reassignment car meaning

How to Sign an Assignment of Title by a Registered Owner

When you're ready to sell a car, sign the Assignment of Title by Registered Owner to get the buyer on his way to transferring the title into his name. Most states require the Assignment of Title -- which can be found on the back of your personal title -- as proof that the sale is legitimate. Signing the Assignment of Title by Registered Owner should take mere minutes. Once it's gone, your vehicle is as good as registered to someone else.

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Flip over your car title to find the Assignment of Title by Owner.

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Print your name, the date you're selling the vehicle and the price of the sale.

Fill in the odometer reading, if necessary. In Tennessee, for example, an odometer reading is only required on vehicles newer than 10 years.

Sign your name as the seller, where indicated.

Give the form to the buyer. She should fill out her name and address and then sign as the buyer.

Bring the Assignment of Title by Registered Owner to the office that issues new motor vehicle titles. In Virginia, for example, it's the Virginia Department of Motor Vehicles.

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Reassignment

When a motor vehicle registered in one States has been kept in another State, for a period exceeding twelve months, the owner of the vehicle shall, within such period and in such form containing such particulars as may be prescribed by the Central Government, apply to the registering authority, within whose jurisdiction the vehicle then is, for the assignment of a new registration mark and shall present the certificate of registration to that registering authority.

• Apply for assignment of new registration mark to a motor vehicle in Form 27 within 12 months of re-assignment of the vehicle from one state to another
• Pay appropriate fee and tax as specified in rule 81 of the Central Motor Vehicle Rules 1989

Documents required

• Application in Form 27
• Certificate of registration
• Proof of residence
• No Objection Certificate
• Insurance certificate
• Pollution under control certificate
• Challan clearance from traffic police or enforcement wing of transport department (in case of commercial vehicles) *
• Fitness certificate *
• PAN Card or Form 60 and Form 61 (as applicable) *
• Parking fee *
• Certificate manufactured regarding emission norms *
• Chassis & Engine Pencil Print *
• Proof of Date of Birth *
• Proof of seller’s address *
• Signature identification of seller
• The Motor Vehicles Act 1988 (Section 47 of Chapter IV)
• The Central Motor Vehicles Rules 1989 (Rule 54)
• State transport official websites

Documents marked with asterisk (*) may be required in some states.

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Europe is slapping tariffs on Chinese electric vehicles — for now. Here’s what to know

FILE - Jerry Gan, CEO of Geely Auto Group unveils the Galaxy Starship a new technology flagship AI-driven SUV prototype during Auto China 2024 in Beijing, Thursday, April 25, 2024. The European Union threatened on Wednesday, june 12, 2024, to hike tariffs on Chinese electric vehicles, escalating a trade dispute over Beijing’s subsidies for the exports that Brussels worries is hurting domestic automakers. (AP Photo/Ng Han Guan, File)

FILE - Visitors look at cars at the BYD booth during the China Auto Show in Beijing, China, Friday, April 26, 2024. The European Union threatened on Wednesday, june 12, 2024, to hike tariffs on Chinese electric vehicles, escalating a trade dispute over Beijing’s subsidies for the exports that Brussels worries is hurting domestic automakers. (AP Photo/Tatan Syuflana, File)

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FRANKFURT, Germany (AP) — The European Union is imposing sharply higher customs duties on electric vehicles imported from China. EVs are the latest flash point in a broader trade dispute over Chinese government subsidies and Beijing’s burgeoning exports of green technology to the 27-nation bloc.

The higher duties go into effect on Friday, pending a final decision in four month’s time.

Here are some basic facts about the EU’s planned customs duties:

What did the European Union do?

After an eight-month investigation, the European Commission, the EU’s executive arm, found that companies making electric cars in China benefit from massive government help that means they can undercut rivals in the EU on prices, take a big market share and threaten European jobs.

It announced the higher duties on June 12 and they go into effect from Friday. The duties are provisional, meaning they will be totaled up but won’t need to be paid until they’re confirmed by a vote of EU governments before Nov. 2. The EU will only collect the duties if there’s a further finding that the European auto industry would have suffered material harm without them.

That gives the EU and the Chinese government time to negotiate. Talks have been held between Valdis Dombrovskis, the EU commissioner for the economy, and Chinese Trade Minister Wang Wentao, as well as at the level of technical experts.

The higher duties are not a goal in themselves but “a means to correct an imbalance,” commission spokesman Eric Mamer said Thursday. “We certainly hope we can come to a solution which would allow us not to have to move forward on this path.”

The rates, if applied, would be: 17.4% on cars from BYD, 19.9% on those from Geely and 37.6% for vehicles exported by China’s state-owned SAIC. Geely has brands including Polestar and Sweden’s Volvo , while SAIC owns Britain’s MG, one of Europe’s bestselling EV brands. Other EV manufacturers in China including Western companies such as Volkswagen, BMW and Tesla would be subject to duties of at least 20.8%. The commission mentioned that Tesla might get an “individually calculated” rate if duties are definitively imposed.

Under EU rules it’s possible — though at present it seems unlikely — that the higher duties could be blocked ahead of the Nov. 2 effective date by vote of what the EU calls a “qualified majority” of countries. That means at least 15 of the 27 EU member governments representing at least 65% of the bloc’s population.

Why did the commission take action?

Chinese-built electric cars jumped from 3.9% of the EV market in 2020 to 25% by September 2023, the commission said, in part by unfairly undercutting EU industry prices.

The commission says companies in China accomplished that with the help of subsidies all along the chain of production, from cheap land for factories from local governments to below-market supplies of lithium and batteries from state-owned enterprises to tax breaks and below-interest financing from state-controlled banks.

The rapid growth in market share has sparked fears that Chinese cars will eventually threaten the EU’s ability to produce its own green technology needed to combat climate change, as well as the jobs of 2.5 million workers at risk in the auto industry and 10.3 million more people whose jobs depend indirectly on EV production.

Subsidized solar panels from China have wiped out European producers — an experience that European governments don’t want to see repeated with their auto industry.

Unusually, the commission acted on its own, without a complaint from the European auto industry. Industry leaders and Germany, home to BMW, Volkswagen and Mercedes-Benz, have been skeptics about the subsidy investigation. That’s because many of the cars that will be hit with tariffs are made by European companies, and because China could retaliate against the auto industry or in other areas.

How do the EU tariffs compare to ones announced by the U.S.?

The Biden administration is raising tariffs on Chinese EVs to 100% from the current 25%. At that level, the U.S. tariffs block virtually all Chinese EV imports.

That’s not what Europe is trying to do.

EU officials want affordable electric cars from abroad to achieve their goals of cutting greenhouse gas emissions by 55% by 2030 — but without the subsidies EU leaders see as unfair competition

The planned tariffs are aimed at leveling the playing field by approximating the size of the excess or unfair subsidies available to Chinese carmakers.

European countries subsidize electric cars, too. The question in trade disputes is whether subsidies are fair and available to all carmakers or distort the market in favor of one side.

Just how cheap are Chinese EVs?

Chinese carmakers have learned to make electric vehicles cheaply amid ferocious price competition at home in the world’s largest car market.

BYD’s Seal U Comfort model sells for the equivalent of 21,769 euros ($23,370) in China but 41,990 euros ($45,078) in Europe, according to Rhodium Group figures. The base model of BYD’s compact Seagull , due to arrive in Europe next year, sells for the equivalent of around $10,000 in China.

What does this mean for European drivers and carmakers?

It’s not clear what impact the duties will have on car prices. Chinese carmakers are able to make some cars so cheaply that they could absorb the duties in the form of lower profits instead of raising their prices.

While consumers might benefit from cheaper Chinese cars in the short term, allowing unfair practices could eventually mean less competition and higher prices in the long term, the commission argues.

Currently, Chinese carmakers often sell their vehicles in Europe at much higher prices than the same cars fetch in China, meaning they are favoring profits over market share, even given their recent market gains. Five of BYD’s six models would still earn a profit in Europe even at a 30% tariff, according to Rhodium Group calculations.

The fear is Europe is that Chinese competitors will turn to lowering their prices closer to the ones they are charging in China. and gain an even bigger chunk of the market.

How is China likely to react?

Beijing was sharply critical of the higher duties when they were announced, calling them “a naked act of protectionism.”

On Thursday, He Yadong, a spokesperson for the Chinese Commerce Ministry, said that the two sides had held several rounds of technical consultations and noted that a final EU ruling won’t be made for four months.

“It is hoped that the European side and the Chinese side will move in the same direction, show sincerity, expedite the consultation process and reach a mutually acceptable solution as soon as possible on the basis of facts and rules,” he said at a weekly media briefing in Beijing.

He also said that China hopes the EU will seriously listen to the voices of the European automakers and governments that have come out against the tariffs and avoid anti-subsidy measures that would harm cooperation between the Chinese and European auto industries.

It’s not clear what agreement might look like. One move could be to agree on minimum prices for Chinese cars.

China could retaliate against European products such as pork or brandy imports, or against European luxury car imports.

Over the longer term, Chinese carmakers could avoid tariffs by making cars in Europe. BYD is building a plant in Hungary, while Chery has a joint venture to build cars in Spain’s Catalonia region.

Moritsugu reported from Beijing.

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Definition of reassign

transitive verb

Examples of reassign in a Sentence

These examples are programmatically compiled from various online sources to illustrate current usage of the word 'reassign.' Any opinions expressed in the examples do not represent those of Merriam-Webster or its editors. Send us feedback about these examples.

Word History

1611, in the meaning defined above

Dictionary Entries Near reassign

reassociative

Cite this Entry

“Reassign.” Merriam-Webster.com Dictionary , Merriam-Webster, https://www.merriam-webster.com/dictionary/reassign. Accessed 10 Jul. 2024.

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Do car dashboard symbols confuse you? You're not alone.

Nearly a third of U.S. drivers are unsure they can identify warning lights on their car dashboards, and about a fourth of them would keep driving after a light came on in hopes the problem would go away, according to a recent survey commissioned by a car seat maker.

The study asked 2,000 motorists to identify a number of dashboard warning symbols. It found fewer than 40% of drivers felt "quite confident" in their ability to tell what warning lights meant.

About half of the drivers said they found car dashboard symbols confusing, and another 20% were unsure whether the symbols were clear.

Car dashboards have become more complex as they give drivers more information. The survey findings suggest, however, that driver dashboard literacy has not kept up with advances in automotive technology, says Diono , the company that commissioned the study.

A few examples are shown here.

How confident are drivers in identifying warning lights?

How drivers tried – and failed – to identify these dash lights.

Drivers were questioned to determine how well they recognize and react to warning lights, said Journo Research , which conducted the study. Identification choices included "some curveballs, to see just how wrong people might be," the company said.

Uncertainty about warning lights could cause accidents, Diono said. It also could lead to more vehicles being damaged if motorists ignore maintenance alerts and choose to keep driving.

Why would drivers keep driving if a warning light came on?

If a warning light comes on, "Don't ignore it," Diono CEO Tim Maule said in a statement. If you don't know what it means, "refer to your car manual or take a picture and check it with Google or ChatGPT."

Source: USA TODAY Network reporting and research; Journo Research

Look up a word, learn it forever.

Reassignment.

Other forms: reassignments

• noun assignment to a different duty see more see less types: secondment the detachment of a person from their regular organization for temporary assignment elsewhere type of: assignment , duty assignment a duty that you are assigned to perform (especially in the armed forces)

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Definition of reassign verb from the Oxford Advanced American Dictionary

Join our community to access the latest language learning and assessment tips from Oxford University Press!

• 2 reassign something (to somebody/something) to give something to a different person or organization; to change the status of something The case was reassigned to a different court.

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What does ABS mean on a car? Understanding anti-lock braking system

Driving with the abs light on here's what anti-lock brake system means and why your light could be on.

There are a lot of opaque initialisms associated with cars that can be confusing when you see them on a spec sheet or a badge right on the vehicle. One such example is ABS, which has nothing to do with a gym rat's six-pack. ABS stands for anti-lock brake system or anti-lock braking system. It describes an automatic feature that senses when a wheel is about to lock up and then reduces brake pressure at that wheel briefly to prevent it. You may have noticed the ABS light flashing or lighting up solid on your dashboard, which can mean a few different things.

How ABS works

Before ABS, new drivers were taught to "pump the brakes" in situations where the wheels are likely to lock up, such as when driving on a wet or icy road. A wheel will lock up when the tire mounted to it exceeds its available grip under braking. This can send the vehicle into a skid. To prevent that undesirable outcome, drivers were taught to pulse brake pressure, giving the tires a chance to regain traction before attempting to slow the vehicle again.

Anti-lock brakes made that pumping a thing of the past. Using sensors at the wheels, the control electronics can sense when a lockup is imminent and very briefly release the pressure to the system, usually only to the specific wheel in question. This manifests in a quick pulsating noise and some vibration in the brake pedal . Although these can be unsettling sensations, it's important for drivers of an ABS-equipped vehicle to know that they should keep their foot planted on the stop pedal, allowing the system to handle the pumping. ABS can pump the brakes more quickly and precisely than any human.

It's a good idea for new drivers to experience this feedback in a safe environment; an empty, rain-soaked parking lot is a good option. Just get up to speed and then press firmly on the brake pedal until the car comes to a full stop. Hopefully when the system comes on in a real emergency the driver will trust it to do its job instead of backing off of the pedal.

What does it mean when the ABS light appears on my dashboard?

When ABS is active, the indicator light on your dashboard will flash quickly to let you know it's working. If you see the ABS light constantly illuminated, however, it's a signal that something's wrong. Depending on the problem and the vehicle, this could mean that ABS is not working or is working at reduced capacity. Potential causes include problems with the wheel sensors, an issue with the electro-hydraulic ABS pump, or something amiss within the ABS control module.

If you see this light on your dash, it's time to pull out your owner's manual to see what to do. In most cases, you'll want to drive the vehicle as if ABS isn't functioning – which means leaving extra space between your car and the one ahead to account for longer stoping distances and manually pumping the brakes any time you sense a lockup – and get the car to a mechanic to address and rectify the problem.

ABS used to be a novelty

Automotive anti-lock brakes were first offered on the 1966 Jensen FF , followed closely by systems offered by Ford (Sure-Track in 1969) and General Motors (Track Master in 1971). All of those early systems acted only on the rear wheels; the first car to offer four-wheel ABS was the 1971 Chrysler Imperial with the Sure Brake system. Although it's often credited with pioneering anti-lock braking systems, Mercedes-Benz didn't roll out its version until the 1978 S-Class . The Mercedes system was the first to use digital control, however.

When anti-lock braking systems first showed up on the market, manufacturers often put a small badge on the car (usually on a front fender or somewhere on the rear) to tell folks that it was equipped with this new safety system. As the technology became more prevalent, such telltales went away.

The feature began proliferating throughout the market in the 1980s, and by the '90s it was at least available on most models. The U.S. government mandated the inclusion of ABS along with electronic stability control in 2012 as part of FMVSS 126. Any vehicle produced to be sold in the U.S. from September of that year required the system be included as standard equipment.

Today, anti-lock brakes are becoming commonplace on motorcycles , and many safety advocates are pushing for the system to be mandated on two-wheelers. Automatic emergency braking, a safety system that relies one ABS to slow a vehicle in the event of an impending collision, will be required on vehicles produced for U.S. sale from September 2029.

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Climate Forward

How the home insurance market became so distorted.

Climate change and widely varied state regulations could mean you’re paying too much or far too little to insure your home.

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By Christopher Flavelle

Have you noticed your home insurance getting more expensive? If so, you’re not alone: The price of insuring a home has jumped 33 percent since 2019, far more than inflation, new data shows.

But that data, which makes it possible to compare insurance premiums around the country, also shows something even more surprising: As climate change makes extreme weather more likely, the cost of home insurance doesn’t line up all that closely with risk. In an article published today , we found that homeowners with similar levels of exposure to storms, wildfires and other calamities often pay very different rates, depending on where they live.

(You can see what home insurance costs where you live in this interactive.)

Deciphering the cost of home insurance from one place to another is almost impossible. But two professors — Benjamin Keys of the Wharton School of the University of Pennsylvania and Philip Mulder at the University of Wisconsin — found a workaround. They obtained data showing how much millions of American households pay to mortgage service companies, which typically includes insurance. Then they deducted payments for mortgages, property taxes and other fees, leaving them with an estimate of home insurance premiums.

The result is first-of-its-kind data, piercing the veil that insurers and regulators have placed over the cost of home insurance in different parts of the country.

The patterns revealed by that data, which my colleague Mira Rojanasakul and I examine in detail in our article , are striking. I traveled to Enid, Okla., where insurance costs more, as a share of home value, than in New Orleans, much of which is below sea level. Homes in Enid also cost more to insure, as a share of home value, than those in extremely fire-prone areas of California or in the Outer Banks in North Carolina, where houses have begun slipping into the sea.

There can be a stark discrepancy in rates even between states that are next to each other. In McCurtain County, Okla., for example, the typical homeowner paid an average of $2,837 for insurance last year. But in Little River County, Ark., in the same area with the same weather just across the state line, the average homeowner paid $1,673.

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Summary of Reassignment

This summary of reassignment covers the following topics:

• Learning About Reassignment
• Definition of Reassignment
• The Agency's Right to Reassign
• Reassignment Without Regard to RIF Retention Standing
• Separation After Declining Geographic Reassignment
• Qualifications and Reassignment
• Relocation Expense Allowances
• Additional Information from the Agency
• Additional Information from OPM

1. Learning About Reassignment

The reassignment regulations give an agency extensive flexibility in reassigning an employee to a different position.

This summary covers the procedures in the reassignment regulations. With this summary, employees, managers, union representatives, and others will have an overview of both the agency's and employees' rights in a reassignment situation.

The appropriate human resource office (HRO) in the agency can provide additional information on specific questions relating to reassignment policies, options, and entitlements.

2. Definition of Reassignment

The regulations published in section 335.102 of title 5, Code of Federal Regulations (5 CFR 335.102) cover reassignment of competitive service employees, while the regulations published in section 302.102(a) (5 CFR 302.102(a)) cover reassignment of excepted service employees.

Section 5 C.F.R. 210.102(b)(12) of the regulations defines reassignment as:

". . . a change of an employee, while serving continuously within the same agency, from one position to another without promotion or demotion."

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3. The Agency's Right to Reassign

An agency may reassign an employee when:

The agency has a legitimate organizational reason for the reassignment; and

The vacant position is at the same grade, or rate of pay (i.e., if the movement is between pay systems such as from a General Schedule position to a Federal Wage System position), as the employee's present position.

The agency's right to direct reassignment includes the right to reassign an employee from a special rate position to a non-special rate position at the same grade, or to a position with less promotion potential than the present position. (Reassignment to a position with more promotion potential than the present position requires competition under the agency's merit staffing plan.) The position to which the agency reassigns an employee may be located in the same or a different geographic area (e.g., reassignment from Houston to Washington, DC).

4. Reassignment Without Regard to RIF Retention Standing

An agency may reassign an employee without regard to the employee's reduction in force retention standing, including an employee's veterans' preference status. A reassignment to a vacant position at the same grade is not a reduction in force action even if the agency abolishes the employee's former position

At its option, an agency may adopt a policy to select employees for reassignment on the basis of considerations such as retention standing, total service with the agency, length of time in a position or in the organization, etc. Again at its option, an agency may canvass its employees to determine whether an individual employee would prefer reassignment to a specific location, a new organization, and/or to a position with different duties and responsibilities.

5. Separation After Declining Geographic Reassignment

The agency must use the 5 CFR part 752 adverse action regulations when separating an employee who declines a directed reassignment to a position in a different geographic area.

An employee who is removed by adverse action for declining geographic relocation is potentially eligible for most of the benefits that are available to a displaced employee separated by reduction in force (e.g., intra- and interagency hiring priority, severance pay, discontinued service retirement, etc.).

An employee who declines reassignment to a position in the same geographic area as the present position (e.g., from an Atlanta position to a different Atlanta position) is not eligible for any career transition assistance or other benefits.

6. Qualifications and Reassignment

The agency's basic right to reassign an employee is based, in part, on the agency's determination that the employee is qualified for the position to which the employee will be reassigned.

An agency may also reassign an employee to a position if the agency modifies or waives qualifications for the vacant position, consistent with OPM's requirements for these actions.

7. Relocation Expense Allowances

An employee is generally eligible for relocation expense allowances for a directed reassignment that requires relocation to a different geographic area

The General Services Administration (GSA) publishes its Federal Travel Regulation (FTR) in 41 CFR subpart F. The complete FTR and other relocation-related information are available on GSA's website at  www.gsa.gov .

8. Additional Information from the Agency

The agency's human resources office (HRO) can provide both employees and managers with additional information on OPM's reassignment regulations. The HRO can also provide information on potential benefits, such as eligibility for:

• Career transition assistance
• Separation incentives (if available)
• Rehiring selection priority
• Severance pay
• Unemployment compensation
• Relocation allowances.

9. Additional Information from OPM

OPM provides additional restructuring information on the OPM website at  www.opm.gov .

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Meaning of reassign in English

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• accommodate
• accommodate someone with something
• administration
• arm someone with something
• be good for something idiom
• hand something around
• hand something back
• hand something down
• hand something in
• put something on
• re-equipment
• reassignment

reassign | Business English

Examples of reassign, translations of reassign.

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knock someone down

to cause someone or something to fall to the ground by hitting him, her, or it

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What is Comprehensive Insurance?

What does comprehensive car insurance cover, how much does comprehensive car insurance cost, is comprehensive insurance worth it, comprehensive insurance: protecting your car from the unexpected.

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate insurance products to write unbiased product reviews.

• Comprehensive coverage replaces or repairs your car if it's stolen or damaged.
• If you lease or finance your car, your lender may require comprehensive coverage.
• Liability insurance is required by state law. Comprehensive coverage is in addition to liability insurance.
• Compare car insurance rates with Coverage.com .

There are three main types of car insurance: liability, comprehensive, and collision. Full coverage car insurance combines all three and offers broad coverage for your car. 

Comprehensive coverage replaces or repairs your vehicle if it's stolen or damaged. Comprehensive coverage typically covers damage from theft, fire, vandalism, or falling objects like trees. However, it does not cover collisions or protect you from liability.

Coverage for Non-Collision Events

Comprehensive insurance covers damage to your vehicle caused by events other than collisions. However, it does cover collisions with animals. This coverage also includes damage from theft, vandalism, fire, natural disasters, and falling objects.

Comprehensive vs collision insurance

Collision insurance is included in the standard full coverage policy and covers damages caused by hitting another vehicle or object, regardless of fault. However, unlike comprehensive insurance, it doesn't cover losses from non-collision events (e.g., theft, vandalism, or severe weather).

Optional Coverage

If you're wondering, is comprehensive car insurance required? The short answer is no. Most states don't require drivers to carry comprehensive insurance. But it may be required by lenders if you have a car loan or lease. Regardless, the average driver should carry this coverage to ensure they're adequately protected on the road. 

Theft and Vandalism

Comprehensive insurance covers repairs or replacement if your vehicle is stolen or vandalized. If your area has high crime rates, consider including this coverage. 

Comprehensive coverage covers damages caused by fire. Fire-related losses can occur from an accident, electrical malfunction, or other sources.

Natural Disasters

Comprehensive insurance covers damage from natural disasters such as hail, flooding, earthquakes, etc. Having this coverage is a good idea if you drive in areas prone to adverse weather or at increased risk of catastrophes.

Falling Objects

Falling objects can cause mechanical and cosmetic damage to your car. Fortunately, comprehensive insurance covers damage from tree branches, rocks, or other objects falling on your car.

Animal Collisions

Comprehensive insurance covers damage resulting from hitting a deer, bird, or other animals. If you live in an area where wildlife on the road is common, comprehensive insurance could come in handy. 

Factors Affecting Cost

The Insurance Information Institute reports that the average cost of comprehensive insurance is slightly over $134 yearly. Your individual costs will vary based on various factors, including: 

• Location 
• Age and gender
• Annual mileage 
• The type and value of your car
• Your deductible amount
• Your driving record
• Marital status 
• Coverage history 
• Credit score (in certain states)

Getting Quotes

To choose the best car insurance , you'll want to compare the coverage types, limits, and deductibles, or the amount you'll pay out of pocket if you're involved in an accident. The policy with the lowest price for coverage, the most coverage types and limits, and the lowest deductible are likely the best for you. 

Consider Your Car's Value

If you buy a new or newer used car, consider comprehensive coverage. The newer the car, the more comprehensive coverage makes sense. If you have an old beater you use to get around town, it may not make financial sense to pay to repair or replace a car with little Kelley Blue Book value. Before purchasing comprehensive coverage, determine if your current car value exceeds your annual premium. 

Assess Your Risk Tolerance

Comprehensive coverage may be worth it if you drive frequently, live in an area prone to natural disasters, or experience high crime rates.

Check Lender Requirements

If you're leasing or financing your car, your lender may require you to carry a full-coverage policy with a minimum deductible. If you drive without comprehensive collision coverage, your lender could repossess the vehicle.

Comprehensive car insurance FAQs

Comprehensive insurance isn't the same as full coverage car insurance , but they are related coverages. Full coverage insurance includes a combination of liability, collision, and comprehensive insurance.

Comprehensive insurance doesn't cover everything. It doesn't cover wear and tear, mechanical breakdowns, or accidents with other vehicles, which is what collision insurance is for.

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Title reassignments

I had a car transferred and I received a text message that it had arrived but that there was a problem with the title. The text mentioned that the out of state title didn't have enough open reassignments on it and it would be 4-6 weeks to get a new title. What does it mean to not have enough open reassignments? Also, would it actually take 6 weeks for a new title? The car has a FL title.

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Gen z is going crazy for this jewelry — and it has a surprisingly sentimental meaning.

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Getting lost in your loved one’s eyes has taken on a whole new meaning.

The latest sentimental social media trend sees people making jewelry to mimic the eyes of their beloved — but it’s not as creepy as it sounds.

On TikTok , Gen Zers are undertaking the DIY project that involves picking out beads that match the color of their loved one’s —  or pet’s — irises and stringing together a bracelet. After heading to the craft store together , couples will either make a bracelet entirely comprised of their partner’s eye color to wear, or they’ll mismatch beads pairing their partner’s hue with their own.

“Never taking this off,” one enamored creator wrote in the caption of their video .

“Such a fun idea,” gushed another . “I love these bracelets so much.”

Experts say that the trend may just be the ultimate display of affection.

“To know someone that closely that you know their eye color is a sign of personal connection,” antique jewelry vendor Anne Bos, the owner of 21st Finds, told Business Insider .

“For instance, I know the color of my husband’s eyes pretty well, but I don’t know the color of my neighbor’s eyes — even though we chat quite frequently.”

Little do Zoomers know, this so-called trend actually dates back centuries.

Eye-inspired adornments have existed for thousands of years. In the 18th Century, for instance, hyper-realistc lover’s eye jewelry was particularly popular, and those madly in love would commission miniature portraits of their orbs to give as a gift, experts tell Business Insider.

It was believed to be a very intimate gift — as they say, the eyes are the window to the soul — and was worn as jewelry or tucked into folds of clothing or inside lockets, experts explained.

“They were sentimental pieces of jewelry created with the notion that an individual’s eye conveys something intimate and deeply personal about an individual,” art historian and author Graham Boettcher told Business Insider.

Now, Gen Z has adopted the age-old tradition with a modern spin, wearing the colors proudly in public.

Boettcher says this twist “adds that element of secrecy even with it being out in the open because only the wearer knows who it refers to.”

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