du business plan 100

DU Data Packages

Du daily data packages.

Some people opt for daily data packages, and Du provides daily internet packages bundle for people who don't need weekly or monthly subscriptions. The Du daily data package can be prepaid or postpaid. These packages are somewhat cheaper and offer great benefits as well. Du prepaid daily data package The Du daily internet Package, which is the Du regular saver bundle, costs around AED 2.5, and the package is valid for one day. The Du daily internet offers five on-net minutes and five off-net minutes, a total Internet of 50 MBs, and 5 SMS. If you want to subscribe activate, just dial *135*7# Du postpaid daily data package Du has not yet offered any postpaid daily internet packages.

DU Weekly Data Packages

Du, apart from offering a variety of products and services, offers Du prepaid weekly data packages for customers who have opted for Du prepaid plans. The Du prepaid data packages come in many variations. Du prepaid weekly data package The Du weekly prepaid data package offers 20 on-net minutes and no off-net minutes, 20 SMS, internet of 500MBs.The Du prepaid weekly data package costs for AED 55, which is inclusive of tax. The package is valid for one week. Du postpaid weekly data package Du has not yet come up with a weekly postpaid data package.

DU Monthly Data Packages

Du offers prepaid monthly data packages for people who need monthly Du internet packages. Du prepaid monthly internet packages come in many variations. Du also offers postpaid monthly data packages for people who need monthly Du internet packages. Du prepaid monthly data package -  Du Best Monthly Data Pack Plan The plan offers an entire Interne of 160 MBs. To activate this package, all you have to do is dial 135, choose option five, and option three and follow the instructions. If you want to check if the Du prepaid internet package is valid, all you have to do is just SMS ‘balance’ to 1355. The price of Du prepaid data package is AED 20 (Include Tax) and since it’s a monthly package so its valid for one month only. -  Du Best Recharge Data Plan This Du monthly prepaid data package offers 160 MBs internet. The Du monthly prepaid data package costs around AED 20 (Include Tax). -  Du cheap Monthly Non-stop Bundle Plan This Du prepaid monthly data package offers 15 flexible on-net minutes and 750 MBs internet. If you want to activate or subscribe to this package, all you have to do is dial *135#3#1# from your mobile to subscribe. This Du prepaid monthly package costs around AED 35 (Excluding tax). Du postpaid monthly data packages -  Du Monthly 160 MB Data Auto-Renewal Plan This Du postpaid data package costs for AED 20, which is inclusive of tax. The postpaid data package offers 160 MBs internet, but it offers no on-net and no off-net minutes and no SMS. -  Du Monthly 300 MB Data Auto-Renewal Plan This Du postpaid monthly data package offers zero on-net and zero off-net minutes. The package offers 300 MBs internet. The package costs around AED 50, which is inclusive of tax. If you want to subscribe to this package, all you have to do is dial 135 and follow the instructions. -  Du Monthly 1 GB Data Auto-Renewal Plan The package offers zero on-net Minutes and zero Off-net Minutes and a full Internet of 1 GB. The package costs for AED 100, which is inclusive of tax. If you want to subscribe to this package, all you have to do is just dial 135 and follow the instructions. -  Du Monthly Flexible Power 125 Yearly Contract Plan This Du postpaid monthly package offers 100 on-net flexible minutes and 4 GB internet. The package price is AED 125 (Exclude Tax). -  Du Monthly National Power 200 Yearly Contract Plan The package offers 800 local on-net minutes and 13GB internet. The package price is AED 200 (Exclude Tax). The package can be subscribed by logging into Du official site. -  Du Monthly 5 GB Data Auto-Renewal Plan This package offers 5 GB internet. This Du postpaid monthly package offers no on-net and no off-net minutes. If you want to subscribe to this package, just dial 135 and follow the instructions. This package costs for AED 200(Include Tax). -  Du Monthly National Power 500 Yearly Contract Plan The package offers 2040 local on-net minutes. The package also offers 50 GB internet. The package price is AED 500 (Exclude Tax). -  Du Monthly National Power 1000 Two Year Contract Plan The package offers 1000 Minutes For 3 Preferred numbers, 5000 off-net national minutes, and 100 GB internet. The price of the package is AED 1000 (Exclude Tax).

Du Business Plans with Data, Calls, and SMS

Learn all about Du Business Plans with Data, Calls, and SMS in detail by reading the article..

Du provides the greatest business plans in the UAE. There are really three options to select from: pay as you go, control, and high circle. However, some of these are more costly than others. However, each plan includes adequate calls, minutes, SMS, and internet access. Today, I’ll go through all of the Du business products, including pricing, activation , and other specifics. We also recommend that you look into DU’s internet calling service. Anyway, let’s have a look at their proposals.

Du Competitive phone Plans for Business Control

DU’s business control plan is one of their top budget plans for small enterprises in the UAE. Listed below are some of the specifics:

• Price: AED 60 + AED 40 Activation Fee 
• National Minutes: 200
• National Data: 200MB
• Promotional Data: 500MB 
• 200 Free Business Calling Circle Minutes

There is no agreement in the form of a term in the contract.

AED 60 plus a one-time activation charge of AED 40. You will receive 200 national minutes, 500 MB of internet, and 200 business calling circle minutes with no commitment required.

In another option, for a comparable package price, you may receive 50 national minutes, 500MB data, 200 minutes, and no commitment. To inquire or activate, go to the local Du office or their website. You may also enjoy low-cost home packages on DU in UAE.

Du Business Circle Plans

The circle DU business strategies are costly and only suitable for huge corporations. These program are intended to provide you complete control over your employees’ demands. There are, however, three distinct packages from which to pick. Here are the most important features:

Business Circle Plan 100

You will receive the following materials for AED 100 per month and a one-time activation charge of AED 55:

•  500 MB of data
• 500 minutes on the national network 
• 100 minutes on the national calling circle

Business Circle Plan 200

You will receive the following materials for AED 200 per month and a one-time activation charge of AED 55:

• 1.2 GB of data
• 800 minutes on the national network 
• 200 minutes on the national calling circle 

Business Circle Plan 400

You will receive the following materials for AED 400 per month and a one-time activation charge of AED 55:

• 2250 minutes of national service, 
• 400 minutes of national calling circle service

For your knowledge, everyone on the Du network in the UAE is eligible for any of the business plans listed above. However, there is a charge for activating three business lines. Furthermore, any plan may be simply activated by visiting the local Du office or their official web page.

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AED 600 /month + 5% VAT

Business mobile plan 600, 85 gb national data, unlimited national minutes, unlimited international minutes, 300 national sms, 300 international sms, 10000 business calling circle minutes, free internet calling pack, aed 1000 500 /month + 5% vat, business mobile plan 500, 110 gb national data, unlimited national minutes, 60 incoming/outgoing roaming minutes, 2 gb roaming data, 100% discount business calling circle minutes, 1500 national minutes, 750 international minutes.

• These numbers are Metallic Numbers that are charged at a minimum commitment of AED 1000 per month.
• The numbers will have a discount of 50% on the commitment amount.
• The offer is available for both Corporate and Employee paid lines, starting from 23rd March 2023 until 22nd April 2023.
• The Metallic Numbers have a 24-month contract period.
• You need to subscribe to a Postpaid plan with the Metallic Number.
• Can I keep the Metallic Number if I change my plan to Prepaid, port-out or change ownership? The Metallic Number has a commitment of 24 months. If you cancel, change the plan to a Prepaid/Personal line, port-out or change the ownership, we are entitled to reassign the corresponding Metallic Number to another user after the completion of the quarantine period of 12 months.
• At the end of the contract, we will notify you through SMS and email to renew your contract. Each SMS will be sent at the 30-day mark, 15-day mark and one day before the rate plan contract is due to expire.
• We recommend renewing your currently subscribed plans to avoid missing the Metallic commitment (AED 500).
• If you are a Monthly Payment Rate customer, you can visit any du Store.
• If you are a Corporate customer, you can either contact your company’s authorised signatory to visit any du Store on your behalf or contact your du Account Manager to renew your plans.
• Yes, you can easily change your rate plan within our Postpaid eligible business plans, and it will not have any impact on the Metallic Number’s term or type (category) that you are on.
• If there is a foreclosure fee associated with your rate plan change, that will not impact the Metallic Number that you have subscribed to as long as you continue using your number with a Postpaid plan until your number’s commitment is over.
• What is the cancellation charge for the Metallic Number? Please note that when you cancel the plan during the 24-month contract for any reason including port-out, the Metallic Number will be returned to us. You will lose all your rights to it and will no longer be able to use it.
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• The offers are permanent
• If you cancel your line within the Minimum Term of 24 months, early terminations fees equal to 1 Monthly recurring fee will apply. In addition, please note you will need to pay any outstanding amounts on your account.

DU Business Plan: Empowering Your Business for Success

Updated on: August 14, 2023

DU Business, an esteemed telecommunications firm headquartered in the United Arab Emirates, presents an array of services and solutions meticulously designed to cater to the specific requirements of enterprises.

Remarkably, DU has embarked on a significant digital transformation initiative within the region, in collaboration with Accenture, to effectively address its core business objectives. Bolstering its commitment further, DU Business operates an extensive network of 27 retail outlets across the UAE.

This underscores its dedication to equipping customers with pioneering technologies and solutions, empowering their unhindered growth in the face of the complexities posed by the digital era.

DU Business Telecom Solutions

As a leading telecom service provider in the UAE, DU has established itself as a trusted partner for businesses seeking seamless communication solutions.

With a strong commitment to innovation and customer satisfaction, DU offers a diverse portfolio of services designed to cater to the specific requirements of enterprises across various industries.

DU Business Plans & Services

DU Business offers a range of services and plans tailored to meet the diverse needs of UAE enterprises. These services are strategically designed to enable businesses to choose the solutions that align with their objectives and operational requirements.

DU’s services encompass a wide array of solutions, including connectivity, data plans , cloud services, and more.

These services are geared towards providing a seamless communication experience that supports businesses in their growth journey.

Highlighting the DU Corporate Plan for Enterprises

The DU Corporate Plan stands out as a comprehensive package designed for businesses that demand uninterrupted communication and connectivity. It offers customizable options that cater to both small enterprises and large corporations.

Tailored Solutions for Different Business Needs

Recognizing that n o two businesses are alike, DU corporate plan provides the flexibility to tailor telecom solutions to specific industry requirements.

This approach ensures that enterprises receive services that directly address their unique challenges and opportunities.

Exploring DU Government Plan for Public Sector Entities

For governmental organizations, the DU Government Plan offers specialized services that cater to the distinct demands of the public sector. This plan ensures secure communication channels and efficient connectivity for government offices and agencies.

The Du Business Starter Plan

The Du Business Starter Plan is a tailored offering aimed at office premises, strategically crafted to assist small enterprises in realizing growth throughout the UAE. This plan caters to small retail customers and businesses operating from office spaces.

Here are some specific details about DU business starter plan:

• The DU business starter plan is designed for small retail customers and any business that operates from an office
• Encompasses a variety of advantages, such as high-speed internet, landline, and TV services.
• Offered at a fixed price, facilitating precise budgeting and expense management for small enterprises.
• Additionally, the plan covers installation costs and provides a complimentary router.
• Small businesses have the option to enroll in the plan online or by personally visiting a du store.

DU Business Starter Plan Features

DU Business Starter plan, purpose-built for office premises and small retail customers, aims to foster growth for small businesses across the UAE. The plan encompasses the following key features:

• Unlimited fixed broadband connectivity: Enterprise customers will enjoy limitless, full-speed internet usage.
• Unlimited landline to landline calls: The plan incorporates unrestricted landline to landline calling.
• 5G-enabled internet router: A 5G-enabled internet router is included with the plan.
• Affordable price: The plan is priced at AED 399 per month.

DU Devices and Technology Offerings

DU Business recognizes the significance of advanced technology in modern business operations. As such, it offers a range of devices and technology solutions to complement its telecom services.

A. Wide Range of DU Devices for Business Use

When it comes to business communication, having the right tools at your fingertips is crucial. DU Business offers a diverse selection of devices tailored to various needs and preferences.

From smartphones to tablets and laptops, enterprises can choose devices that align with their operational requirements.

These devices are equipped with the latest technologies and functionalities to ensure seamless communication and collaboration.

Whether your team requires smartphones for on-the-go connectivity or tablets for presentations, DU’s range of devices caters to different roles and tasks within the business. This diversity enables businesses to equip their workforce with the tools they need to perform at their best, regardless of their specific responsibilities.

B. Integration of Smartphones, including DU iPhone

Smartphones have become an indispensable tool for business communication. DU Business recognizes this trend and offers a seamless integration of smartphones, including popular options like the DU iPhone . These smartphones are not only cutting-edge in terms of technology but also come with optimized features that enhance business operations.

The integration of smartphones with DU’s telecom services ensures that businesses can access their communication channels, emails, and other essential functions from the palm of their hands.

This level of accessibility contributes to increased productivity and real-time responsiveness, which are critical in today’s fast-paced business environment.

C. DU Laptop Options for Enhanced Business Productivity

Laptops have evolved to be more than just devices for browsing and emailing. They have become powerhouses that enable professionals to work from anywhere with the same level of efficiency as in the office. DU Business offers a range of laptop options designed to enhance business productivity.

These laptops are equipped with features that cater to the demands of modern businesses, including ample processing power, sufficient memory, and ergonomic designs that promote comfort during extended work sessions.

Whether for presentations, data analysis, or collaborative projects, DU’s laptop options provide the tools needed to excel in a variety of tasks.

D. Tech Solutions for Seamless Operations: DU Office and DU Media City

In addition to traditional telecom services, DU Business offers advanced tech solutions that foster seamless operations within businesses. DU Office and DU Media City are prime examples of such offerings.

• DU Office: This solution provides businesses with a collaborative workspace that transcends physical boundaries. It includes a suite of digital tools that facilitate remote teamwork, file sharing, and real-time communication. With DU Office, enterprises can bridge the gap between in-office and remote employees, promoting efficient collaboration regardless of location.
• DU Media City: In a digital age where multimedia content plays a significant role in business communication, DU Media City steps in to provide advanced solutions for media production and distribution. This platform empowers businesses to create, manage, and distribute multimedia content seamlessly, enhancing their marketing and communication strategies.

By integrating these tech solutions into their offerings, DU Business goes beyond traditional telecom services, recognizing that modern enterprises require tools that adapt to the dynamic nature of business operations.

DU Business goes beyond traditional telecom services by offering tech solutions like DU Office and DU Media City. These platforms support collaborative workspaces and digital communication tools that foster seamless operations.

DU Business Support and Resources

While robust telecom solutions are crucial for business success, comprehensive support and accessible resources are equally important.

DU Business understands this aspect and provides a range of support services and resources to ensure that enterprises can make the most of their telecom solutions and navigate any challenges effectively.

A. DU Business Login and Account Management

Managing telecom services and accounts efficiently is essential for businesses to maintain control over their communication needs. DU Business offers an intuitive and user-friendly DU Business Login portal , enabling enterprises to access their accounts, review billing information , and customize services according to their evolving requirements.

Through the DU Business Login portal, businesses can effortlessly monitor their usage, make changes to their plans, and gain insights into their communication patterns.

This access empowers businesses to maintain transparency in their operations and ensure that their telecom services align with their changing demands.

B. Utilizing DU Business Center

Navigating the intricacies of telecom services can be complex, and that’s where the DU Business Center steps in. It serves as a dedicated hub for enterprises seeking assistance, guidance, and solutions to any telecom-related challenges they may encounter.

Whether it’s technical issues, account-related inquiries, or seeking advice on optimizing telecom solutions, the DU Business Center provides expert support and guidance. It offers a direct line of communication to DU’s knowledgeable professionals who understand the intricacies of business communication needs and can provide timely solutions.

C. DU Careers: Employment Opportunities within DU

DU Business not only offers telecom solutions but also serves as a platform for those seeking employment opportunities within the company. DU Careers opens doors to a variety of roles within DU’s dynamic and innovative work environment.

For individuals looking to be part of a team that drives innovation in the telecom industry, DU Careers presents a gateway to explore exciting employment opportunities. From technology and marketing to customer support and more, DU values diverse talents that contribute to its continued growth and success.

D. DU Business Loan Code

DU Business understands that financial assistance is a vital aspect of business operations, especially during periods of growth or transformation. To support businesses in their endeavors, DU offers a business loan code that provides eligible enterprises with the financial assistance they need.

This initiative reflects DU’s commitment to being a true partner to businesses, offering not only telecom solutions but also a helping hand in overcoming financial challenges.

The DU Business Loan Code ensures that businesses can continue to invest in their operations and growth without being hindered by financial constraints.

Convenient Solutions for Enterprises

A. du mall and du festival city.

For businesses that require on-the-go connectivity while navigating bustling commercial centers, DU Business offers seamless connectivity solutions within DU Mall and DU Festival City. These locations serve as hubs of activity, and staying connected is crucial for enterprises to conduct their operations smoothly.

DU Business ensures that connectivity within these commercial centers is seamless and reliable. Whether for customer interactions, transactions, or employee communications, businesses can count on uninterrupted connectivity, enhancing their ability to serve clients efficiently and effectively even in high-traffic areas.

B. DU Online Shop

The digital age demands quick and efficient solutions, and the DU Online Shop is designed to provide just that. Enterprises can explore a user-friendly platform that offers a diverse range of devices, accessories, and solutions tailored to their business needs.

Whether businesses require smartphones, laptops, or other tech gadgets, the DU Online Shop offers a convenient and centralized platform for procurement.

This not only saves time but also ensures that businesses can acquire the latest devices necessary for their operations without the hassle of visiting physical stores.

C. DU Amazon Prime

For businesses that value efficiency and convenience, DU Business provides an added benefit – DU Amazon Prime. Business subscribers can enjoy the benefits of this collaboration, which includes access to a range of services offered by Amazon Prime.

From expedited shipping to streaming services and exclusive deals, DU Amazon Prime benefits are designed to enhance the overall convenience and experience for business subscribers.

This collaboration goes beyond telecom services, offering enterprises additional perks that align with their fast-paced and dynamic operations.

D. Hosting Business Events at DU Arena

Business events and gatherings play a significant role in networking, knowledge-sharing, and brand visibility. DU Business takes convenience a step further by offering the DU Arena as a venue for hosting such events.

The DU Arena is equipped with advanced technology and facilities that cater to the requirements of business presentations, conferences, and exhibitions.

Enterprises can host events in a tech-enabled environment that ensures seamless connectivity and provides an impressive backdrop for showcasing their offerings.

DU Business Telecom Solutions stand as a beacon of reliable communication for UAE enterprises. With its diverse services, tailored plans, advanced devices, and comprehensive support options, DU empowers businesses to excel in the dynamic landscape of modern commerce.

The value of seamless communication cannot be underestimated, and DU’s commitment to providing cutting-edge telecom solutions ensures that enterprises can focus on their growth, innovation, and success.

• How does DU Business support its customers? DU Business offers the DU Business Center, a hub for expert support and guidance, as well as online account management tools and resources for customers’ convenience.
• What makes DU Business Telecom Solutions unique in the UAE? DU Business stands out with its diverse services, advanced technology offerings, tailored plans, and convenient solutions, all designed to enhance the communication and operations of UAE enterprises.
• Can you elaborate on the benefits of DU’s partnership with Apple for businesses? The partnership between DU and Apple offers businesses access to advanced technology that seamlessly integrates with DU’s telecom solutions. DU iPhone, for instance, provides enhanced efficiency, connectivity, and access to DU’s services, contributing to streamlined operations.
• How does the DU Business Center contribute to business growth? The DU Business Center offers a wealth of resources, from expert guidance to workshops and networking events. By tapping into these resources, businesses can acquire new skills, optimize their operations, and forge valuable industry connections that foster growth.
• What sets DU’s technology solutions apart for government institutions? The DU Government Plan provides government institutions with tailored technology solutions that prioritize security, data analytics, and efficient communication. These solutions are designed to meet the unique needs of governance, enabling streamlined operations and effective communication.
• How can businesses access DU’s online shop and make the most of it? Businesses can access the DU Online Shop through the official website. By browsing through the range of products and services, reading detailed descriptions, and making informed decisions, businesses can procure the necessary tools and solutions conveniently, saving time and effort.

I currently residing in Dubai, UAE and work for a multinational company in the technology industry. In my free time, I enjoys exploring the UAE's and becomes a writer in uaexpat.com

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Du Launches Business Starter Plan To Help Small Businesses Unlock Growth Across The UAE Through the collective provision of these services, du promises that enterprise customers will become accustomed to an all-new fully digital experience, with instant internet and landline activation, enhanced efficiency, and a sizeable price differentiation as compared to fixed regular products.

By Entrepreneur Middle East Staff Sep 23, 2021

You're reading Entrepreneur Middle East, an international franchise of Entrepreneur Media.

UAE telecom provider du has launched its Business Starter plan for specific enterprise customers across the UAE, with the all-in-one solution being announced after seeing demand for fixed services from home offices, small offices, and small enterprises in the country.

Subscribing to this new plan for AED399 per month will allow enterprise customers to receive unlimited fixed broadband connectivity, limitless calls to all landlines, and an advanced router through the solution. Customers will also be able to avail other business-focused add-ons, including a credit card machine, Microsoft Office 365, and an .ae domain name.

Through the collective provision of these services, du promises that enterprise customers will become accustomed to an all-new fully digital experience , with instant internet and landline activation, enhanced efficiency, and a sizeable price differentiation as compared to fixed regular products.

Related: From Operator To Service Provider: The Role Of Telcos In Tomorrow's Digital Future

du's Business Starter plan has been built as a fixed product designed specifically for office premises. Small retail customers and any enterprise with nine users or less who do not require fixed speeds at the same time are guaranteed to never encounter usage concerns.

Overall, the success enterprise customers enjoy will be supported by the unlimited data, technical superiority, lower costs, and overall credibility of the new solution, which is certain to contribute to a thriving SME sector in the UAE in the future.

Operating under the umbrella of Emirates Integrated Telecommunications Company (EITC), du, an integral driver of the UAE's economic, social, and digital transformation, has launched the Business Starter plan to align with the UAE's vision for advancing the national economy.

With its offering of smart services, support, transparency, and innovation through the Business Starter Plan, du is thus aiming to uphold the UAE National Agenda to ensure a business-friendly environment for ever incumbent in the country, especially small enterprises that have been marked out as a key driver for sustainable development and unlocking economic potential.

Related: Competitive Advantage: Abdulwahed Juma, Executive Vice President of Brand and Corporate Communications, du

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du‌ ‌announces‌ ‌Business‌ ‌Starter‌ ‌Plan‌, ‌enabling‌ ‌SMEs ‌to‌ ‌plug‌ ‌and‌ ‌grow‌ their‌ ‌business‌ ‌across‌ ‌the UAE‌ 

For AED 399 per month, enterprise customers will receive unlimited fixed broadband connectivity, limitless calls to all landlines, and an advanced router through the solution.

Following increased demands from home office, small office, and small enterprise customers for fixed services nationwide, du’s all-in-one solution will ensure they capitalize on a host of simultaneous benefits moving forward, including seamless data connections with free landline calls, quick and easy setup, and greater cost-efficiency. This latest news aligns with the UAE’s vision for advancing the national economy, with small enterprises a key driver for sustainable development and unlocking economic potential. Ensuring a business-friendly environment for every incumbent is a National Agenda imperative, and du’s Business Starter plan will uphold this mandate by facilitating smart services, support, transparency, and innovation. 

For AED 399 per month, enterprise customers will receive unlimited fixed broadband connectivity, limitless calls to all landlines, and an advanced router through the solution. Furthermore, customers will be able to avail other business-focused add-ons, including a credit card machine, Microsoft Office 365, and an .ae domain name that will improve daily operations. Through the collective provision of these services, enterprise customers will become accustomed to an all-new fully digital experience with instant internet and landline activation, as well as enhanced efficiency and a sizeable price differentiation, compared to fixed regular products. 

Looking at the evolving needs of the enterprises, du has launched a new Business Starter Plan for its corporate customers with a range of exclusive benefits. With the launch of its Business Starter offering, du has upheld this long-standing commitment to those it serves once more. Overall, the success enterprise customers enjoy will be supported by the unlimited data, technical superiority, lower costs, and overall credibility of the new solution, which is certain to contribute to a thriving SME sector at the national level in the years ahead. 

du’s Business Starter plan is a fixed product that has been designed specifically for office premises. Small retail customers and any enterprise with 9 users or less who do not require fixed speeds at the same time will also never encounter usage concerns.

For more information, please visit http://du.ae

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Comment faire un business plan ? Modèle gratuit !

Téléchargez notre modèle vierge de business plan et suivez nos conseils pour bien le remplir !

Vous êtes sur le point de lancer votre projet et cherchez comment faire un business plan ? Découvrez ce qu’est un business plan, pourquoi il est important d’en faire un et notre modèle de business plan gratuit à télécharger (modèle vierge). Suivez nos conseils et exemples pour bien le remplir !

Qu’est-ce qu’un business plan ?

Le business plan (plan d’affaires, en français) est un dossier synthétique qui présente un projet de création ou de reprise d’entreprise, en définissant sa stratégie commerciale et financière. Vous pouvez en quelque sorte le considérer comme un CV ou un “book” destiné à structurer et à vendre votre projet.

La création d’un business plan intervient après les recherches documentaires, la prospection, les études et des démarches que vous avez pu mener en amont comme : 

• Le choix d’une forme juridique pour votre entreprise
• La réalisation d’une étude de marché (ou d’un sondage en ligne )
• L’évaluation de vos ressources et de votre business model (modèle économique)

Pour le réaliser, vous aurez plusieurs choix que nous vous présenterons par la suite, mais vous pouvez aussi utiliser notre modèle de business plan gratuit.

Pourquoi faire un business plan ?

Un business plan vous sert d’abord à vous-même : il permet de structurer votre projet de création d’entreprise et de mettre à plat vos idées. Il n’est pas obligatoire. Vous n’êtes donc pas contraint de vous coller à sa conception, assez chronophage.

Dans certains cas de figure, le business plan ne présente pas vraiment d’intérêt. Par exemple, si vous venez de créer votre micro-entreprise et vendez une prestation de  services depuis votre domicile, un business plan se révélera sûrement inutile. À l’inverse, ce document nous paraît incontournable si vous souhaitez créer une boutique en ligne , par exemple ou bien ouvrir un restaurant.

Rappelez-vous : il s’agit aussi d’un outil de communication. Voici quelques exemples concrets pour lesquels on risque fort de vous demander un business plan : 

• lorsque vous désirez ouvrir un compte ou obtenir un prêt bancaire ou un autre financement ;
• lorsque vous recherchez des fournisseurs ;
• lorsque vous comptez vous associer et/ou trouver des partenaires ;
• lorsque vous souhaitez lever des fonds.

Concernant ce dernier point, on peut penser à une start-up qui se lance, souhaite financer son développement et/ou accélérer sa croissance. Faire un business plan doit permettre à l’investisseur de savoir s’il peut s’engager avec elle. Va-t-il y trouver son compte ? Est-ce un projet rentable ? Quels risques prend-il en investissant avec cette startup ?  Un business plan est là pour le séduire et le convaincre. Mais c’est également un outil qui doit inspirer confiance et rassurer sur l’équilibre financier de votre projet, mais aussi et surtout sur les perspectives de bénéfices.

Le business plan a aussi une utilité en interne. Grâce à lui, votre entreprise peut contrôler le pilotage de certaines opérations, tester différentes hypothèses, et réajuster au besoin en le mettant à jour, puisqu’il fournit un cadre de comparaison (ce dont vous manquez cruellement à votre lancement).

Enfin, si vous souhaitez reprendre un commerce ou une entreprise, vous pouvez aussi mettre sur pied un business plan. La trame de base est la même que pour un projet de création d’entreprise, sauf que vous devez aussi intégrer des éléments spécifiques sur l’entreprise que vous allez racheter (ex : historique, clientèle, produits, bilan financier etc.).

Modèle de business plan gratuit et conseils pour le remplir

Les modèles de business plan télécharger.

Vous êtes ici pour ça, donc ne faisons pas durer le suspense. Vous trouverez ci-dessous un modèle de business plan vierge à télécharger gratuitement. Nous l’avons décliné sous plusieurs formats, en fonction de vos besoins :

• Modèle de business plan gratuit word téléchargeable ici
• Modèle de business plan gratuit powerpoint (en cours de création)

Le format Word est idéal pour réaliser un business plan simplifié. Il vous suffira de remplir les différentes parties en suivants nos conseils et en l’adaptant au business d’un food-truck.

Nous vous fournissons uniquement le modèle Word, mais sachez que certains acteurs comme par exemple Créer-mon-business-plan fournissent des modèles beaucoup plus complets pour quelques dizaines d’euros qui vous permettront de recevoir à la fois un modèle Word et un outil Excel pour simuler les projections financières de votre projet de food-truck, ainsi que de l’aide pour le remplir.

Enfin, certains cherchent un modèle de business plan en PDF. Aucun intérêt à notre avis, il sera beaucoup plus facile de le modifier sous Word et d’en télécharger ensuite une version finalisée en PDF.

Exemple de trame du business plan

Le modèle de business plan que nous vous fournissons gratuitement intègre la trame suivante :

C’est un bon exemple de business plan simple et une trame relativement classique, que vous pouvez adapter développer certaines catégories ou au contraire en passer certaines sous silence, selon votre projet.

Nos conseils pour un business plan simple et efficace

Maintenant que vous avez en tête la structure et les éléments incontournables du business plan, il est temps de vous livrer quelques conseils pour concevoir un business plan simple et efficace. Ces conseils valent que vous utilisiez notre modèle ou non.

• Misez sur la clarté et la simplicité. N’en faites pas trop, en particulier si vous présentez un projet avec beaucoup de jargon technique. Mettez-vous toujours à la place de votre lecteur et n’entrez pas trop dans les détails. Adressez-vous à lui avec ses mots.
• Pensez à faire concis et synthétique . Il n’y a pas de règle préétablie sur le sujet, mais on estime qu’un business plan ne devrait pas contenir de 20 à 25 pages. 
• Aérez votre texte en faisant des paragraphes et organisez vos idées avec des parties et des sous-parties regroupées au sein d’un sommaire.
• Ajoutez des visuels lorsque c’est pertinent (ex : diagrammes, graphiques, images)
• Faites-vous relire . Il n’y a rien de pire que de se retrouver à parcourir un document truffé de fautes d’orthographes. Soyez vigilant là-dessus !
• Pensez aussi aux annexes . Elles vous permettent de joindre des documents complémentaires sans alourdir le coeur de votre business plan.
• Etayez votre propos en citant vos sources . Expliquez tous vos calculs et tableaux de chiffres. Justifiez tout ce que vous avancez, en particulier vos projections financières. 

Rappelez-vous, l’objectif du business plan est de convaincre votre interlocuteur, alors produisez un document sérieux et béton, qui ne laisse aucune place au doute. 

4 erreurs à ne pas commettre dans votre business plan

Que vous utilisiez notre modèle de business plan ou non, voici les 4 principales erreurs à éviter lors de la rédaction de votre plan d’affaires :

• Bâcler la forme du business plan
• Mal présenter l’équipe
• Ne pas être exhaustif dans l’étude de marché et de la concurrence
• Négliger le modèle économique et la stratégie commerciale

Comment faire un business plan ?

Les différentes parties.

Chaque business plan est propre à chaque projet. Si sa structure et sa présentation peuvent varier, il doit néanmoins comporter des éléments essentiels que l’on a regroupés en 2 grands domaines (+ 1 bonus) :

• La présentation de votre projet et de votre entreprise : c’est le modèle de business plan que nous vous avons fourni
• Les projections financières : en général un fichier excel

La présentation de votre projet et de votre entreprise 

Dans cette partie du modèle de business plan, vous allez notamment expliquer les modalités opérationnelles de votre business plan en suivant une trame : 

• Le statut de votre entreprise : date de création, forme juridique, nombre d’actionnaires, composition du capital etc.
• Qui vous êtes, les membres de votre équipe et vos associés : parcours, compétences, expérience. Expliquez qui fait quoi au sein de l’entreprise, tout en démontrant que vous disposez de l’ensemble des compétences nécessaires à la réussite de l’activité.
• Une synthèse de votre étude de marché . Elle contient la présentation du produit ou du service que vous souhaitez vendre, votre politique de prix, vos concurrents, le marché que vous souhaitez attaquer, vos avantages concurrentiels etc.
• Une présentation de votre business model .
• Votre stratégie et plan d’action . En premier lieu, on pense à la stratégie commerciale, qui doit présenter vos objectifs en termes de chiffre d’affaires et de croissance. Mais aussi au marketing, à la communication, à la distribution, ou encore à la gestion des ressources humaines.

Tous ces éléments sont bien évidemment inclus dans le business plan gratuit que nous vous avons fourni.

Les projections financières

C’est grâce à toutes ces projections financières que vous allez pouvoir démontrer à vos interlocuteurs la faisabilité et la solidité économique de votre projet. Votre business plan doit notamment contenir les éléments suivants : 

• Le compte de résultat prévisionnel . Il s’agit d’un des éléments-clés de votre plan d’affaires. Ce compte de résultat se présente sous la forme d’un tableau financier. Il doit déterminer le degré de rentabilité de votre entreprise, en démontrant que votre chiffre d’affaires à venir couvrira vos dépenses (charges). Les projections se font souvent sur les trois premières années d’existence de l’entreprise.
• Le seuil de rentabilité : il s’agit du chiffre d’affaires minimum à partir duquel l’activité d’une entreprise devient rentable.
• Le tableau ou plan de trésorerie : établi mensuellement, il présente les encaissements et les décaissements prévus au cours de la première année d’activité de l’entreprise.
• La capacité de financement , c’est-à-dire tous les capitaux et les sources de financement qui permettent de lancer le projet (ex : fonds propres, aides etc.).
• Le plan de financement à trois ans : il détaille vos besoins en financement sur les trois premières années d’activité. Il permet de vérifier que votre entreprise sera pérenne dans le temps.
• Le besoin en fonds de roulement (BFR) . Le BFR correspond aux sommes d’argent dépensées par l’entreprise au lancement de son activité et qu’elle ne pourra récupérer qu’après l’encaissement du paiement de ses premières factures.

Si la partie présentation de l’entreprise est assez facile à remplir, comme vous pouvez le voir dans l’exemple de business plan que nous vous avons fourni gratuitement, la partie financière est plus complexe. Pour cette partie, nous vous recommandons de vous faire accompagner.

Bonus : l’executive summary

L’executive summary – résumé opérationnel, en français – est un teaser d’une à deux pages qui doit donner envie de lire la suite de votre business plan et de découvrir votre projet. Il se place au début d’un plan d’affaires et doit mettre en avant de façon synthétique les informations les plus importantes :

• Votre projet et les problèmes qu’il résout
• Votre stratégie
• Votre offre avec votre avantage concurrentiel
• Votre business model
• Votre marché etc.

Vous disposerez ainsi d’une vision globale de tous les éléments à mettre en avant, ce qui vous facilitera la tâche.

Faire un business plan : quelles sont vos options ?

Plusieurs options s’offrent à vous pour réaliser un business plan : le faire vous-même sans aide tierce, utiliser un logiciel en ligne, ou faire appel aux services d’un professionnel. Chaque solution présente des avantages et des inconvénients.

Option n°1 : faire votre business plan gratuitement (mais vous-même)

Première possibilité pour faire votre business plan : vous y coller seul, sans l’aide d’un logiciel ou d’un professionnel. Pour cela, vous pouvez partir de notre modèle de business plan gratuit et vierge, ou bien d’un modèle de business plan déjà pré-rempli pour certains secteurs. En fonction de vos besoins, utilisez le format Excel, PDF et PowerPoint. 

Créer son business plan en partant de zéro présente d’abord un avantage financier. Vous n’avez aucun frais à prévoir si vous choisissez un modèle de business plan gratuit. Cette solution est idéale pour les entreprises aux budgets serrés, mais elle présente un autre avantage non négligeable : cela vous force à réfléchir en profondeur sur votre projet de création d’entreprise. Par contre, préparez-vous à y passer du temps. La conception d’un business plan est chronophage et peut se révéler fastidieuse, surtout lorsque l’on attaque les prévisions financières.

Notez enfin que certains acteurs (comme Créer-mon-business-plan par exemple), proposent à la fois des modèles de business plan payants à télécharger et la possibilité de le réaliser en ligne. Comptez quelques dizaines d’euros pour un modèle de business plan thématisé (c’est à dire adapté à votre secteur), ce qui à notre avis peut valoir le coup pour éviter de repartir de notre modèle de business plan vierge :

• Choix parmi des dizaines de modèles de business plan
• Business plan au format Word de 10 à 20 pages
• Exemples de textes fournis tout à long du modèle
• Volet financier au formt Excel.

C’est donc un bon compromis entre le business plan gratuit et l’accompagnement (en ligne ou par un professionnel).

Option n°2 : faire son business plan en ligne

La deuxième option consiste à se faire accompagner un peu plus en réalisant son business plan en ligne , à l’aide d’un logiciel dédié. De nombreux sites sont en concurrence sur le marché.

Voici les avantages à utiliser un outil en ligne : 

• Vous disposez de modèles de business plans payants prêts à l’emploi, adaptés à différents corps de métiers.
• Tous les modèles sont centralisés sur la même interface : vous gagnez du temps dans le processus de création. On vous aide à mettre en forme le document, à créer le prévisionnel financier etc.
• Pas besoin d’avoir de connaissances en comptabilité.
• Vous pouvez bénéficier de ressources complémentaires pour concevoir votre plan d’affaires, comme un accompagnement en ligne avec un conseiller.
• Certains logiciels de business plan sont gratuits.

En ce qui concerne les inconvénients, ces modèles de business plan ne sont pas gratuits (mais ils sont complets). Ensuite, en fonction du logiciel que vous choisirez, vous n’aurez pas le droit à du conseil et vous ne pourrez pas déléguer la partie rédactionnelle. Il faudra quand même consacrer du temps pour l’écriture et avoir un minimum de bases pour élaborer votre business plan. Ceci-dit, ces logiciels fournissent de nombreux conseils et des exemples de business plan pour vous aider à remplir le vôtre de manière efficace.

Option n°3 : passer par un professionnel

Si vous cherchez de l’aide pour faire votre plan d’affaires personnalisé sans utiliser un modèle de business plan, rien ne vous empêche de vous attacher les services d’un professionnel. On pense notamment aux professionnels suivants :

• L’expert-comptable local
• L’expert-comptable en ligne
• Les experts et consultants en business plan (ex : les spécialistes de la fiscalité, les avocats d’affaire).

Grâce à un professionnel du business plan, vous vous assurez de gagner du temps et disposez des conseils et du savoir-faire d’un expert. On le recommande en particulier aux projets complexes qui font appel à de nombreuses donnés financières.

Par contre, ce genre de service implique un coût financier plus important qu’avec un logiciel en ligne. Sans compter que vous risquez quand même de devoir collaborer à la partie descriptive du document. Un expert saura parfaitement jouer avec les chiffres, mais il aura besoin de vous pour comprendre la genèse de votre projet ainsi que tous les tenants et aboutissants.

Au cours de vos recherches, pensez aussi à vous rapprocher des structures d’accompagnement de créateurs, de certaines legaltech , des Chambres de commerce et d’industrie ( CCI ), ou encore des Chambres de métiers et de l’artisanat ( CMA ).  Ces différents organismes professionnels proposent souvent des formations et ateliers autour du business plan et pourront vous accompagner dans la construction de votre plan d’affaires.

Au final, quelle que soit la méthode choisie, gardez bien cela en tête : comme le dit l’expression, “on n’a qu’une seule chance de faire bonne impression.” Alors appliquez-vous, et utilisez nos conseils pour réaliser un business plan solide !

Combien coûte un business plan ?

Le coût d’une business plan dépend de l’option que vous allez choisir. Si vous vous utilisez notre business plan gratuit, vous n’y passerez que du temps. Si vous choisissez un modèle payant, vous en aurez pour entre 50 et 100€ environ. Si vous optez pour un logiciel de business plan en ligne , les prix varient d’une solution à l’autre.

La solution la moins économique consiste à passer par un professionnel. Les tarifs dépendent de la complexité et de la technicité du projet. Pour vous donner un ordre d’idées, on a recensé des tarifs partant de 300€ et pouvant aller jusqu’à 4 000€.

Un business plan gratuit, c’est possible ?

Faire un business plan gratuitement, oui, c’est possible en utilisant un modèle de business plan et en y passant du temps, ou bien via certains organismes comme la CCI.

Les personnes ayant téléchargé le modèle de Business plan ont également été intéressés par :

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AED 100 / month   + 5% VAT

Business mobile plan 100, 5.5 gb national data, - roaming data, 500 mins national calls, - international calls, 130 sms national, - international, - incoming roaming, - outgoing roaming, 1130 mins calling within your business circle, aed 150 / month   + 5% vat, business mobile plan 150, 10.5 gb national data, 800 mins national calls, aed 200 / month   + 5% vat, business mobile plan 200, 15 gb national data, 1250 mins national calls, 200 sms national, 1200 mins calling within your business circle, 130 mins national calls, 130 mins international calls, 65 sms national, 65 sms international, 330 mins national calls, 155 mins international calls, 610 mins national calls, 310 mins international calls, 130 sms international, 1260 mins calling within your business circle, 8 gb national data, 900 mins national calls, - international sms, 10,000 business calling circle minutes, - internet calling pack, 18 gb national data, 2000 mins national calls, free internet calling pack, aed 325 / month   + 5% vat, business mobile plan 325, 55 gb national data, 2 gb roaming data, unlimited national calls, 410 mins international calls, aed 600 / month   + 5% vat, business mobile plan 600, 85 gb national data, 5 gb roaming data, unlimited international calls, 300 sms national, 300 sms international, 100 mins incoming roaming, 200 mins outgoing roaming, aed 900 / month   + 5% vat, business mobile plan 900, unlimited national data, 40 gb roaming data, 500 mins incoming roaming, 1000 mins outgoing roaming, aed 125 / month   + 5% vat, aed 225 / month   + 5% vat, aed 350 / month   + 5% vat, 2 roaming data, aed 700 / month   + 5% vat, 5 roaming data, aed 1000 / month   + 5% vat, good to know, please select sim type.

• How are the minutes charged in these plans? The charging method is per minute for the free minutes in the bundle and any usage out of the bundle.

• The first monthly recurring charge will be prorated based on the activation date and the following month’s recurring charge will be charged fully in advance.
• The first bill will include a prorated charge plus the following month’s full charges.
• You can cancel your plan without a foreclosure (however if you still have other active contracts such as a device that hasn’t yet completed its minimum term, their fees will apply).
• Will I be notified before the expiry of the plan contract? Yes, you will receive an SMS one month before the expiry of your minimum term (i.e. contract period). You will also be contacted by one of our dedicated team members to help you renew your offer.
• How will the plan appear on my bill? The plan will be displayed as “Business Mobile Plan”.
• Are the unlimited minutes really unlimited? Yes, they really are unlimited.
• What type of calls can I make with the unlimited national minutes? Unlimited national minutes are valid for calls within the UAE only and to fixed or mobile lines. They are not applicable to roaming.
• What type of calls can I make with the unlimited international minutes? Unlimited international minutes can be used for international outgoing calls, from the UAE for the covered destinations. They are not applicable for roaming.
• What destinations can I call with my unlimited international minutes? 150 minutes of BMP 325 and 600 minutes of BMP 500 will not cover Afghanistan, Chile, Ethiopia, Liechtenstein, Myanmar and Slovenia. All the remaining international minutes is applicable to top 190 destinations. Visit ;du.ae/idd for the complete list of destinations.
• Roaming minutes and data benefits can be used in our preferred countries and our Roaming Partner Networks. Visit ;du.ae/preferredcountries for the full list.
• Bundles with incoming minutes only cover roaming-call-forward charges. Inter operator termination charges [IOT] are not covered
• Incoming and outgoing cover both incoming (roaming-call-forward charges) and outgoing calls. Inter operator termination charges [IOT] are not covered.
• After consuming your plan’s roaming minutes, if any, incoming calls, outgoing calls and data are all charged as per standard rates or Easy Roaming rates, if your Easy Roaming service is active.
• Roaming minutes’ packages are not built on real-time billing, hence consumption of the benefits cannot be tracked and there will be no usage notification, including on full consumption.
• Roaming usage does not include Lebanon and in-flight operators.
• There are some LTE handsets designed to send and receive minor data sessions, even though the mobile data feature is turned off. To avoid these excess data charges, either buy a roaming data bundle or change your device’s network from LTE to 3G.
• Non-preferred networks will have standard tariff set out on the du website, ;du.ae/smallbusiness/mobile/roaming/detail
• du may at its discretion and without notice, remove or modify any preferred roaming countries and Operators. It is recommended that, prior to travel, you check the current list on ;du.ae/personal/mobile/visiting-roaming/roaming-preferred-partners so you are fully aware on which countries we have roaming partners in and who those Operators are.
• What is the charging method? All in-bundle and out-of-bundle charges will be per minute.
• Can I subscribe to device offers with the Business Mobile Plans? Yes, our device instalment offers are available on top of the Business Mobile Plans. Please contact our sales channels for the latest offers on devices.

• Where can I subscribe to the Business Mobile Plans? You can subscribe to the Business Mobile Plans through our du retail shops, roadshows, business centres and your Account Manager.
• Can I upgrade or downgrade my plan within the Business Mobile Plans? You can upgrade to a higher rate plan without any foreclosure fees. However, you have to pay the foreclosure fee for the downgrade.
• Will I still be charged the full monthly fee if my line got suspended within my contract? Yes. Since the plans are associated with a Minimum Term, you will be charged the monthly recurring fee during the suspension.
• If I subscribe to the Business Mobile Plans within this month, will I get the full benefits immediately? If you subscribe within this month’s bill cycle, the monthly charge fee and your rate plan voice minutes will be prorated. However, your data will be granted in full. As for the following month, all the benefits and fees will fully apply.
• What happens after the Minimum Term is complete? You will continue to enjoy your Business Mobile Plan benefits. If you choose to cancel your line after the end of your Minimum Term, no termination fee will apply on your plan. However, if you still have other active contracts such as, a device that has not completed its Minimum Term, then a fee will apply.
• Can I still get one of the Business Mobile Plans, if I am an existing Business mobile customer? Yes.
• What is the activation fee? A fee of AED 55 is applicable for the activation of your SIM card.
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Money blog: What will happen to tax and interest rates under Labour – and how will benefits change? | Join our live Q&A

Business presenter Ian King answered your questions on what a Labour government means for your personal finances, here in the Money blog.

Monday 8 July 2024 18:35, UK

• Ian King answered your questions on what a Labour government means for your personal finances in a live Q&A earlier - scroll through his answers below
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Ask a question or make a comment

Thanks for all your questions  - and for following Ian King's responses on the likely changes we can expect under the new Labour government.

If you could not join us in time, do not worry - you can scroll through the answers below at your leisure.

Dad of Swifties:

Why don't the government remove VAT on concert tickets like in other countries and announce stronger regulation on sites like Ticketmaster? Prices are a joke

Here's what  Ian King , our business presenter, says on this one...

Labour promised not to increase the rate of VAT during the election campaign. 

That is very different from cutting it or making some products and services tax free. 

I'd be surprised if it happened. The government needs to raise money, not give it away. 

That said, I note that US Congress has recently been talking about tougher regulation of businesses like Ticketmaster, so doubtless parliamentarians on this side of the Atlantic will be watching closely.

May I ask who is likely to be eligible for the proposed new housing as outlined today? I have a son of 43 and his wife living with us as they can't afford a mortgage, and aren't eligible for social housing. Not everyone in Britain wants the responsibility of owning a house.

Ian King , Sky News business presenter, says...

Labour is aiming for increasing housing availability across the board with a mix of both public/social housing and also private sector accommodation – while also looking to stimulate the "build to rent" sector. 

It's not a case of eligibility, as such. 

They're seeking to increase supply in the first instance – get that right and demand will be met.

Haven't we heard all this before with housebuilding targets - what's different this time?

Good question – which reminds me that one of the most dangerous phrases in investment and business is "it's different this time". 

What genuinely appears to be different is that Labour seem totally committed to sweeping away the planning rules and regulations that stand in the way of more homes being built. 

If they can pull this off then, all other things being equal, they will have a fighting chance of completing 1.5 million new homes over the life of this parliament.

The other thing I would say is that this is a hugely ambitious target and so Labour, by making it public, have confidence it can be done. 

You can rest assured that Labour will be asked about it a lot towards the next general election. 

The political graveyards are littered with those politicians – Harold Macmillan, Conservative prime minister from 1957-1963, is a good example – who made promises on housebuilding they failed to keep.

The last government promised an end to no-fault evictions... is this legislation still alive?

Another short answer from our business presenter  Ian King ...

The legislation died with the last government but, yes, the expectation is that Labour will abolish no-fault evictions.

What will Labour do with dividend tax? And what about corporation tax?

Rachel Reeves is already committed to keeping corporation tax unchanged for the life of this parliament. 

But no such commitments have been forthcoming on the taxation of dividends. 

And some people fear the worst because Labour has form here - Gordon Brown took away tax relief on the dividends that pension funds received on their investments in 1997 - which contributed to the near extinction of gold-plated "defined benefit" or "final salary" pension schemes in the private sector.

In fairness, Labour can point out that the Conservatives also stripped away protections enjoyed by savers on their dividends. 

You can now only receive dividends of £500 on shares or investment funds held outside an ISA. The allowance stood at 10 times that just seven years ago.

The moral of the story is clear – if you hold shares or investment funds which pay dividends, protect them in an ISA, which ensures the payouts will be tax-free.

If memory serves me correctly weren't the railways an unmitigated disaster last time they were in public ownership? How is renationalising meant to help anyone?

Here's what  Ian King , our business presenter, says to this...

Labour argues that, in state ownership, the rail network can be more coherent with one "fat controller" type figure in charge to oversee timetables and ticketing. 

Bear in mind most of the railways more or less have been renationalised already – the exception being the rolling stock companies, which will remain privately owned. 

You are right to point out the shortcomings of the nationalised model – as I did in this article for Sky News back in 2017 .

The nationalised model is not a silver bullet – as English and Scottish football supporters to have used Germany's nationalised rail service during the Euros will testify.

We heard nothing in the campaign about how growth would be achieved - how much convincing detail did we get from Reeves?

The UK's sclerotic planning rules have been a major drag on growth over the last decade. 

If Labour has found a way of obviating those rules then it should generate growth. But bear in mind this is going to cause huge rows as Whitehall orders local planning managers what to do and rides roughshod over them when they don't co-operate. 

Not everyone will like it and especially those who find their views interrupted by, for example, new homes. The same applies to tearing up the rules banning more onshore wind farms. 

All other things being equal, it should also be positive for growth, but those who have views of open countryside blighted by new wind turbines may disagree.

Croydon Ajay:

Can anything be done to scrap the disparities in stamp duty which means young buyers in London have to pay when the same people in the North East don't pay a penny?

Stamp duty is a rotten tax and, if you want to promote growth, scrapping it would certainly be a good way of doing so. But given that Stamp Duty Land Tax brought in £11.6bn in the last financial year, the government is likely to want to keep it in place. 

The differing tax takes to which you refer reflect the fact that house prices are cheaper in the North East than in London. 

SDLT is very much a London tax – the capital accounted for 36% of all SDLT paid in 2021-22, the latest year for which figures are available. 

Homebuyers in the London borough of Westminster alone paid more SDLT than the whole of the North West of England. I doubt those disparities to which you refer will change unless house prices in London collapse and house prices rocket elsewhere. 

You are right to point out the pernicious effects of this. 

In some London boroughs, primary schools are starting to close, because parents find they cannot live in the capital and raise a family. They're moving out – reducing demand for London school places in some areas.

Disgruntled:

Ian can you give us an idea of how much scrapping the two-child benefit cap would cost and why is this not achievable with a windfall tax on oil and gas companies raking it in? Starmer is a Tory with a red rosette

The Resolution Foundation has estimated that the two-child benefit cap will save the government £2.5bn during the current financial year – which would rise to £3.6bn if applied to all families claiming universal credit.

Labour is committed to raising the levy on North Sea oil and gas producers from the current 75% to 78% - and has earmarked the money raised will go towards funding its wider plans for energy and, in particular, decarbonisation. 

It would be ill-advised to raise taxes further. The decisions it has made have already had an impact on investment in the North Sea, as I report here . 

And don't forget, the cap is not just about saving money. It's also about avoiding awkward newspaper headlines and stories about big families being paid a small fortune in benefits of the kind that embarrassed the last Labour government and angered so many of its traditional working-class supporters in particular.

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