold financial products to customers and provide additional consumer protections, as well as employee protections for whistleblowers.

Citigroup will report its first-quarter results later Friday morning.

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Sample cover letter for Internship position at J.P.Morgan

Summer intern, got the job yes.

Dear Sir or Madam,

I am a 2nd year Accounting and Finance student at Warwick Business School, where I have achieved the top result of my year in Entrepreneurship. Having been introduced to J.P. Morgan through its company presentation in London, I had the chance to speak with your M&A Associate Matias Steen, who inspired me to apply for the CIB Investment Banking Analyst Summer Programme 2015.

I am attracted to J.P. Morgan because of its leading reputation in the field of M&A, thereby offering the opportunity to work on some of the world’s largest deals such as Actavis’ recent $25 billion acquisition of Forest Laboratories. J.P Morgan also appeals to me because of its diverse and open culture, for which it has been recognized amongst ‘’World’s Ideal Employers” by Universum in 2014. Moreover, I admire J.P. Morgan for being a responsible firm that shares my vision of giving back to the community, thereby positively contributing to our society through the J.P. Morgan Chase Foundation.

The CIB Investment Banking Analyst Summer Programme represents an exceptional opportunity to immerse myself into J.P. Morgan's corporate culture as well as to learn more about its Investment Banking divisions and to receive feedback on the one that suits me the most. Driven by the dynamic pace of this industry, I look forward to be working on a broad range of M&A transactions by engaging in team discussions, attending client meetings and assisting full-time analysts in their daily tasks such as researching industries, drafting presentations, performing valuations, and building financial models.

Having achieved a First Class Honours Degree in Accounting & Finance, I believe I can bring the necessary quantitative and analytical skills needed for this position. As a summer intern at ABN AMRO, I gained experience in building revenue forecasting models, identifying data trends as well as delivering presentations to C-Level executives. Moreover, during HSBC’s Spring Insight Week, I had the opportunity to pitch on potential M&A transactions and perform comparable company valuations for the TMT industry. Finally, through M&A research with Professor Tao Li, I demonstrated excellence in collecting, synthesizing and interpreting financial data which, together with my fluency in English, French, Russian and Dutch, I hope will allow me to contribute beneficially to your internship.

Thank you for your consideration and I look forward to hearing from you in the near future.